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Kualitas Organisasi Lembaga Penjamin Simpanan (LPS)

Perbankan merupakan salah satu komponen yang sangat penting dalam perekonomian nasional demi menjaga keseimbangan kemajuan dan kesatuan ekonomi nasional. Stabilitas industri perbankan sangat mempengaruhi stabilitas perekonomian secara keseluruhan. Sejak terjadinya krisis moneter yang terjadi pada tahun 1998 di Indonesia, perbankan mendapatkan kencaman dari pemerintah karena aksi koporasi yang menarik semua keuangan dalam negeri. Hal ini membuat setiap orang yang ingin menaruh uangnya di bank khawatir akan keamanan dan keuntungannya. Oleh karena itu pemerintah membuat sebuah undang-undang yang mengatur tentang pengamanan uang nasabah di perbankan, organisasi ini disebut LPS atau Lembaga Penjamin Simpanan. Tugas dari organisasi ini ialah mengawasi setiap uang nasabah yang di simpan dalam bank, sehingga jika terjadi sesuatu hal terhadap uang nasabah pemerintah bisa pertanggung jawabkan. Organisasi ini juga memiliki suatu visi yaitu menjadi lembaga terdepan, tepercaya, dan diakui di tingkat nasional dan internasional dalam menjamin simpanan nasabah dalam melaksanakan resolusi bank untuk mendorong dan memelihara stabilitas sistem keuangan. Sedangkan misi LPS yaitu melaksanakan penanganan krisis melalui restrukturisasi bank yang efektif dan efisien dan berperan aktif dalam mendorong dan memelihara stabilitas sistem keuangan nasional.

Nilai-nilai Lembaga Penjamin Simpanan (LPS) meliputi :
1. Integrity yaitu berkata jujur, bertindak independen sesuai dengan kode etik, dan selalu mengedepankan kepentingan lembaga;
2. Collaboration yaitu mengedepankan kerjasama dan saling mendukung dengan sikap terbuka dan prasangka baik, saling percaya dan menghargai untuk mencapai tujuan lembaga;
3. Accountable yaitu berani bertanggung jawab atas segala tindakan atau keputusan yang diambil, sesuai kebijakan/peraturan yang berlaku, dengan mempertimbangkan risiko;
4. Respect yaitu menghargai, menghormati, dan memiliki kepedulian terhadap orang lain dengan dilandasi sikap empati, sopan dan tulus tanpa pamrih; dan
5. Excellence yaitu mengupayakan hasil terbaik dengan cara menetapkan standar tinggi, melakukan pengembangan berkelanjutan dan inovasi.

Tugas Lembaga Penjamin Simpanan (LPS) meliputi :
- Merumuskan dan menetapkan kebijakan pelaksanaan penjaminan simpanan.
Melaksanakan penjaminan simpanan.
- Merumuskan dan menetapkan kebijakan dalam rangka turut aktif memelihara stabilitas sistem perbankan.
- Merumuskan, menetapkan, dan melaksanakan kebijakan penyelesaian Bank Gagal yang tidak berdampak sistemik.
- Melaksanakan penanganan Bank Gagal yang berdampak sistemik.

Itulah beberapa hal yang bisa anda ketahui mengenai Lembaga Penjamin Simpanan (LPS) secara ringkas. Perlu anda ketahui, jika terjadi sesuatu terhadap bank di mana anda menyimpan uang didalamnya dan masih masuk dalam nilai simpanan yang dijamin LPS, maka nasabah bisa melakukan klaim kepada lembaga tersebut. Hal ini karena bagi nasabah yang merasa dirugikan, dapat mengajukan keberatan LPS yang didukung dengan bukti nyata dan jelas, serta melakukan upaya hukum melalui pengadilan. Sehingga lembaga ini menjamin simpanan seluruh bank konvensional dan bank syariah di wilayah Republik Indonesia, baik Bank Umum maupun Bank Perkreditan Rakyat (BPR) yang ada untuk saat ini.
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The global smart speaker market size was valued at $4,358 million in 2017, and is projected to reach $23,317 million by 2025, registering a CAGR of 23.4% from 2018 to 2025. North America constituted the highest smart speaker market share of 36.9%. The smart speaker market growth rate is highest in Asia-Pacific delivering a CAGR of 24.93%. Allied Market Research published a new report, titled, "Smart Speaker Market - Global Share, Size, COVID-19 Impact Analysis, Growth and Forecasts". Smart speaker market has grown rapidly over the past few years. Digital transformation projects across verticals witnessed huge uptake and are also expected to contribute further in the near future. Smart speaker market gains popularity in various industries including IT & telecom, BFSI, and healthcare, owing to its supreme benefits such as high-speed random access of data and low power consumption. These insights help to devise strategies and create new opportunities to achieve exceptional results. 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The major countries in each region are analyzed and their revenue contribution is mentioned.The market report also provides an understanding of the current position of the market players active in the Smart speaker market. Is there any query or need customization? Ask to our Industry Expert @ https://www.alliedmarketresearch.com/request-for-customization/5017 Key market segments On the basis of the end user, the market is bifurcated into personal and commercial. The personal segment held the largest share in 2017, contributing more than four-fifths of the total market. However, the commercial segment is estimated to portray the fastest CAGR of 24.7% through 2025. Based on the distribution channel, the market is categorized into online and offline. The online segment held the largest share in 2017, garnering more than four-fifths of the market and is expected to register the fastest CAGR of 23.6% from 2018 to 2025. On the basis of price, the market is divided into low, mid, and premium. The low segment held the lion’s share in 2017. However, the premium segment is estimated to register the fastest CAGR of 24.6% during the forecast period. Chapters of the Report are mentioned Below: CHAPTER 1: INTRODUCTION CHAPTER 2: EXECUTIVE SUMMARY CHAPTER 3: MARKET LANDSCAPE CHAPTER 4: SMART SPEAKER MARKET, BY INTELLIGENT VIRTUAL ASSISTANT CHAPTER 5: SMART SPEAKER MARKET, BY DISTRIBUTION CHANNEL CHAPTER 6: SMART SPEAKER MARKET, BY PRICE RANGE CHAPTER 6: SMART SPEAKER MARKET BY REGION CHAPTER 7: COMPANY PROFILES For Detailed Analysis of COVID-19 Impact on Smart speaker Market:https://www.alliedmarketresearch.com/connect-to-analyst/5017 About Us: Allied Market Research (AMR) is a full-service market research and business consulting wing of Allied Analytics LLP based in Portland, Oregon. Allied Market Research provides global enterprises as well as medium and small businesses with unmatched quality of “Market Research Reports” and “Business Intelligence Solutions.” AMR has a targeted view to provide business insights and consulting to assist its clients to make strategic business decisions and achieve sustainable growth in their respective market domain. We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry. Contact: David Correa 5933 NE Win Sivers Drive #205, Portland, OR 97220 United States USA/Canada (Toll Free): +1-800-792-5285, +1-503-894-6022, +1-503-446-1141 UK: +44-845-528-1300 Hong Kong: +852-301-84916 India (Pune): +91-20-66346060 Fax: +1(855)550-5975 help@alliedmarketresearch.com Web: https://www.alliedmarketresearch.com Follow us on LinkedIn and Twitter
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How Millionaires Are fleeing Coronavirus
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Difference Between Payday Loans And 1-Hour Loans
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Second Chance Banking With Its Pros & Cons
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