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How digital identities will help realise the true potential of DeFi
DeFi, for all of the benefits it offers in filling the void left by traditional financing, comes with a number of significant dangers that must be taken into consideration. For starters, there is the impending prospect of government regulation to be concerned about. The party's membership among lawmakers is probably likely to grow in the foreseeable future. A substantial danger of fraudulent behaviour exists in an uncontrolled company where millions of dollars are transferred on an almost daily basis, and when millions of dollars are moved every day. The fact that high-profile instances involving anonymous founders have occurred does not provide any confidence that the sector can successfully self-regulate. Secondly, DeFi loans are substantially overcollateralized due to a lack of KYC (Know Your Customer) regulations (which can only be enforced in person), limiting their application to both unbanked people and small and medium-sized businesses (SMEs) (SMEs). It follows as a natural conclusion that the potential use of these markets as key facilitators for DeFi is greatly curtailed as a result of this. There is no method for anybody to establish a credit history to show that they are creditworthy borrowers since the blockchain lacks both identification and pseudonymity, making it impossible to establish credit. Identification and access control procedures are not in place, and this is what is at the heart of the problem. In the future, it is conceivable that a digital identification (DID) solution can pave the way for individual consumers as well as small businesses to benefit from the full economic advantages of open finance. Citizens would be able to exercise self-sovereignty over their data via the use of decentralised, privacy-preserving DIDs, which would eliminate the need for outmoded, bank-like KYC procedures that frequently go farther than they need to for the purpose of compliance. First movers Even though blockchain was being heralded as the panacea for all of humanity's ills at the time, the topic of self-sovereign digital identities was heavily debated by the blockchain ecosystem's thought leaders in 2017. On the other hand, DIDs remain a plausible use case for blockchain technology, in contrast to numerous other fictitious use cases that have been suggested in the last year. The fact that identification on the blockchain works best when it is incorporated into the infrastructure rather than as a "opt-in" application makes moving ahead more difficult. While conventional blockchain platform like Ethereum continue to be focused on addressing long-standing issues such as scalability, identification has not been a top priority for the network. The sad situation of many newer initiatives is that they have placed a higher priority on being "Ethereum-killers" than they have on addressing real-world problems. As a relative newcomer to the blockchain platform sector, Concordium puts a strong focus on identification as one of its primary objectives. Concordium is a for-profit corporation founded in 2013. The main goal of the project is to get the technology implemented across the organisation. This recognises that no contemporary company can show compliance if the opposite side of the transaction cannot be verified as being real, which is the case in this case. A decentralized credit score According to the preceding paragraph, ontology is yet another platform that is engaged in the creation of decentralised identity solutions, in addition to those already stated. A major goal for the project, which has high ambitions that span a broad variety of application situations, is to complete this task as soon as possible. One dashboard offers customers with a 360-degree view of all their digital assets across all wallets, including Ontology's newly released DID solution, which has just been introduced. Additionally, a decentralised credit rating system that is compatible with a number of blockchains is provided as a companion to the project. Lenders will be able to verify that users are creditworthy and have adequate assets to pay the amount of a loan without having to personally inspect the assets or having to substantially overcollateralize loans at the end of the day. Bringing everything to a close The possibility for unbanked individuals and small and medium-sized businesses (SMEs) to embrace digital identities makes it clear that digital identities have the potential to become a major enabler for the whole DeFi industry. Despite the fact that it is just the beginning, the long-term advantages in terms of economic equality and user privacy are expected to be significant. However, whether or not the sector is prepared to take the required measures to establish some kind of self-regulation via the use of digital IDs will ultimately depend on whether or not it is ready to take such efforts. Learn DeFi to understand the intricacy of this field.
OLD Japanese Anime Giveaway
Hello Fam! THIS IS AN OLD CARD AND THE GIVEAWAY IS NO LONGER VALID. I need to get rid of this sushi making kit and thought I could do a simply giveaway to a lucky member of the Japanese Anime Community! FYI I never opened this and or used this kit. The Prize... It's a sushi making kit! You can make your own sushi alone or with company. This kit includes... 1. Booklet with step by step sushi making instructions 2. Sushi activation card which gives you access to step by step instructions to make sushi....for our visual learners... 3. Sushi rolling mat 4. 1 pair of chopsticks Activity Make a quick card on what anime character or characters you would invite over to make sushi with you. Rules 1. Make sure you tag me 2. Submit by deadline 3. Once winner announced they have 24 hours to respond to me to claim their prize via DM. 4. You must be a member of the Japanese Anime Community Deadline Sunday November 3, 2019 11:59 EST Winner will be picked randomly.... Choices of Characters I would pick from for sushi night would be... My first love Prince Sesshomaru My new secret love Katsuki Bakugou Tanjiro Asta Oh and Inuyasha my boo on the side lol Ride or Die Peeps Taglist @lisablinkarmy @SolYLuna @szewwy @koalabear @SweetDuella @DefSoul1994 @blessowmwago @Starbell808 @Jiminsnooder @SarahHibbs @WinKonVIP @simpsonsamantha @lrwc12 @Gladys21 @hyunjinnie @VeronicaArtino @Shanai88 @Mochiroon @jungkookieeeee @Blackrose139 @cathysanchez157 @KittyCat1998 @Kail916 @pandaqueen7 @MelissaGarza
Manga Books For Sell!😊📚
Hello everyone! This isn't your average card that you are used to seeing me post. One of my friend's is selling alot of her Manga books! I told her I would get on here and make a card for her. She used to have Vingle but she doesn't anymore! If you guy's love to read manga books and you want to buy some now is your chance! She is selling them in sets! They are pretty cheap! She said if you buy any to mention me Amber! Here are the links!⤵️ here is her ebay account⤵️ https://ebay.com/usr/silver_wolf_84777 Thank you everyone!❤ ❤ARMY TAGLIST❤: @amandamuska @blessowmwago @BoyGroupKpop @Bxbybri @CleafeMaeObina @coolwolf13 @dalenalw @echoxsoul @gabstar143 @Gracebug @HannahC19 @herreraletecia  @HomegirlG @ifitnessvn @Ilovephases @izzybell1202 @jennyfer1111r1 @jiminiebae @jungkookieeeee @Just2BLoved @kaylawalker929 @kaylenne956 @krissynormam @MelissaGarza @Mochiroon @Nyxxonn @PANDABTS @QueenPandaBunny @rebeccariley52 @rodrickagardne @Rose2demhaters @samcorsam @simpsonsamantha @Shelbeigh19 @shellyfuentes70 @Starbell808 @szewwy @Taekookimonster @Tiffiedannie @wolfyplayzyv @yukigintokie    *let me know if you want to be apart of the ARMY taglist* K-Monsta Squad: @Yugykookie97 @BBxGD @lilbr0wneyes @DefSoul1994 @KpopGaby @MYAlpha @BangtanGirlOT12 Tag List: @cagonzales9696 @MonieManhiM @cherriblossom17 @SimplyAwkward @Btsislife @jaselgalindo @emealia @saraortiz2002 @xsandos17 @VictoriaBossier @TaehyungKey @Sarahdarwish @kpopandkimchi @Emealia @terenailyn @MonAnnahiX @4dalientae @PrettieeEmm @kyokeo @KwonOfAkind @AnimeKpopLover @SugaOnTop  @QueenyCrossGene @MadAndrea @B1A4BTS5ever @zyxzj @Taehyungie @VKookie47 @NuXX @Baekyeol27 @DOislifeExoL @kpopbeat @BulletproofV @PrincessUnicorn @luna1171 @LisetteZapata @herreravanessa9 @MadAndrea @AnimeKpopFreak @amandamuska @RandomName @aliendestina @mrsyookihyun @MaelstromVIP @Foxxyjinxx @Bangtanss @YessicaCardenas @JadeOwens @cns1391 @JJiBin @TheEnlightment @BlueMoon201 @QueenPandaBunny @emberreynemoll @LacyTanner @nyxxonn @SweetDuella @MmIlk @KihyunA @ARMY4Life @SerenaArthurs @Additional18 @jessicaclove  @olive07354  @YungStatin  @nickij @Mochiroon @LiyahBoon @BoyGroupKpop @blessowmwago @Lesha *Let me know if you want to be added or untagged from the taglist*