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How to make it as an amateur photographer
Receiving compensation as an amateur photographer for a service performed is certainly a great satisfaction as well as an excellent incentive to improve and study new techniques. However, if you are an amateur photographer, it may seem ethically incorrect , and probably a little embarrassing, to get paid to take pictures. The problem is not naturally linked to your skill and competence, but precisely to the role you play, that is that of amateur photographer . Let's explain Those who dedicate themselves to a hobby do it mainly for passion, and therefore hardly think about the possibility of being able to profit from their passion. This at least at the beginning . It can happen that the passion turns into real work, but then things are a little different . For now, let's stay in the field of amateur photography : let's say that you are good enough to always take shots well done, and enough prepared both from a theoretical point of view and as regards the equipment, so much so that some friends and / or relatives ask you. to participate in a birthday party or an anniversary, not only as a guest but also as a photographer. Once such a request would have been accompanied by reassurance that the cost of the rolls and the printing process would be reimbursed. Today, of course, it would not make sense, especially because once your photos are finished you can download all the material on a USB pen drive or upload them online and the friend or relative concerned can print the photos they like best by themselves. Working for a friend In this case you would work above all for friendship for the love of photography and to make yourself a photographic portfolio and, from your point of view, it  can also be seen as an investment, not just a favor. Doing work for free can be a good method (and therefore investment) to create a series of photos that you can show to "potential new customers". What time did you decide to make this hobby a real profession. In any case, once you have had some experience in photos of birthdays or small events, even by participating in them completely free, you may be presented with the opportunity to have to ask for a fee as a photographer. The question of payment Sometimes it happens by pure chance, because a customer asks you a simple and banal question at the same time whose answer, however, the first few times, can be embarrassing. More for you than for the customer to be honest: "How much do I owe you?" These are only three words but you have to be ready to know how to answer in order not to seem unprofessional, but also unprofessional. Defining compensation It is not easy to define a compensation as a photographer but you can still follow these tips on how to determine a price that is at least "fair". If it is true that you do not want to enrich yourself with your hobby, it is also true that you cannot lose money on fuel, on the highway or on parking . First you have to quickly calculate the distance from home to work and do the math of how much it costs you to "move". Starting from this assumption, even assuming you want to do a “free” job : you can easily offer your neighbor a photo shoot at no cost, while someone further away you should at least ask for money as a flat-rate reimbursement of expenses .  Photographing a wedding A little 'different is the situation if they ask you to attend as official photographer at a major event such as a communion or a wedding. In this case, in addition to the basic price to cover expenses, it is good that you also consider the possibility of really feeling up to this situation , especially in the case of marriage. Today weddings include an infinite number of shots, in different locations, in the church or town hall, in the restaurant, etc. As strange as it sounds, you may also elect to do drone photography for golf courses. It is a very long and complex job that does not include a single day of work, that of the wedding, but also a period of preparation , to understand the wishes of the spouses on the type of photos they want and a subsequent sorting, to eliminate all bad shots and basic post-production. In fact, one cannot think of delivering all the photographic material to the newlyweds without first having eliminated photos that… would ruin your reputation as a photographer! ATTENTION: The professionals who work as wedding photographers did not get there by chance, but they have years of experience behind them and above all, since they do this profession, they are also prepared for the unexpected that could happen during the event. So do not take lightly the proposal that someone might make to you. Also consider well the duties and risks you face if you do some stupid thing. In any case, to return to the main question: how much do you have and can you get paid for a photo shoot during the wedding? Also in this case the answer may depend on different parameters, first of all, if you are also a guest or if you are only and exclusively the photographer. Basic decisions to make In the first case , you can decide to offer your skills in the photographic sector as a wedding gift for the newlyweds . If you choose to do this, you should also pay for the printing and photo book costs , to really offer a nice service and gift. In the second case , if your role is exclusively that of a photographer, then a minimum remuneration as a photographer must take into account both travel expenses and the whole day , especially if perhaps, to take photos at the wedding, you had to use one day vacation at work or in any case put aside other commitments . This is where the hourly price comes into play, which is very subjective. For a professional it can be "easy" to determine the hourly price, or at least he can make assessments on the basis of the "fixed" costs he incurs.  But you, as an amateur photographer, have to make an assessment of what you think is a fair price for your time. Personally, I would not "give" my time to strangers for less than $30 an hour . And this only includes my "time", not expenses. I would say that an honest price, especially if it is your first experience as a wedding photographer having albums printed by low-cost commercial firms, can be between $200 and $300 plus any travel expenses reimbursement. As you can understand, it is easy to get compensation as a pro photographer around $500-600 which are the prices that usually “amateurs” make for an occasional job . This, of course, if the wedding takes up a whole day. Conversely, if only the photos are requested in the church or at the Municipality or only at the refreshments, you will automatically have to lower the prices a little. Fiscal aspects to consider When you put the words "compensation" and "amateur photographer" together , it is usually like raising a crawl space: on the one hand, professional photographers  -  those who have to pay our bills and bread with photography  - accuse that this practice is illegal and harms those who work honestly and pay taxes: on the other hand, there are many amateur photographers who still get paid for their services based on an urban legend about the fact that up to $10,000 per year you don't need to have a business license. Well, both of them are wrong . But the solution is much simpler than you might think. Dissolving myths I have heard all sorts of things despite the obvious thing that would be simply asking an accountant for clarification. Anyway: getting paid for a job without having a business license is not illegal . Put your heart in peace professionals in the sector ... if one does not have a license number and is doing a photographic job, this is not why he is a tax evader or a "black" worker; the much-cited threshold of $10,000 exists but it concerns something else , therefore being paid without issuing a declaration and reporting the collection obtained to the revenue agency means doing things illegally and being subject to complaints and penalties. Doing occasional work Basically, without going to the technical (you can easily find all the technical details on the web), if it happens in a completely occasional way that an acquaintance / friend (but it can also be a company) asks you to do a paid job that does not it has nothing to do with your regular business, you can do it. And you can also get paid as long as you issue a receipt for occasional work (a kind of invoice) which you will also have to communicate to the tax office through the tax return the following year .
IMPORTANCE OF GETTING PROFESSIONAL CARPET AND RUG CLEANING SERVICES
Rug and carpet can quickly get dirty due to the direct traffic it encounters. However, carpet cleaning services not only keep it looking fresh but also maximizes its longevity. Your area rugs and carpet are prone to get worn, rough, dirty, and stained since they often lie in a most heavily used space. Like other furnishing and upholstery, these features also need proper care to keep them maintained, look fresh and beautiful, and maximize their longevity. It is easy to overlook your carpet cleaning, but doing this will shorten your investment's lifespan and endanger its appearance. However, to keep your flooring in good shape, it is crucial to opt for professional carpet cleaning services. HIRE PROFESSIONAL RUG AND CARPET CLEANING SERVICES Buying an area rug to match your home decor is exciting. It is also a bit of a challenge since there are arrays of alternatives to choose from: traditional, contemporary, oriental, and more. Once you ultimately find your perfect area rug or carpet, you will need to look after this investment properly to make it last longer and look beautiful ever and ever. Besides regular vacuuming and instantly cleaning the spills, it is crucial to have the area rugs cleaned regularly. Many homeowners prefer to wash clean their rugs themselves. But, professional carpet cleaners are far more effective, affordable, and convenient options. So, what makes professional carpet and area rug cleaning so effective? Systematic cleaning The technique, equipment, and cleaning solutions a professional area rug cleaning Burlington applies will provide you with a more systematic and deeper clean than you doing it on your own. You can buy or lease the equipment for use, but they don't do the job effectively if you lack the right knowledge. On the contrary, professional cleaning is a multi-step procedure that includes thorough vacuuming to eradicate as much dirt as possible before cleaning. Besides, expert cleaners will choose the right cleaning solution based on the type of carpet material. Comfort and convenience After realizing the precise procedure of professional area rug cleaning, it would be easy to recognize that you probably lack the right equipment and expertise needed for a deep carpet cleaning. Besides, do you have the time and room to finish the job without disrupting your routine household? A professional area rug cleaning company can take your rug to their cleaning center for a wash. Once thoroughly cleaned and dried, they will bring it back to your home with the same beautiful look it used to have. Maximize longevity Constant foot traffic and dirt buildup shorten the lifespan of your area rugs and carpet. Foot traffic smashes and flattens the fibers, whereas the dirt and debris will weaken the fibers. Improperly cleaned carpets can lead to more decay and discoloration. An expert area rug cleaning company knows the precise solutions and cleaning procedures appropriate for the particular carpet. Having your carpet and rug cleaned professionally from time to time will help prevent the wearing and keep it look beautiful. Healthy environment Clean carpets and rugs are not only the features that protect your flooring and add more beauty and warmth to the room. It also works like filters that trap dirt and allergens, leading to pesky allergies and other health-related problems. Overlooking the regular cleaning service will precisely have the same effect on your area rug or carpet, like not changing the filters on your house's air conditioning system. Having dust buildup on your carpet will not work as a filter and leave the pollutants floating freely in the room. Knowing that your rugs are genuinely clean by professionals, you will have the peace of mind for having no allergens. Moreover, thoroughly cleaned carpets will provide you with a healthier environment in the room. Hire professional area rug cleaning So, when you plan to clean your area rug, skip the DIY method, and seek the expert services of professional area rug cleaning Burlington. Expert cleaners will have the expertise and equipment required to handle the cleaning process. They are highly trained and professionally licensed for what they do. They will mostly take your carpet or rug away from your house, give it a thorough clean, and bring it back to its place with the utmost care. Hiring professionals to do the job guarantees that you get the best cleaning while maintaining the uprightness and excellence of your area rug or the carpet.
Pointers on How to Deploy Microsoft Teams to its Best
Pointers on How to Deploy Microsoft Teams to its Best More than half of the World has already been overtaken by Microsoft Teams and the rest is planning to Migrate to Teams. But how to make sure that you deploy Microsoft Teams in the best way possible? The popularity of Microsoft365 and Microsoft Teams is ever-emerging. Precisely planning how to deploy Microsoft Teams is now a professional necessity. Microsoft Teams is Microsoft’s most powerful yet super flexible offering. It plays a catalyst to power up your business collaboration and remote workforce efficiency. MS Teams is gradually going ahead to offer all the features from major collaboration apps like Skype for Business and Slack, thus this proves to be the correct reason as well as the perfect opportunity to adapt to it. In such a situation, along with keeping a track of the best practices for Teams Migration, the IT teams need a good understanding of how to deploy Microsoft Teams as well. How to Deploy Microsoft Teams Efficiently Once you decide to go for Teams to Teams, SharePoint to Teams, or Slack to Teams Migration, it is essential to have background knowledge of the best practices of how to deploy Microsoft Teams efficiently. Microsoft Teams is more of an all-in-one collaboration platform instead of a single precise app. It not only lets you use its inbuilt features but allows external integrations as well. Likewise, it is more complex as compared to just a mere app. It is easy to use but might be confusing for first-timers as well. Therefore, it is wise to deploy Teams and help your employees get used to it before the final Teams migration. Here are a few tips for a Successful Microsoft Teams deployment- Evaluate Your Organization’s Technical Readiness Before adopting anything new, ensuring technical readiness is necessary. Your IT team must be aware of the security concerns as well as requirements at the organizational level. You need to make sure that switching to MS Teams will not cost you your precious business time or employee efficiency. If you are already using Microsoft 365 or Office 365, adopting Microsoft Teams will be quite smooth. If you have other collaboration tools, make sure you are ready to bridge the gap between them. Plan out the Teams and Channels in Advance Before you migrate to Microsoft Teams, chalk out a plan in accordance with your departmental requirements. The major chat-groups and channels that would be required as per departmental or ProjectWise criteria should be readily available. Determine the purpose of each channel in advance so that overcrowding or irrelevance of topics in a group or channel can be avoided. Establishing the ownership, roles, and permissions right from the beginning is a great idea as well. Plan the Security Well Security is always the top priority. Teams itself is well equipped with various security features but going the extra mile on our part is not a bad idea either. Make sure you readily know all about security, compliance, and legal policies before the deployment. Grant the permissions wisely and enjoy uninterrupted business communication security. Provide Adoption Support, if needed While Change is inevitable, it might be difficult for some to adapt to it. Along with the Teams migration, it is also important to make people believe that they will not lose their efficiency on this new platform. A lot of internal support campaigns can be planned. You can explain the benefits Microsoft Teams deployment will bring to them as well as to their organizational goals. Additionally, your IT team can offer training and troubleshooting services for the initial phase. This will make the switching process exceptionally smooth and hassle-free. Ensure relaxed implementation Once you deploy Microsoft Teams, let people take their time. Do not delete all other collaboration apps immediately. Just insist your employees go for a Teams call instead of a Skype meeting or simply skip emails for a day. As the users start interacting with the alluring features of Teams, they will automatically increase its usage. Just deploy MS Teams, give them sufficient time to adapt, and then think of deleting your old collaboration platform. If planned properly, deploying Teams is not daunting enough. If these points are considered, Microsoft Teams deployment is sure to yield the expected outcomes. Take up the first step and enjoy the numerous advantages that Microsoft Teams readily offers. Plan a Successful Upgrade to Microsoft Teams Adopting a digital workplace solution goes beyond a global crisis. As we have all witnessed the huge popularity of Microsoft Teams in the past few months of isolation, it will be considered a wise decision if an organization decides to Upgrade to Microsoft Teams for a better Digital workplace experience. READ THIS BLOG TO KNOW MORE
5 Ways To Control Your Spending
Hello, my name is Tess, and I am a shopaholic. ...This is the part where you say, "Hi Tess." Anyway, I've learned, over the past few months, that controlling your spending can be extremely simple. I've saved a few thousand dollars, and I will tell you how! 1. Budget by week. What I've been doing is taking out around 250 to 350 dollars per week. This way I have a finite amount of money to spend. Keeping track of your expenses by week will enable you to keep a tight hold on your 2. Use Cash Using cash will enable you to see the money leaving your hand. This will encourage you to spend less. It's just a fact of life. If I can see the money going...I won't want to spend it. 3. Leave your Debit card at home. This way you're not tempted to take out more money, or overpay for things. If you have unlimited funds on you at all times, you're not going to want to save, at least, that's what I always thought. Be hard on yourself, and hold yourself accountable for each penny. 4. Make lists NEVER go to the grocery store without a list, this will help you stick to your guns and not end up buying unnecessary stuff. It's liberating to make sure that you can help yourself accountable. It's all about responsibility here! 5. Tell yourself every day what saving can do, buy or set up for you. You are the master of your financial destiny, if you want to be able to say that you're responsible, you've got to take ownership of your money. I guess, me starting to save was a decision of necessity. When you start your life, all of the financial crippling starts to become real. Student loans, rent, car payments and more. You will save when you have to. Better to start now! So there you go! Get out there and make your fortune :)
Tough Times Calling for Smart Business Decisions
The current times are so unprecedented that literally no business today could afford to make decisions without double checking the company data and analytical reports. In line with the same, businesses today are in the dire need of installing robust business analytics software for the smooth functioning of the business and to make ad hoc decisions based on the updated data. Gone are the days when businesses kept relying on their resources for the manual reporting system. The sole reason being the possibility of errors with the manual reporting and what difference a faulty figure makes to business is very well known to us. Understanding this fact, smart business leaders today are realizing the necessity for the smart business analytics tools and thus, investing in good BI tools. But, with so many Business analytics tools available in the market today, how to find the best tool available in the market? Or, is the best BI tool just the myth and all BI tools are the same, just the fact that they have different pricing models and the companies decide their affordable pricing model? The answer is that every BI tool is unique in its own way and has different features and functionalities that decide the pricing model and capability tasks in an organization. One such BI software that is efficient in all its senses and has been considered as the leading BI tool in the industry by Gartner is Tableau Business Intelligence software. Let’s learn more about tableau. Knowing Tableau Tableau is the next-gen Business Analytics Software, known globally for its out-of-the-box performance and capabilities of transforming complex business information into insightful data reports. These reports are then drilled down by the company heads and used for making insights rich business decisions for the company. Tableau, the maker of tableau BI software has a range of Business Analytics Software for every kind of business need and the features can be further enhanced with the complete scope of customization and scalability. Pricing Model of Tableau Unlike other BI software which have very complex BI software, tableau is unique in its easy pricing and subscription model as well. Tableau Licenses are of three types for every kind of tableau product. These are namely, Creator license, Explorer license and Viewer License. These three types of licenses have different costs and moreover the tableau pricing is dependent on the mode of deployment as well. For example, the Tableau Creator license is almost six times the cost of Tableau Viewer License. But, that has a valid reason that every subscription or package would need at least one Creator license that is the foundation to create any kind of analytical report. Tableau Creators contain everything from visualizations to report templates to creative dashboards to several applications supporting the ad hoc analysis of the voluminous business data. It also analyzes the trends in the sales purchase of business that helps the leaders make predictive analysis and make even smarter decisions for the company. And lastly the best part of the tableau business analytics software is the scalability. You can anytime add the number of users as per the requirement of the company.
What is Motion Sensor?
The Passive Infrared Motion Sensor detects light signals from visible sources at same wavelengths that human emit. This means the sensor can distinguish between a person walking by and a passing car. Passive infrared detectors such as this one are commonly used in robotics and security applications. In robotics, these detectors are embedded in alarm systems and usually used to activate security cameras automatically. Are you looking for Motion Sensor in Pune? Motion detection sensors have a number of benefits for our homes. One of the most common uses is in the garage where the motion detector will detect the movement of people, animals and vehicles to provide protection from harm. These devices are also used inside our home, in places where we don't want to be disturbed or where the chances of someone tampering with our systems are too high. They are used to avoid intruders by locking doors, blinds, curtains or drapes when they are not in use. They can also help us recognize our family members and pets. If an intruder breaks into the house, they can be triggered by motion sensors and sound alarms to alert the homeowner. They can also detect motion coming from outside and turn on lights to signal an intruder has entered. Piro Motion Sensor is a leading PIR (passive infrared) sensor manufacturer. They make their own design with unique technologies that help make indoor and outdoor security systems more effective and safer. These products have been certified by the UL (Underwriters Laboratory) as being reliable and durable. You can get best PIR Motion Sensor in Pune at affordable prices. Their PIR motion detector range consists of indoor models and outdoor models that come in different sizes to meet all needs and budgets. The outdoor devices provide additional features such as outdoor lighting, wireless operation, GPS and wireless monitoring. The indoor versions also come in different designs and feature high performance with low battery power consumption. How does home automation work? Home automation is actually a series of devices, software, and networking interfaces that operate to integrate various everyday objects with each other through the Internet. Each item has sensors on them, such as temperature sensors, humidity sensors, etc., and they are connected to each other through wireless networks, which means that you can control them from a mobile device, whether you are at home in the office, or miles away. You can get best Home Automation in Pune. Some of these devices will even work on a single network, meaning that you can access your computer from a cell phone. If you want to make your home automated, then this type of system might be perfect for you. There are many different home automation systems available, depending on your needs and the size of your home. Some of these systems can be very pricey, but you will usually only pay for the hardware that you need, rather than the entire home automation package. For the cheapest option, there are still some systems that you can buy online. You will be able to get a kit that includes everything you need to get started, including an alarm clock, a couple of lights, a door lock, a few thermostats, etc., and they are usually much cheaper than buying separate components. Are you looking for best home automation company in Pune? The other way to get started on home automation is to hire a company that will do it for you. The best companies will come to your house and install all of the components, which will ensure that everything runs properly for you. There is no need to hire a company for every single device that you have; you can have them come to your house for just the basics. You might not need all of them, depending on the amount of time you have to spend with your family, for example. You might also need the most basic components for your home automation system; however, you will want to make sure that you have them installed by a reliable company. They will usually be more affordable than buying each individual component separately.
Legos Are Now Worth More Than Gold.
Looking to invest your money somewhere safe? Well, you might want to head to your local toy store. According to a recent report in the UK's Telegraph, financial analysts are beginning to suggest that - when it comes to turning a profit - Legos are the new gold. Within the past 15 years, the FTSE 100 - an index of 100 companies on the London Stock Exchange - has increased in value by roughly 4.1%. And while gold investments have seen an increase 9.6% annually, LEGO sets kept in pristine condition have surpassed them with a 12% increase on average. Bottom line? Legos are an investment that packs one serious return. So what kind of LEGO sets should you be investing in? According to avid collector Ed Maciorowski (seen right, with lots of Legos), the money is in franchise picks - movies, TV shows, and even more specific product lines within the LEGO brand: "The neat thing is that all sets are retired at some point, and several hundred are retired each year a movie run ends, a licence expires or the Lego company wants to refresh its range. That means anyone with a set at home – large or small, it doesn't matter – could have quite an investment on their hands if it's in good condition, as this stuff appreciates very well in value." The most coveted LEGO set, for example, is the 2007 Ultimate Collector's Millennium Falcon - which originally retailed for $500 and currently goes for over a cool $4,000. However, financial analyst Laith Khalaf warns that 'trendy' investments come with much more risk than more traditional options: "The returns from Lego look pretty awesome, but investors need to beware that the value of collectibles can be vulnerable to fads. There’s absolutely no harm in buying some pieces as a hobby, and you may well make some money, but as a main building clock for your retirement, I would suggest sticking to more traditional shares and bonds." So what do YOU think? Would you take the risk of investing in LEGO sets, or would you stick more traditional options like gold? Let me know in the comments below, and for more WTF news, follow my WTF Street Journal collection!
Business School for Women | NIRF Ranking MBA Colleges in Coimbatore
GRGSMS is one of the very few business schools in Coimbatore dedicated exclusively to women. It has been ranked top 100 b-schools in India as rated by most rating agencies. Welcome to GRGSMS About Us GRG School of Management Studies (GRGSMS) is the Department of Management of PSGR Krishnammal College for Women (PSGRKCW) and was established in 1993. PSGRKCW is a unit of the GRG Group of Educational Institutions in Coimbatore, under the GRG Trust and was established in 1963. PSGRKCW is an autonomous college affiliated to Bharathiar University, a UGC-certified ‘College of Excellence’, is ranked 22nd All India by the National Institutional Ranking Framework (NIRF) of the government of India in 2019, and accredited by the National Assessment and Accreditation Council (NAAC). PSGRKCW is located on an environmentally pristine campus in Coimbatore. The college offers undergraduate, graduate, and doctoral degrees in arts, science, commerce, computer science, and management. With nearly 7,000 students passing its portal each year, PSGRKCW has come to symbolize academic excellence in Southern India. GRGSMS is one of the very few b-schools dedicated exclusively to women. The flagship program of GRGSMS is the two-year, full-time MBA Degree. The program is approved by the All India Council for Technical Education (AICTE), and the degree is awarded by Bharathiar University, Coimbatore. MBA Programme is internationally accredited by ACBSP Accreditation Council for Business Schools and Programs(ACBSP), USA.  The objective of the GRGSMS curriculum is to nurture and develop women leaders with a holistic perspective and concern for the society and environment. GRGSMS has been ranked A+ by Business India, and is among the top 100 b- schools in the country, according to all recognized major ranking lists. GRGSMS is the recipient of many national awards including the “Best Innovative BSchool in Teaching Methodology Award”, “Best BSchool for Industry-Institute Interaction”, “Best Management Teacher Award”, “Best Young Teacher Award”, and “Best Student Project Award”. GRGSMS is presently located within the premises of GRG Institutions in Peelamedu. The environment-friendly landscape and architecture provide an enabling atmosphere for learning and development. The infrastructure is state-of-the-art, modern, and contemporary. Well-equipped classrooms, technology-enabled LMS and other teaching aids, multimedia lecture halls with the video-conferencing facility, a well-stocked library, and 24/7 wi-fi connectivity ensure excellence in education. A spacious and hygienic cafeteria, sports ground, conference, and seminar halls help to enhance value addition. Contact info GRG School of Management Studies PSGR Krishnammal College for Women Peelamedu, Coimbatore – 641 004 Tamilnadu INDIA Phone Number +91 422 429 5959 Email director@grgsms.ac.in
Medical Loans- Get Instant Loans For Medical Bills
It is a good sign that everyone is allocating a decent share of income towards medical insurance. In any unforeseen medical emergency, these insurance turn to be survivors. They cover a good share of your medical expenses, sometimes in full and sometimes a part of it. It all depends on the type of insurance you have with the medical provider. The problem arises when you ought to pay part of the medical bills by cash. Instant Approval The lender online sanctions the loan on the same day to meet any of your medical emergencies if you are found eligible for the loan. You will get the loan approved irrespective of any medical emergency. Once the loan is deposited into your account, you can pay for any of the medical expenses without obstruction from the lender. Unsecured Loan The loans online can be approved without the need for pledging any security. As the loans are collateral-free, they will be the right choice for your medical needs. You need not risk any of your assets to get the loan. The loan will be approved in no time while you have full control over your assets. Handle Uncovered Expenses Not every insurance policy will cover all the health problems you encounter in life. Few medical needs, like dental problems and cosmetic surgeries, are covered by none of the insurance providers. When you have such medical needs in life and insufficient funds in the account, you can apply for these Medical Loans. You can get the loan amount up to $5000 depends on your eligibility, and it can be repaid in easy installments over a period of the year. You can choose the repayment tenure as per your budgetary constraints.
FAFSA Is About To Get Its Ass Kicked, And For Good Reason
Anyone who has been to college knows the hardships of the FAFSA application. It is the gateway to the scholarships, grants, loans and all other monetary measures necessary to attend college. Basically The FAFSA holds all of your hopes and dreams hostage behind your computer screen. It is entirely too complicated and people have had thousands of dollars of scholarships and grants withheld because brilliant and capable students can't get past the FAFSA process. One false move, one missed number...one tactless error and you're out on your ass. It'd take a professional accountant to fill out this document correctly. I remember spending hours on the phone with various government employees, essentially begging them for assistance with this ever important document. Recently I was fucked over because of some technicality pending on my graduation. They basically treated me like human garbage, claiming that my FAFSA was "incomplete" or "in need of reform". I even went so far as to pin the death of the American Dream on student debt. As a 19 year old kid, I was at the mercy of a document that made little sense to my parents. How the hell could it make sense to me? The FAFSA is particularly tricky because of the college application timeline. The current laws and regulations regarding federal aid, make it so that students planning to attend college in the fall can't apply for Aid until January of the previous year. So if you're a late bloomer, or are applying to a college with rolling admission you're pretty much out of luck. In addition to all of that, there's a hell of a lot of wait time...like 6 to 8 weeks. So if you get accepted into college a month before it starts, and apply for FAFSA immediately, you won't get your aid until November and then how the hell are you supposed to live? My aid paid for rent, living expenses, books and everything else because I was totally covered due to my parent's financials. And when that aid was late, I was on my ass. But why would the government make it so hard to get the necessary aid to attend school? When everyone's struggling to get an education, Doesn't make sense right? Someone finally listened and Through many complaints, and I'm talking millions of complaints, the federal government has made some changes to it's hell of a document, the Federal Application for Student Aid. Of course, it's after I graduated, but at least younger generations will be spared from it's wrath. So, instead of the whole "filing when the government is ready" thing, you can file the FAFSA as early as October using data from tax returns already filed, unless your dad like won the lottery or something, there shouldn't be any huge changes. Also, you will be able to fill out the document without any affiliation to any college, this way you will know your financial status BEFORE applying to schools, that way you can apply to schools that qualify in your aid bracket. Huh! Logic makes a lot of sense. Thank you federal government. I'm pleased that you came around. Eventually, the application will go away entirely and schools will have automatic viewing of tax returns and other financial data capable of determining aid. In a perfect world...amirite? To all the youngin's going to college in 2017, enjoy your newly reformed FAFSA...cause I sure didn't have the luxury! I'm not bitter, I swear.