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An Overview of Blockchain in Retail Banking and Retail Industry
Blockchain has gone from an obscure innovation to the seat of a technological revolution very quickly. People still debate its viability. But proponents of blockchain know that this public ledger system can change the way we view the world. From an initial standpoint, blockchain has direct financial applications. With the cryptocurrency market gaining steam, it is subject to immense volatility. After all this is said and done, it is general consensus that blockchain is here to stay for the long term. Studies suggest that the general public will completely accept this new tech by 2025 or even earlier. This makes it all the more necessary to adapt and assimilate blockchain into the various industrial sectors. One such prominent sector is the retail industry. The retail industry is growing at an all time high. Burgeoning demand, availability of products, and market penetration have grown several fold due to online shopping. So how does blockchain fit into the picture? Michael Carney, principal at Upfront ventures, says blockchain and decentralized systems give retailers an opportunity to drive efficiency, maintain authenticity and establish an advantage. It can help build trust with customers, minimize paperwork, and increase transparency across the process. The four major ways blockchain can impact the entire retail industry are listed below. https://www.aciworldwide.com/-/media/images/general/blockchainforretailers1.pngh=387&w=1042&la=en&hash=4320F495B9D82352AD5FF7266F5F64016C36484A The retail industry is one of those which requires and consists of the supply chain which has numerous parties involved within the procedure like manufacturers, suppliers, retailers and the end consumer. Blockchain in retail Industry: eCommerce and retail banking Here are some of the cases for which the retail industry needs a blockchain for the better and free flow of Blockchain in the entire retail industry including retail banking. Blockchain in retail banking Retail banks deal with individual customers by providing them with basic banking services like savings and transactional accounts, mortgages, loans, card payments, overdrafts, etc. this entire process of giving, taking and transferring money from one account to another and vice-versa comprise a lengthy process. It includes lots of paperwork and involves third party interference. Since blockchain technology introduces a decentralized ledger, it stores a bank’s or financial sector’s complete transaction history across multiple controlled-access computers replicating a breadcrumb trail of banking activity that is impossible to edit, delete or update. Blockchain in retail banking reimagines many of the core workflows in finance and banking, from records keeping and cybersecurity to currency, debt and equity management. And banks have only begun waking up to its potential. Some of the banks that are already harnessing the power of blockchain technology are JP Morgan Chase, Goldman Sachs, Bank of America and others. Role of blockchain in retail banking The foremost and obvious benefit of blockchain in retail banking is the technology can manage, approve and log any transaction instantaneously. In addition, it directly contrasts today’s often manual authentication, verification and data-sharing finance workflows banking and finance professions still rely upon to carry out transactions. Also, in retail banking an average KYC request in today’s date usually takes between 30 and 50 days to review and then go for further approvals. A blockchain system allows approved users to access the same data system instead of every bank and third party vendor maintaining siloed customer data portals and having data duplication for each order. It expedites verifications, netting more than $160 million in KYC cost savings annually. When it comes to borrowing loans, loan syndication activities take a 21 days journey from loan application to loan disbursement. However, this particular process can immensely benefit from blockchain. With blockchain, loan activities are safer, quicker, as well as traceable, again reducing admin overheads, third-party approvals, data duplication and instances of human error. With smart contract blockchain, core pieces of a contract are also visible, irreversible and indisputable. But that’s not the end! Blockchain offers many more unlocked benefits to the entire retail industry. Blockchain in retail industry When it comes to the application of blockchain in the retail industry, there is a need to accurately reflect the different steps in the supply chain and the transfers of ownership and product transformations at each stage. Quicker in transaction Blockchain reduces the time taken to complete a process, thus making it much faster and easier. When placing an order under a blockchain-based platform, the ability to make payments is quicker and there is not any delay either. The supplier or distributor or vendor receives the payments immediately as soon as the transaction is made. This allows them to verify and confirm the order placed with transparency. The order is sent out for delivery and it also reaches the customer at the right time and place. Logistics also become much more efficient with the use of blockchain as the decentralised network encourages effective peer to peer connection. The supplier can make connections with local logistics easily when the demands are higher. If there is any replacement to be made or refunds, with the help of blockchain, the time period of waiting to get these refunds is also faster. No central authority In retail and eCommerce, there is too much involvement of third party entities in every operation that takes place. Any process starting right from the order placement till delivering to the customers’ end is composed of many central authorities like banks, legal systems, etc. The important operation where third party involvement influences the customer the most is during the payment gateway. This is because when payments are made through a third party bank organisation, a particular charge is levied on the customer for using the banking services. This discomfort is solved when payments are made through blockchain because there is a direct connection between peers. Hence, there is no extra price imposed on the customer as there is no involvement by any other party other than the parties involved in the transaction. Trust among users Blockchain operates on a decentralised network allowing all data stored to be visible and available to everyone involved in the operation. This creates an environment where there is no malpractice or miscommunication. No information is lost in the communication channel as blockchain provides a direct peer to peer connection. Peers can keep a track of each and every transaction and operation due to systematic arrangement of data with the help of blockchain. This creates trust among the users and scrutinizes any data or information. Because of the decentralized network, one cannot make changes in the network easily. This offers transparency to the user or customer providing them with an evidence of where the product or service is sourced from. This creates an environment of trust where the user has knowledge of what is happening between suppliers and their products of service. Seamless supply chain management Blockchain provides a hassle free supply chain management to all retail and eCommerce business entities. This is because of the ability of blockchain to record every data and transaction digitally. This allows the information to be accessible anywhere and anytime which further allows the owners to track their products or service. Since blockchain operates in a decentralized network, if a change has to be made, the complete network system has to be changed. Hence, this is a way of creating a strong network between the owner and the manufacturer. With blockchain, inventory management is also efficient due to real-time data storage. It also helps to make smarter decisions. Laserfiche is an organization that provides records management edition (RME) to manage digital records for the ecommerce and retail sector. With such services, there is an open transparency in digital records stored in inventory for retail sectors. This will help retailers to manage their shelves based on reliable real-time data. Also, Provenance - another blockchain-based organization that aims to create an open transparent digital record of every inventory item for the retailers. Based on accurate real-time data, this will help retailers control their shelves and manage stores. Digital Payment Processing Blockchain was initially used as the framework for digital currencies such as bitcoin. These cryptocurrencies offer attractive advantages over traditional modes of payment. With blockchain, retailers can start accepting payments in the form of digital tokens. Especially in cases where the regular transactions either don’t work or need way too much processing to even be viable. Another complimentary benefit would be the trail left behind by this new mode of payment. Whenever a cryptocurrency transaction is made it leaves an end to end trail that can easily be traced back to its source. This will drastically reduce the burden on the accounting department of big firms. Instant payments, instant refunds, instant settlements can be deemed possible with blockchain. Cross border payments and micro transactions are more easily handled via digital currency. Also when large amounts are transferred from offshore, blockchain makes it easy to store and record. A few startups have taken strides in this direction. TenX, a startup in Singapore has successfully connected the Visa wallet to the digital wallet. Thus, allowing consumers to use their Visa cards for payments. BitPay has integrated bitcoin and the sales point, allowing retailers to accept digital payments. Closing thoughts The adoption of blockchain technology in the retail industry will allow transparency and traceability – giving customers choices and confidence in retailers they can trust. Retailers can ethically consume the required data without compromising the customer in any manner. This will surely improve public relations and brand imaging as well. A blockchain-based solution can provide product authenticity and quality by building trust between consumers and retailers and within the entire retail supply chain. If you are looking to integrate blockchain solutions in your retail operations, do not hesitate to contact our blockchain experts.
The Next Big Thing in Ionic Mobile App Development
The universe of innovation has continually been encountering changes in the Mobile application improvement patterns from the previous hardly any years, and these progressions are just improving our everyday lives by means of versatile and web applications. Mobile Application Development is an area that comprises probably the quickest developing enterprises and they are in no disposition to back off. Here are some major trends for Ionic App Development for Mobile Blockchain Blockchain is a well known stage for taking care of cryptographic forms of money and giving a safe climate to the individuals who bargain in account, with no sort of obstruction of outsiders. Blockchain incorporation in Ionic Mobile App Development has offered organizations in the fund area just as the financial area with a made sure about stage where they can manage the cash unhesitatingly. Indeed, even the medical services area has seen a positive effect in light of this turn of events. Blockchain innovation, encouraging different basic areas, is bound to see a lot more promising time to come for versatile application advancement in the coming years. The innovation will help smooth out information on the board with the expanded effectiveness in exchange measures. Tracking by Location Despite the fact that the area following isn't something that surfaced as of late, it is relied upon to acquire a foothold in the next year. We should take on-request applications for example. It is absurd to expect to convey items requested by the client to be conveyed at his/her place without area following. Same goes with the wellbeing wearables. Movement detecting highlights ensure the individual utilizing a wellbeing wearable gadget is doing fine. Movement detecting and following additionally prove to be useful in cases like robbery, security, geotagging, gaming, exploring, and so forth Such functionalities have helped guides to be more astute and improved as well. This expresses that movement detecting and area following fused in versatile applications will control 2019 by being one of the most surprising patterns. Internet of Things The interest for wearable gadgets has expanded dramatically throughout the most recent couple of years. The Web of Things has ended up being a guide to numerous areas like transportation, Web based business, medical services, and numerous others. There are different gadgets that we use consistently that are legitimately associated with the web. IoT is helping the innovation world advance toward a superior tomorrow as 2019 vows to use the improvement of more wearable gadgets, improving the way people live. Machine Learning & Artificial Intelligence Global Information Organization delivered a report which expresses that before the finish of 2020, the computer based intelligence industry is assessed to arrive at a complete estimation of more than $40 billion. This demonstrates the hole among people and machines is by and large generously crossed over by innovation. The capacity of machines to learn without anyone else has diminished the endeavors of individuals who put their time into different coding components of the program. Without a doubt, Man-made consciousness has been a daylight in individuals' lives and thus, has picked up distinction which knows no limits. 2019 will bring us more chatbots and menial helpers because of the expanding interest for man-made intelligence and AI. Also, there are numerous components of AI that are still left to find. Payment Gateways Google versatile application installments surpassed $700 million out of 2017. It was a development of about $500 million in only four years. Making installments has moved away from its customary technique. Individuals have step by step moved from money to cards to now versatile wallets. This has brought about an expanded interest for m-trade. It has now become a fruitful and most favored shopping mode. Thus, incorporating versatile wallets like PayPal, Google Wallet, Amazon Pay, and installment doors that give secure encryption will turn into a staple in 2019. Our company offers Ionic App Development and more. Want to develop your own Mobile App than most welcome on our website thirstyDevs Infotech. Our talented developers easily make your application from your concept and fulfill your all requirements and give you a satisfied app.
How Machine Learning Is Changing IT Monitoring In 2020
The IT infrastructure has become remarkably complex; it becomes crucial for IT leaders to create new monitoring processes relevant to their organizations. IT monitoring covers a wide range of products allowing analysts to determine if the IT team performs at the expected level of service and manage any problems detected. This can be done by basic testing or using advanced tools like machine learning (ML). As the speed of change in the industry increases, IT operations are required to help the business stay afloat to fill experience gaps and allow customers to focus on their business. The challenge that the IT monitoring team facing is the tendency to use legacy systems that need to be actively running. This puts the IT monitoring team at a significant disadvantage and leaves them scrutinizing unnecessary noise and missing information packets. What if the performance of these systems is optimized? Artificial intelligence (AI) and machine learning (ML) continue to play a vital role in taking the pressure off internal processes. The road to leverage AI and ML are partly driven by the need to implement data first when building core systems, partly because of the cross-industry leap to cloud. In such crises as COVID19, companies are trying to capitalize on the power of AI-powered tools, and more organizations are creating pathways that reflect the need for strategic change. Machine learning in IT monitoring # 1 | Adjusted alerts Sharpening the known pain point in traditional anomaly detection systems, using a combination of supervised and unsupervised machine learning algorithms, we can reduce the signal-to-noise ratio of alarms as well as correlate those alerts across multiple toolkits in real-time. Additionally, algorithms can capture corrective behavior to suggest remedial steps when a problem occurs in the future. # 2 | Comparing the indicators We can determine correlations between metrics sent from different data sources in our infrastructure and applications through advanced anomaly detection systems based on machine learning algorithms. Additionally, some ML platforms provide one-time cost optimization reports that can compare instance usage to AWS spend. # 3 | Business Intelligence Different anomalies can be detected within massive amounts of data to turn them into valuable business insights via real-time analytics and automated irregular detection systems. Machine learning logic can be applied to metrics obtained from various sources to perform automated anomaly detection before processing the data to mark anomalies that can be scored to be used for identifying how much irregularity the event is. # 4 | Natural language processing Machine learning helps define millions of events into a single manageable set of insights using topology, semantic, natural language processing, and clustering algorithms. Similar to the previous solutions, using these algorithms helps reduce the triggered events and alerts, which allow more efficient use of resources and faster problem resolution. # 5 | Cognitive perception There is an alternative use of machine learning for IT monitoring to combine ML with crowdsourcing to filter out massive log data to identify events. This helps focus on how humans interact with the data rather than focus solely on mathematical analysis. This approach is called perceptual insights, and it denotes important events that may occur, and that needs to be taken into account. Although the application of machine learning is not strictly straightforward, its potential is clear to transform IT monitoring. As IT infrastructure continues to grow, it is clear that many industries are turning to ML to find effective and budget-friendly solutions today and in the future. One side note Vietnam software outsourcing industry has recently become dynamic. When it comes to Vietnam Machine Learning engineers, they are well equipped with the necessary knowledge and skillsets.
ICON Network: An Overview
What Is ICON? ➤ #1 Blockchain project in Korea with an expanding global footprint ➤ Open source platform building a community of communities based on consensus, governance and protocol specifications ➤ BTP(chain interoperability), parallel processing, multichannel and modular architecture creating a highly scalable network able to interconnect private and public chains. ICON Benefits ➤ Various blockchain platforms are able to interact via smart contracts. ➤ No need to make multiple wallets. ➤ No need to buy multiple tokens: Owning just ICX gives access to all interconnected chains. ➤ Ease of dApp accessibility: frictionless dApp usage across multiple chains. ➤ DPoC: (Delegated Proof of Contribution) variant of PoS based on contributions. ICONSENSUS P-Reps: A Public Representative (P-Rep) is a block validator on the ICON Network that participates in consensus and governance. ➤ P-Reps consist of the top 22 Main P-Reps and 78 Sub P-Reps,. ➤ P-Reps are elected by delegation of stake. 1 ICX token is worth one vote. ➤ For delegating and voting for P-Reps, ICONists (ICX token holders) receive rewards. ➤ I-SCORE: All contributions are quantified in the form of I-SCORE that can be converted 1ICX to 1000 I-SCORE to redeem rewards. DBP (DApp Booster Program) DApps on the network receive a portion of block rewards based on their delegation ranking. EEP (Ecosystem Expansion Program) Community members receive a portion of the block rewards by proposing and implementing projects that expand or grow the network. Fee Sharing 2.0 Developers can choose to pay for transaction fees themselves so users may access their dApps easily. Virtual Step Virtual fee that credits developers transaction fees for locking up their ICX. ICX: ICON’s unique native token ➤ Provides governance rights to the network ➤ Used for computation, transaction fees and rewards ICON’s Unique Reward System Dynamic reward system that autonomously adjusts based on varying network conditions: ➤ When high % of network is staked, then reward is decreased to encourage using ICX elsewhere. ➤ When low % of network is staked, then reward is increased to encourage staking more ICX. Select Blockchain Products On ICON Network somesing.io The world's first Karaoke app on a blockchain. DPASS Global authentication system with sovereign identity. A Decentralized Passport/DID, and cryptocurrency wallet, all in one. broof.io Blockchain certificate issuance service. Permanent record of genuine certificates. Facilitates blockchain adoption with secured partners including, Seoul City, Citizen Hall, Postech and Studypie. ICON Ecosystem ICONLOOP MyID Alliance ICON Strategic Partner - ICON DAO P-Rep candidate and ICON strategic partner committed to providing the tools and services needed for users to develop and manage decentralized communities to mass collaborate and fund projects. ICON DAO Medium ICON DAO Twitter ICON DAO Telegram Resources Homepage: https://icon.foundation Community: https://icon.community Developer Center: https://icondev.io Github: https://github.com/icon-project Medium: https://medium.com/helloiconworld Works Cited ▸ Dr. Ben Lee, "Economic Incentives of ICON Network", Hashnet 2019 Blockchain Conference, October 2019. ▸ "ICON Network Partnerships" Retrieved from: "https://spec-rationality.com/icon/#21Nov" ▸ Amy Dang, November 5, 2019, "A Comprehensive look at ICONLOOP's MyID Alliance" Retrieved from: "https://theicon.ist/2019/11/05/a-comprehensive-look-at-iconloops-myid-alliance-its-partners-advisors-and-upcoming-roadmap/"
نکاتی برای افزایش قدرت بازاریابی پیامکی با خرید پنل اس ام اس
همه کمپین های بازاریابی پیامکی برابر نیستند. برخی از شرکت ها هستند که بازاریابی پیامکی را کاملاً در استراتژی کسب و کار خود ادغام می کنند و برخی دیگر آن را به عنوان یک پروژه جانبی در نظر می گیرند. طبق نظرسنجی انجام شده توسط ScanLife ، 89٪ مشتریان هنگام خرید از تلفن های همراه خود استفاده می کنند و 64٪ آمریکایی ها از سال 2015 دارای تلفن هوشمند هستند. با توجه به این موضوع، فکر می کنید کدام شرکت یک کمپین بازاریابی موفق تری داشته باشد؟ اگر در حال حاضر با خرید پنل اس ام اس از بازاریابی پیامکی استفاده می کنید، در اینجا چند نکته و پیشنهاد در مورد چگونگی به حداکثر رساندن موفقیت شما آورده شده است: 1- یک تیم بازاریابی پیام کوتاه ایجاد کنید. 2-مشتری خود را بشناسید. 3-پیام های واضح و شفاف بنویسید. 4-از دکمه های دعوت به عمل استفاده کنید. 5-بهترین پنل اس ام اس را انتخاب کنید.با اختصاص وقت برای خرید پنل اس ام اس و خلق اس ام اس های موثر،تجزیه وتحلیل اطلاعات مشتری،سرمایه گذاری در یک تیم بازاریابی فروش ویژه پیامک و ارسال پیامک های تبلیغات خود در بستر سامانه پیامکی،از مزایای تبلیغات پیامکی خود بهره ببرید. منابع: http://fan.fc-anji.ru/blogs/blog/36509.html http://gforge.wits.ac.za/gf/project/vre/forum/?_forum_action=ForumMessageBrowse&thread_id=6234&action=ForumBrowse&forum_id=49 http://theworld.guildwork.com/forum/threads/5a758885002aa80db815b59e-nike-adidas-but-with-regard-to-resellers?page=7&_=6400#5f92734cec0d542b33c2e3a2 http://molbiol.ru/forums/index.php?showtopic=589107&st=400&p=1882774#entry1882774 http://clashofclansbuilder.com/forums/thread/38547
Top 10 Trending Technologies in 2021
In this world of digitalization, technologies are expanding rapidly. As a world foremost tech news contributor, it is the duty of us to keep everyone updated with the newest trends of technologies in 2021. Technology and programming language are so important in day to day lifestyle to make the livelihood more facile. These computer scientists and professionals are regularly making the bests out of anything. Technology has taken a face of more productiveness and give the best to the nation. In the present scenario, everything is done through the technical process, you don’t have to bother about doing work, everything will be done automatically. In this article, some important technologies which are new in the market are explained according to the career preferences. So let’s have a look into the top 10 trending technologies followed in 2021 and its impression in the coming future. 1. Artificial Intelligence (AI) Artificial Intelligence has already experienced a large amount of speculation in recent years, but it carries on the tendency to watch because it consequences upon how an individual works, live, and plays is only in the early stages. The further branches of AI have progressed, adding Machine Learning, which will be explained below. It is the technology which is used to furnish computer systems with the potential to make settlement like humans. This makes AI the most top 10 trending technologies. To know more information click here Top 10 Trending Technologies in 2021 You can read more below blogs How to become a Sitecore CMS Developer What is CISSP The Scope of Hadoop and Big Data in 2021 How to Become a Certified Scrum Master Python VS R Programming How to Build a Successful Career in IT Service Management Growing Demand for Engineers in Blockchain Technology How to Become a Salesforce Developer
4 Alasan Branding Penting Bagi Perusahaan
Branding yang baik memang dapat memberikan beragam keuntungan bagi brand. Misalnya, ketika masyarakat dihadapkan pada beragam pilihan produk yang serupa, mereka akan cenderung lebih memilih produk yang lekat dalam ingatan mereka, atau minimal mereka akan mencoba produk-produk tersebut. Selain itu, branding yang kuat, juga akan memudahkan brand untuk menjual berbagai merchandise yang dibuat, dan hal ini akan menarik bagi orang-orang untuk mengoleksi beragam merchandise yang ditawarkan. Bahkan di Indonesia sendiri branding sangat diperlukan bagi beberapa perusahaan besar, hal ini untuk membantu mempromosikan perusahaan agar bisa dikenal orang luas. Memang branding ini menjadi hal yang penting. Mungkin saat ini banyak brand yang lebih fokus memikirkan sales dibanding branding. Padahal, branding ini dapat memberikan banyak keuntungan yang pada akhirnya berimbas pula pada pemasukan. Tak heran bila branding indonesia menjadi salah satu acuan penting untuk membantu beberapa perusahaan besar dalam menjual jasa atau produknya secara cepat, baik melalui media online ataupun langsung. Oleh karena berikut ini ada 4 alasan perusahaan melakukan branding.. 1. Meningkatkan Brand Awareness Saat seseorang menyebut mi instan, mungkin merek Indomie-lah yang pertama kali terlintas di benak kita. Atau ketika ingin membeli air mineral, alih-alih mengucapkan air mineral, kita malah mengucapkan Aqua, yang sebenarnya merupakan sebuah merek. Hal tersebut menandakan bahwa kedua produk tersebut sudah terpatri dan terekam dengan sangat baik di benak dan hati konsumen. Hal tersebutlah yang dinamakan dengan brand awareness, di mana konsumen dapat mengenali sebuah merk dengan sangat baik melalui logo, tagline, slogan, design, dan hal lainnya yang termasuk di dalam cakupan branding. Sebagai pemilik bisnis, kita tentu ingin konsumen terus membeli produk ataupun jasa yang kita tawarkan dan dapat dengan mudah mengenalinya. 2. Menjadi Pembeda Dibanding Pesaing Tak dipungkiri, persaingan di dalam bisnis sangat ketat. Dengan bantuak teknologi yang semakin canggih, bisnis yang ada pun semakin beragam. Apabila kita menggunakan strategi branding yang tepat, bukan tidak mungkin kalau produk kita nantinya akan menjadi berbeda dan memiliki ciri khas di pasaran. Konsumen pun cenderung akan menyukai produk yang dikemas atau di-branding secara unik dan tidak menutup kemungkinan akan melakukan re-purchase. Harus kalian perhatikan, untuk terus berinovasi dan menjaga kualitas agar konsumen juga dapat percaya dengan produk yang yang kita tawarkan. 3. Meningkatkan Penjualan Produk/Jasa Branding yang tepat pada akhirnya akan mampu meningkatkan sales dari bisnis. Konsumen yang tertarik dengan konsep, logo, design, pesan, serta hal lain yang ada di produk kita, tentu akan menunjukkan loyalitasnya. Selain merasakan benefit-nya dan sebagai solusi atas pemecahan masalah, tentu melakukan re-purchase bukanlah suatu masalah, justru menjadi hal yang menyenangkan. Tentunya hal itu pun akan meningkatkan penjualan kita. Oleh karena itu anda harus melakukan branding untuk meningkatkan omset perusahaan secara cepat dan overbought. 4. Menyampaikan Pesan yang Efektif Setiap bisnis yang dirintis, tentu ada pesan maupun nilai-nilai yang diusung dan ingin disampaikan kepada para konsumen. Dengan melakukan branding yang baik, pesan tersebut dapat didefinisikan dan tersampaikan dengan baik pula kepada para konsumen. Oleh karena itu, tentukan pesan apa yang ingin disampaikan melalui produk yang kita jual, kemudian lakukan komunikasi melalui branding sehingga konsumen dapat merasakan dan mengetahui hal tersebut saat menggunakan produk atau jasa yang kita tawarkan. Salah satu caranya ialah dengan membuat tagline ataupun slogan semenarik mungkin baik di iklan untuk pemasaran ataupun selipkan secara langsung di produk yang kita jual.