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요즘 유행하는 섬뜩한 전세사기 수법
ㅡㅡㅡㅡㅡㅡㅡㅡㅡ 이해 안되는 사람들을위해 PD수첩에서 방영한 영상 추가함 https://youtu.be/YholGrxZie4 417. 무명의 더쿠 08:09 중개사덬인디.. 전세보증보험 되는걸로 가면 신축도 괜춘해. 신축인 경우 금액기준이 있어서 매물보면서 부동산에 물어보든가 주소들고 호수들고 허그에 전화해보면 답나와 631. 무명의 더쿠 08:31 매매 1억 (전세 8천) 정도인 신축빌라 주인이 사기꾼이랑 짜고 사기꾼에게 집을 2억에 팜 -> 거래내역에 2억에 팔린 게 있으니 은행이나 전세 구하는 세입자나 '아 이 집은 2억짜린가보다' 하겠지? -> 그래서 세입자는 1억5천을 주고 전세 들어와 살고 2년 지나 나가려고 하면 그때 '응 사실 이 집은 1억짜리고 나 돈 없어서 니 전세금 못 줌ㅋ' 이러는 거 관련 일 하는 덬인데.. 무조건 전세보증보험이나 전세권설정을 하도록 해 개인으로 넘어간다고 다 사기는 아니야. 빌라 매수자가 임대 맞춰지면 사는 물건인 경우도 있어서 엄한 사람들 이상한 사람 만들 수도 있으니 일단 주변시세 잘 알아보고 무조건 전세보증보험들거나 (이건 별도 비용 들지만 집주인 도움 필요없어) 전세권 설정(이건 집주인이 협조해야 가능 비용 들어) 안해준다고 하면 계약하지마 솔직히 전세매물 요즘 씨가 말랐거든? 전세가 거의 없음... 분양권이 좀 많은 편이긴함.전세권 설정 법무사 찾아가면 30~40 정도면 할 수 있음. 보증보험 들어도 괜찮고ㅇㅇ 저런 바지물권들은 폭탄돌려막기 식인데.. 몇달 전에 폭탄 하나 터졌거든ㅋㅋㅋ 그래서 요즘 좀 뜸한 편임. 오히려 서울 변두리권이나 서울 인접 경기권 매매쪽이 사기 들끓는 편ㅇㅇ 그래도 조심해서 나쁠건 없으니깐, 30~40주고 편하게 전세권 설정해. 들어갈 때 전세권 설정하겠다고 말하고, 보증보험 가입할 수 있으면 하고, 주택 임대차 신고제도 생기고 나서 추이를 봐야겠지만, 당장 속편한건 전세권 설정임. 이거 파악하는 방법이 또 있는데, 단순하게 법인에서 개인으로 넘어간다는것만 봐서는 사기인지 모름. 요즘 트렌드가 개인이 건물 올리는것보다 법인으로 올리는게 트렌드고, 어쨌든 법인이 분양하는거 누군가는 사고 세를 주는거라서.. 방어책 있으면 다 설정하고 들어가야함. 전세 메리트 누리려면 그러는 허그 안심전세대출이라고 있는데 전세값의 80~90까지 대출해주고 보증보험 가입도 되서 전세금 보장해줌. 등기부등본 떼가면 집주인 신용과 본인신용 종합해서 심사후 대출해주는데 이게 그나마 제일 안전한거 같더라 아 그리고 보증보험까지 포함되어있는 허그안심대출 문의 많은데.. 이건 신축인경우 적용안됨. 준공떨어진지 1년 넘은 곳만 되니까 참고해 ㅊㅊ ㄷㅋ 아 사기꾼 색기들 다 디졌으면 좋겠다 ㅡㅡ
The Best Face Washes, In accordance to Dermatologists and Skin-Care Experts
Finding the right basic, everyday face wash may not be as simple as you think. For starters, “you want something that is both oil-free or noncomedogenic (i.e., not pore-clogging), as well as hydrating,” says certified physician assistant Alexandra Gold of Schweiger Dermatology Group in New York City, adding that the hydrating ingredients to look for include ceramides and hyaluronic acid. Ami Dalal, another certified physician assistant with Schweiger, adds that “a quality face wash should help cleanse without stripping essential oils from your face and maintain your skin’s pH balance.” And then, of course, different skin types require different ingredients. For acne-prone skin, “exfoliating ingredients are important,” says Gold. “Those may include salicylic acid, glycolic acid, or alpha hydroxy acids.” (Ditto an exfoliating cleanser for those with oily skin, according to Honey Artists makeup artist Clara Rea.) And for sensitive skin, Rea recommends looking for cleansers “that have calming ingredients such as aloe, cucumber or clay, and stick to textures that are milky or creamy.” To break it all down and make it as easy as possible for you to find the best face washes and cleansers for all these skin types and more, we collected the favorite recommendations from our panel of ten skin-care experts — with options including everything from your gels to your foams to your jojoba beads. Best overall everyday face wash . Cetaphil Gentle Skin Cleanser . La Roche-Posay Toleriane Hydrating Gentle Cleanser . CeraVe Hydrating Cleanser . Fresh Soy Face Cleanser . First Aid Beauty Face Cleanser . Mario Badescu Enzyme Cleansing Gel . Ghost Democracy Transparent Gentle Exfoliating Daily Cleanser . Paula’s Choice The UnScrub . iS Clinical Cleansing Complex . Glytone Mild Gel Cleanser . Tatcha The Deep Cleanse Exfoliating Cleanser . Erno Laszlo Pore Refining Detox Double Cleanse . B3 Exfoliating Facial Cleanser . Ursa Major Fantastic Face Wash . Elta MD Foaming Facial Cleanser . Shiseido Perfect Cleansing Oil . Pai Light Work Rosehip Cleansing Oil
Rago Auction House: A Destination for Learners, Buyers, and Sellers of Arts, Antiques and Collectibles
Rago Auctions is the biggest and famous auction house in New Jersey. Since 1994, it has served a large number of merchants and purchasers with a solitary mix of worldwide reach and individual assistance. One of the top sale houses in the field of the twentieth-century plan since its origin, Rago's skill covers hundreds of years of artistic work, embellishing expressions, decorations, gems, silver, money, and ethnographic property. It is a globally known setting through which to purchase and sell. It is additionally an objective for the individuals who look to learn and share information about workmanship, collectibles, and gathering, offering free valuations for individual property (from a solitary piece to accumulations and homes), examinations, and closeout displays in-house and on the web. Thoughtfulness regarding dispatchers is of principal significance and customers appreciate direct admittance to accomplices and specialists all through the valuation, transfer, and closeout measure. Rago Auctions happily supports local arts and local area associations here and there in the Delaware Valley and consistently bands together with associations including the Historical Society of Princeton, the Philadelphia Museum of Art, and the Nakashima Foundation for Peace, among numerous others. Rago Auction Lambertville New Jersey has become a leading auction house not only in Lambertville New Jersey but also in the world. In the mid-year of 2019, Rago's united with Wright (a closeout house situated in Chicago and New York), making a joined organization with $60+ million in merged yearly deals, a group of 75, and over a hundred years of business experience. Rago's expansive mastery in workmanship, gems, earthenware production, and domains and Wright's attention on the plan and the inventive show will better serve their customers and broaden their ability in the realm of craftsmanship and plan. The two houses will keep on working under their individual names while sharing innovation, skill, and showcasing endeavours. Tonal Sculptures by Harry Bertoia for auction at Rago. Rago Arts and Auction center had tonal sculptures of Harry Bertoia at auction. Harry Bertoia was a notable sound workmanship stone worker, visual craftsman, and furniture architect. The craftsman was brought into the world in Italy and moved to America at 15 years old. Bertoia attended a university with specialists like Walter Gropius, Charles and Ray Eames, and Eero Saarinen. In spite of the fact that Bertoia was keen on expressions and furniture plan, his genuine ability was in sound model. He frequently bowed or extended bits of metal while testing in his workshop. At the point when presented to contact or wind, these pieces made tempting sounds. The impending Rago sell off features different apparent models by Harry Bertoia. The feature is an untitled multi-plane development made for the First National Bank of Miami. The 1958 craftsmanship establishment is made with steel and canvassed in dissolve covered metal. Bertoia's son ambient figures produce distinctive and natural sounds that meditatively affect audience members. Likewise displayed is a work area made for David Solinger's law office by conspicuous wood stone carver Wharton Esherick. The 1954 pecan and cherry work area has an enormous extra room with drawers, retires, and sliding entryways. Prevalently known as the "Dignitary of American Craft," Esherick was known for diminishing the hole among expressions and artworks to restore interest in wood craftsmanship. The accessible work area is an unmistakable illustration of Wharton Esherick's Cubist and German Expressionist style. The closeout will include furniture from the Nakashima Studio by father-little girl team George and Mira Nakashima. A divider bureau by George Nakashima features the qualities of the American dark pecan with its unmistakable plan. Works from Albert Paley, Pierre Jeanneret, and others balance the list. Find few of the art of George Nakashima which were featured at auction. For more such auctions and their schedules, see the auction calendar of auctiondaily.