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This Porn Site Wants To Pay Your Tuition.
College guys have been supporting the porn industry for years, and now one such website wants to give them something back. Popular porn site (or so I've heard) PornHub is offering a $20,000 PornHub Cares scholarship for college students displaying leadership and community involvement. Eligible students must be 18 or older, have a 3.2 GPA or higher, and be enrolled in the Fall 2015 semester. Apparently, all applicants must send in a two- to five-minute video and an essay answering the question, "How do you strive to make others happy?" If you're thinking of making THAT kind of two- to five-minute video, then think again. According to Pornhub Vice President Corey Price: "You don't have to film a porn to be a winner. In fact, anyone who submits a sex video will not be seriously considered. If you're against pornography and an anti-pornography crusader, this is probably not the scholarship for you." For some pretty obvious reasons, there's been some backlash, particularly from national women's groups who feel the scholarship has its heart in the wrong place. A statement released Dawn Hawkins of the National Center on Sexual Exploitation comments that the scholarship is: "...an amazing and deceptive marketing tactic that aims to exploit financially struggling female students. It's really unfortunate we're forcing our kids to sell their bodies to get an education." How do you guys feel about the PornHub Cares scholarship? Would you apply for aid from such a controversial website? Or is tuition money simply tuition money at the end of the day? Personally, I don't know if I'd be comfortable seeking out a scholarship from a porn site, but I wouldn't judge anyone who did. Money is money, after all. And, realistically, it's nice to see a stigmatized billion dollar industry work to turn a new leaf.
5 Ways To Control Your Spending
Hello, my name is Tess, and I am a shopaholic. ...This is the part where you say, "Hi Tess." Anyway, I've learned, over the past few months, that controlling your spending can be extremely simple. I've saved a few thousand dollars, and I will tell you how! 1. Budget by week. What I've been doing is taking out around 250 to 350 dollars per week. This way I have a finite amount of money to spend. Keeping track of your expenses by week will enable you to keep a tight hold on your 2. Use Cash Using cash will enable you to see the money leaving your hand. This will encourage you to spend less. It's just a fact of life. If I can see the money going...I won't want to spend it. 3. Leave your Debit card at home. This way you're not tempted to take out more money, or overpay for things. If you have unlimited funds on you at all times, you're not going to want to save, at least, that's what I always thought. Be hard on yourself, and hold yourself accountable for each penny. 4. Make lists NEVER go to the grocery store without a list, this will help you stick to your guns and not end up buying unnecessary stuff. It's liberating to make sure that you can help yourself accountable. It's all about responsibility here! 5. Tell yourself every day what saving can do, buy or set up for you. You are the master of your financial destiny, if you want to be able to say that you're responsible, you've got to take ownership of your money. I guess, me starting to save was a decision of necessity. When you start your life, all of the financial crippling starts to become real. Student loans, rent, car payments and more. You will save when you have to. Better to start now! So there you go! Get out there and make your fortune :)
Legos Are Now Worth More Than Gold.
Looking to invest your money somewhere safe? Well, you might want to head to your local toy store. According to a recent report in the UK's Telegraph, financial analysts are beginning to suggest that - when it comes to turning a profit - Legos are the new gold. Within the past 15 years, the FTSE 100 - an index of 100 companies on the London Stock Exchange - has increased in value by roughly 4.1%. And while gold investments have seen an increase 9.6% annually, LEGO sets kept in pristine condition have surpassed them with a 12% increase on average. Bottom line? Legos are an investment that packs one serious return. So what kind of LEGO sets should you be investing in? According to avid collector Ed Maciorowski (seen right, with lots of Legos), the money is in franchise picks - movies, TV shows, and even more specific product lines within the LEGO brand: "The neat thing is that all sets are retired at some point, and several hundred are retired each year a movie run ends, a licence expires or the Lego company wants to refresh its range. That means anyone with a set at home – large or small, it doesn't matter – could have quite an investment on their hands if it's in good condition, as this stuff appreciates very well in value." The most coveted LEGO set, for example, is the 2007 Ultimate Collector's Millennium Falcon - which originally retailed for $500 and currently goes for over a cool $4,000. However, financial analyst Laith Khalaf warns that 'trendy' investments come with much more risk than more traditional options: "The returns from Lego look pretty awesome, but investors need to beware that the value of collectibles can be vulnerable to fads. There’s absolutely no harm in buying some pieces as a hobby, and you may well make some money, but as a main building clock for your retirement, I would suggest sticking to more traditional shares and bonds." So what do YOU think? Would you take the risk of investing in LEGO sets, or would you stick more traditional options like gold? Let me know in the comments below, and for more WTF news, follow my WTF Street Journal collection!
Powerful Law Of Attraction Affirmation
I submit to God in all that I do and may his will be done Everything I do I do through the eyes of Love I Love myself in a positive healthy way I love my neighbor and all that I come in contact with the way I love myself I create abundance in all that I say and do I accept abundance and welcome it with open arms I draw success, abundance, happiness, love, and wealth in all that I do I prosper and have favor in all that I do I am filled with success Money comes to me easily, frequently, and abundantly in God’s perfect way I attract the right people at the right time into my life I am drawing positive people into my life every day I make all the right connections I love the work I do I am in perfect health in every way I am at my perfect body weight I feel wonderful, grateful, and energetic everyday when I wake up I am at ease with all types of people I am a positive influence on all that I come into contact with I attract only healthy relationships I express myself wisely and articulate my thoughts and feelings to everyone I am healthy and happy Wealth is pouring into my life I am sailing on the river of wealth I am getting wealthier each day My body is healthy and functioning in a very good way I have a lot of energy I study and comprehend fast My mind is calm I am calm and relaxed in every situation My thoughts are under my control I radiate love and happiness I am surrounded by love. I have the perfect job for me I am living in the house of my dreams I have good and loving relations with my wife/husband I have a wonderful and satisfying job I have the means to travel abroad, whenever I want to I am successful in whatever I do Everything is getting better every day I prosper wherever I turn and I know that I deserve prosperity of all kinds The more grateful I am, the more reasons I find to be grateful I pay my bills with love as I know abundance flows freely through me.
FAFSA Is About To Get Its Ass Kicked, And For Good Reason
Anyone who has been to college knows the hardships of the FAFSA application. It is the gateway to the scholarships, grants, loans and all other monetary measures necessary to attend college. Basically The FAFSA holds all of your hopes and dreams hostage behind your computer screen. It is entirely too complicated and people have had thousands of dollars of scholarships and grants withheld because brilliant and capable students can't get past the FAFSA process. One false move, one missed number...one tactless error and you're out on your ass. It'd take a professional accountant to fill out this document correctly. I remember spending hours on the phone with various government employees, essentially begging them for assistance with this ever important document. Recently I was fucked over because of some technicality pending on my graduation. They basically treated me like human garbage, claiming that my FAFSA was "incomplete" or "in need of reform". I even went so far as to pin the death of the American Dream on student debt. As a 19 year old kid, I was at the mercy of a document that made little sense to my parents. How the hell could it make sense to me? The FAFSA is particularly tricky because of the college application timeline. The current laws and regulations regarding federal aid, make it so that students planning to attend college in the fall can't apply for Aid until January of the previous year. So if you're a late bloomer, or are applying to a college with rolling admission you're pretty much out of luck. In addition to all of that, there's a hell of a lot of wait time...like 6 to 8 weeks. So if you get accepted into college a month before it starts, and apply for FAFSA immediately, you won't get your aid until November and then how the hell are you supposed to live? My aid paid for rent, living expenses, books and everything else because I was totally covered due to my parent's financials. And when that aid was late, I was on my ass. But why would the government make it so hard to get the necessary aid to attend school? When everyone's struggling to get an education, Doesn't make sense right? Someone finally listened and Through many complaints, and I'm talking millions of complaints, the federal government has made some changes to it's hell of a document, the Federal Application for Student Aid. Of course, it's after I graduated, but at least younger generations will be spared from it's wrath. So, instead of the whole "filing when the government is ready" thing, you can file the FAFSA as early as October using data from tax returns already filed, unless your dad like won the lottery or something, there shouldn't be any huge changes. Also, you will be able to fill out the document without any affiliation to any college, this way you will know your financial status BEFORE applying to schools, that way you can apply to schools that qualify in your aid bracket. Huh! Logic makes a lot of sense. Thank you federal government. I'm pleased that you came around. Eventually, the application will go away entirely and schools will have automatic viewing of tax returns and other financial data capable of determining aid. In a perfect world...amirite? To all the youngin's going to college in 2017, enjoy your newly reformed FAFSA...cause I sure didn't have the luxury! I'm not bitter, I swear.
Student Debt: The Death of The American Dream
When you wake up with a college degree and no savings, people might say you're on your way to a future or that you don't have one. I am a proud graduate of Ohio University, conferred this Spring. BFA in Theater Performance, Minor in Journalism. I loved my college, my friends and the teachers who guided me through. What I did not love, what I in fact loathed was the bureaucracy. In today's America twenty-somethings fresh out of college are offered two things: 1. Crippling debt and 2. The existential woe of not knowing if their degree was worth that debt. Thoughts like this tow the line of the young adults today. Instead of having the positive effect of feeling like the world is in your hands, we get calls from our Universities asking for donations not even a month after we finish our degrees. Seriously, you're asking me for money now? It just seems like poor taste to ask someone who graduated not even two months ago for a donation. We all want to wake up with a degree in our hand, a future and the notion that all the hard work we put in, will pay off. College is a fundamental part of the American Dream, and that dream is being killed by student debt and rising tuition costs. People whine about this all the time, but to really understand what it's like, take it from a 22 year old buried under more than 50, 000 dollars of it. We must put a face to our debt. We're not just numbers on a screen. We're people, and we're dragging our loans behind us. They're getting heavier and heavier every day. At this time, in this country, few things are more horrifying than student debt. The government made over 50 Billion dollars off of student debt in 2013. Yet... College is necessary. But is it necessary to enter into indentured servitude to pay for it? College is an amazing time filled with necessary experiences and learning opportunities. It's an enriching experience that everyone should get to have. Money should not dictate who gets a "future" and who is left behind. Employers across the country will require a college degree, so why is it so hard to pay for one? Student debt turns scholars into victims, doomed to spend the best days of their lives paying back the institutions and the country that "wanted to give them an education". People will argue that we knew what we were in for. When we got our acceptance letters, we accepted the debt and all that goes with it. When we filled out our FAFSA forms and decided to go to college, we sold our souls: to the government, to the school itself, and to the people who make decisions for us, that don't know us or care about what we had to do to get to college. Over 40 Million Americans currently hold student debt. And this isn't just 20 somethings, it's 30 somethings, 40 somethings, 50 somethings. Everyone. Seven million of those 40 have defaulted on their loans, leaving them with trashed credit and no hope of getting housing or car loans for their future, or their families. Corporations can file for bankruptcy after failure to pay back their debts...student borrowers can't. The moral question is: is that fair? Just because we know the terms and conditions of our fate does not mean our fate is right or just. In today's America morality and righteousness, what's fair and good, bows down to money and profit. College isn't a public service anymore, it's a God damn business. And just like those sleazy car salesmen people make fun of on TV, your loan officer or FAFSA representative will look you in the eye and say, "You need college, you need these loans. There's no other way! Drive your future off the lot today." Some say that college is priceless, the best years of your life. Now I know that people put a price on everything. Your books, your dorm, your food, your classes, they all cost something. And when you're living off the refunds from your student loans, your life starts to cost you more and more money. Just buying groceries makes your student debt skyrocket. Everything. These thoughts find me when I'm sitting on the subway into work. I think about my student loans and my "number" all the time. How much was my education worth? It was priceless, as far as knowledge and value, happiness, experience. I wouldn't trade it for anything. I would trade the phone calls for alumni donations, and the emails giving me a countdown before my six-month grace period is up. I'd trade the burden it has on my parents and parents everywhere who have to send their kids to college. We have no choice it seems, but to accept these terms and conditions. Nothing is free, but that doesn't mean it should cost you everything. As I sit in my sub-letted living room in Brooklyn, New York, fresh out of college, my phone rings. It's Ohio U, asking for a donation. I let it go to voicemail, and keep on typing. I stand up, and think: "Does all of this prove that the American Dream is really dead? Or is this the necessary cycle of debt that we signed up for when we were told we had to go to college?" Do you have student debt? What's your number?