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Essential features required to build peer-to-peer NFT

The outbreak of COVID-19, followed by the curfew, has forced museums and galleries to close. As a result, artists have faced difficulties and the sales of physical art have dropped dramatically.
Token-based art sales, vise versa, have taken off, hitting $8.2 million in December 2020. What’s in it for you? The point is that the NFT market is growing by leaps and bounds. 
It is totally up to the users to decide how they can benefit from this trend. The launch of an NFT marketplace is one of the optimal possible ways. 
This technology not just benefits the NFT owners and creators but also the marketplaces they are being hosted on. 
Now first let us understand what the NFT marketplace is all about? 

NFT marketplace: 

An NFT marketplace is an online marketplace where creators sell their virtual product and buyers can procure them using cryptocurrencies. 
The NFT marketplace may charge a transaction fee every time when an NFT is purchased from the platform. 
Once the NFT is purchased, the buyer gets a token which is unique that contains a proof of ownership and information about the origin of the product, author, and authenticity. 
As the NFT marketplace is gaining more and more traction, entrepreneurs are showing interest in developing one. Now let us understand the essential points that one must know before developing a peer-to-peer NFT marketplace. 
Storefront: 
Since the NFT marketplace is one type of auction platform, storefront is essential. The storefront must provide necessary information for the users related to the products such as bids, owner, price history and preview. 
Ease in item search: 
For any marketplace, it is necessary to have a tagging and category management system that will help users to search the collectible they want. The users can easily search assets of their interest from various categories such as arts, music, photography, domains etc. 
If a platform has a search bar on their site then searching and retrieving the required asset will be more convenient for users. 
Filters: 
The filters option will help users to navigate through the site, especially if the marketplace is developed for many collectibles. This will help users to choose collectibles based on their category. 
Filters can help users to explore easily, if you are planning to build a marketplace for many collectibles. Categories like payment method, listing status, highest price, lowest price, recently listed can help users to select the item of their interest. 
Wallet: 
One mandatory feature is Wallet in the marketplace. This will help users to send and receive and store the non-fungible tokens. Users can connect their preferred wallet in the NFT marketplace. You can either create your own wallet in-app or integrate existing wallets inside the application to make the experience frictionless.

Conclusion: 

NFT marketplace features are not limited to this list, as every platform has their own unique features and functionalities. If you are planning to build a NFT marketplace, approach a NFT development company with a team of developers who can understand the working and technical aspects required to build the NFT marketplace. 
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Internet Banking Vib - Hướng Dẫn Đăng Ký Và Sử Dụng Chi Tiết
Internet banking banking Vib là 1 trong những dịch vụ quan trọng và cần thiết giúp khách hàng của ngân hàng Vib có thể thực hiện giao dịch ngay trực tuyến như chuyển tiền, nhận tiền, tra cứu lãi suất.. Trong bài viết này, VayOnlineNhanh sẽ thông tin đến bạn chi tiết về dịch vụ Internet banking ngân hàng Vib, chúng ta cùng nhau tìm hiểu nhé! Internet Banking VIB Là Gì? Internet Banking VIB hay còn có tên gọi khác là My Online Bank. Đây là dịch vụ trực tuyến của ngân hàng Thương mại Cổ phần Quốc Tế Việt Nam VIB cung cấp. Ứng dụng này giúp các bạn quản lý được tài khoản của mình và thực hiện 1 số chức năng như: chuyển khoản, xem số dư, thanh toán hóa đơn tiền điện, thanh toán hóa đơn tiền nước, nộp thuế, nạp tiền điện thoại thông qua điện thoại, máy tính có Internet. 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How To Create A Secure IoT Network To Guard Your Connected Devices
IoT has created a bridge between the physical world and the Virtual World. With all conviction, we can expect IoT as an indispensable part of our lives. But as the IoT implementations are growing, the security concerns are also growing at the same pace. And Today, being a leading IoT service provider, we are going to share how you can create a secure IoT network that will keep your connected devices as safe as possible. Steps To Create a Secure IoT Network Let me tell you very straight that securing the IoT network doesn’t require a completely new or complex set of ideas and principles. The core lies in the best practices while designing the IoT solution.  As there are many small to big things considerably, We can say IoT security is a multi-faceted effort that requires big moves as well as small adjustments to ensure networks, data, systems, and devices are protected.  What is Security By Design? 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Security is not a one-time activity, rather an evolving part of the IoT ecosystem that should support IoT deployments’ lifecycle in: Adding new devices and decommissioning others, Onboarding to new cloud platforms, Running secure software updates, Implementing regulated key renewals, Maintaining large fleets of devices. All these activities require comprehensive management of identities, keys, and tokens. To avoid time-consuming and expensive services in the field, IoT Security lifecycle management solutions must facilitate updates remotely while executing them across large scale device fleets. Now let’s see the Security concerns in two popular forms of IoT: Tips To Secure Consumer IoT Devices Smart speakers, domestic appliances, connected toys, and smart locks are all potentially vulnerable if not properly secured by design and during their expected lifespan.  For example, someone who owns a Google Nest Hub and other Xiaomi Mijia cameras around his home claimed that he received images from other people’s homes, randomly, when he streamed content from his camera to a Google Nest Hub. There are many such examples where the design loopholes have caused many consumers more harm than good. The good news is that ETSI recently announced ETSI TS 103 645, the first worldwide standard for consumer IoT security. This sets a benchmark for how to secure consumer products connected to the internet and aims to promote best practice. Additionally, here we are going to share tips that will help you in designing a secure IoT network for your consumers and smart homes. Know Your Network and The Connected Devices – When we put together several devices over the internet that potentially leaves your entire network vulnerable. It’s common to lose track with an increasing number of equipped devices. Hence it’s essential to know your network — the devices on it and the type of information they’re susceptible to disclosing.  Assess the IoT Devices on Your Network First, know which devices are connected to your network, audit your devices to understand their security posture. While selecting devices check for newer models with stronger security features, etc. Further, before making a purchase, read up to understand how much of a priority, security is, for that brand. Input Strong Passwords to Protect Your Devices and Accounts Use strong and unique passwords that will assist you in securing all your accounts and devices. Get rid off the common passwords like “admin” or “password123.” Make use of a password manager, if needed, to keep track of all your passwords. At the same time ensure that you and your employees don’t use the same passwords across multiple accounts and be sure to change them periodically. Choose a Separate Network for Your Smart Devices Separating networks is a smart way to protect your smart devices in the IoT network. With network segmentation, even if attackers discover a way into your smart devices, they can’t access your business data or sniff on that bank transfer you did from your personal laptop. Reconfigure Your Default Device Settings Usually when we receive our smart devices they are packed with default insecure settings. And things become worse if we do not modify their configurations. As weak default credentials, intrusive features, ports and permissions need to be assessed and reconfigured as per your requirements. Install Firewalls and Other IoT Security Solutions to Identify Vulnerabilities To safeguard your Smart homes and other consumer IoT networks block unauthorized traffic over the wire through firewalls. At the same time run intrusion detection systems/intrusion prevention systems (IDS/IPS) to monitor and analyze network traffic. This is where you can use an automated scanner to uncover security weaknesses within your network infrastructure. Use a scanner to identify open ports and review the network services that are running. Now let’s check out the key steps to protect your enterprise network against modern security threats. Steps To Protect Your Enterprise IoT Network We have seen many manufacturing industries adopting IoT and growing. However many aren’t serious enterprise security, that’s a mistake. Because we have seen that In 2018,  21% of companies reported a data breach or cyberattack due to insecure IoT devices. So do not let that happened with you and follow the steps below to protect your enterprise IoT network: Step 1:  Be alert of the risk As IoT is relatively new as compared to IT, hence some of the threats are newer and not as widely used, and make companies reluctant. But we forget that IoT security is like buying insurance. We think we won’t ever have to use it, but the odds are, we might. So it’s better to realize that with a lot of connected devices in use, we might have vulnerabilities that need to be minimized and fixed. Step 2: Design a Secure network architecture The Ponemon study found that less than 10% of organizations are confident they know about all of the printers, cameras, and building automation systems on their networks that are connected to the Internet. Hence, it’s essential to carefully design your network architecture. And protect your devices from the network, and further protect your network from the devices. Step 3: Observe Your Suppliers and Vendors Attackers are smart today, they may target you through the suppliers and vendors. So do not underestimate the vulnerability that comes along with companies you connect with.  It’s a better practice to include the security practices as part of your vendor risk management process. Step 4: Practice For the Data Breach You must prepare for an IoT data breach the same way you prepare for disasters like fire, earthquake, or other. Make a plan, have a regular drill, and keep the plan updated. It’s good to have regular exercises to test your data-breach preparedness.  How will you tackle the situation If you get breached? you should have a well-documented plan for the same. Step 5:  Control what you can, and learn to live with calculated risk It is important to realize that while you should do everything that you can do, you can’t expect to prevent everything. So learn to live with a calculated risk. For something that’s as crucial as a backdoor into your entire network, which is really what a smart-building management company represents, you really need to keep a close eye on their security practices. Step 6: Start now, and get ready for whatever comes next IoT being an emerging technology can not and should not be removed from our enterprises.Although there is risk that comes with it but like all excellent growth you need to take that risk and better prepare yourself to reduce the chances of mishappening like data breaches and others. You know new devices are coming with each passing days, hackers are becoming more creative, and the risks are getting more profound and devastating. So, Be aware and take proactive steps to secure your IoT network. And if you are looking for any other assistance in IoT services, do not forget to check our IoT services page.
Shea Butter Market Technology Progress, Business Opportunities and Analysis by 2026
Market Analysis: Global Shea Butter Market Shea butter market is projected to rise to USD 2.73 billion by 2026, undergoing growth with a substantial CAGR in the forecast period of 2019-2026. The growth of the market is because of its usage in skin and hair products such as lip gloss, moisturizers, and hair conditioner which are few of the dominant applications of shea butter. Shea butter melts at body temperature, which makes it an excellent base for ointments used in the treatment of itching and skin swelling such as eczema. Market Definition: Global Shea Butter Market Shea butter is a type of vegetable fat extracted from the nut of an African tree. It is widely used as a beauty product in cosmetics industry for skin and hair related products, in lip gloss, skin lotions, hair conditioners etc. It acts as an incredible skin moisturiser. It has a high content of vitamins and fatty acids, which are deemed fit for smoothening, soothing and moisturising the skin. Shea butter is also used in food preparation as an alternative to animal butter and vegetable oil. It also extensively used as an alternative to cocoa butter, in making of chocolates and confectionaries. Get More Insights About Global Shea Butter Market, Request Sample @ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-shea-butter-market Market Drivers: The rising prices of cocoa butter compel manufacturers to use shea butter as an alternative to cocoa butter in chocolates and confectionaries Shea butters increased applicability in bakery products and in the food industry Shea butter is extensively used in the cosmetics industry, manufacturers are introducing new and innovative products into the market containing shea butter The growing awareness of the benefits of using shea butter The increasing ageing population, leads to an increased demand for anti-ageing products which contain shea butter Market Restraints: Large variety of substitutes to shea butter are available in the market, such as mango butter, shea oil, avocado butter, and cocoa butter which can restrain its growth The level of industry organisation is still lagging and there are not set standards or the quality of the product which restrains the growth of this market Segmentation: Global Shea Butter Market By Distribution Channel Specialty Stores Online Stores Supermarket Convenience Stores Hypermarket Others By End User Pharmaceuticals & Medical Cosmetics & Personal Care Lotions & Creams Lip Balm & Lipsticks Sun Care Products Soaps & Toiletries Cleaners Shampoo & Conditioners Others Food Processing Bakery Chocolate & Confectionery Ice Cream Others Retail Others By Grade Grade A (Unrefined) Grade B (Refined) Grade C (Highly Refined) Grade D Grade E By Nature Organic Conventional By Species Vitellaria Nilotica Vitellaria Paradoxa By Certification Certified Uncertified By Geography North America U.S. Canada Mexico South America Brazil Argentina Rest of South America Europe Germany France United Kingdom Italy Spain Russia Turkey Belgium Netherlands Switzerland Rest of Europe Asia-Pacific Japan China South Korea India Australia Singapore Malaysia Indonesia Thailand Philippines Rest of Asia-Pacific Middle East and Africa South Africa Egypt Saudi Arabia United Arab Emirates Israel Rest of Middle East and Africa Know more about this report https://www.databridgemarketresearch.com/reports/global-shea-butter-market Key Developments in the Market: In March 2018, Bunge Limited has completed its acquisition of IOI Loders Croklaan. With this, Bunge is expected to become a global leader in business-to-business consumers in the food processing industry for bakery, chocolates, confectionary, nutrition and food service segments. This acquisition would merge Bunge’s existing edible oils portfolio with Loader’s speciality products from tropical feedstock like shea butter, palm, coconut and several others. In November 2017, Sundial was acquired by Unilver. Sundial Brands is one of the largest personal care products company, with brands which use shea butter as their main ingredient in the manufacturing of their products. With this acquisition, Unilever would continue to grow its business and would cater to the use of shea butter in their products. This acquisition would thus enhance the use of shea butter by global leading brands, and would further lead to the global growth of shea butter market. Get Access Report @ https://www.databridgemarketresearch.com/checkout/buy/singleuser/global-shea-butter-market Competitive Analysis: Global Shea Butter Market Global shea butter market is highly fragmented and the major players have used various strategies such as new product launches, expansions, agreements, joint ventures, partnerships, acquisitions, and others to increase their footprints in this market. The report includes market shares of shea butter market for global, Europe, North America, Asia-Pacific, South America and Middle East & Africa. Key Market Competitors: Global Shea Butter Market Few of the major competitors currently working in the shea butter market are Empower Village LLC., J.A.M. Distributing Company, Bulk Apothecary, Pameri Organic Malaysia Sdn Bhd, Vermont Soap, Baraka Shea Butter, Maison Karite, Vink Chemicals GmbH & Co. KG, savannahfruits.com, Cargill, Incorporated, Clariant, Aos Product Pvt. Ltd., Timiniya Tumna Company, Jedwards International, Inc., shebuindustriesltd.com, Akoma Cooperative Multipurpose Society, Ghana Nuts Company Limited, Aethon-International, The Organic Shea Butter Company amongst others. Request for Detailed TOC @ https://www.databridgemarketresearch.com/toc/?dbmr=global-shea-butter-market Browse Trending Related Reports @ · Sugar Beet Juice Extract Market · Vitamin, Mineral and Supplements Market · Pea Starch Market · Pulse Based Product Market · Lemon Extract Market About Data Bridge Market Research: Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market Contact: Data Bridge Market Research Tel: +1-888-387-2818 Email: Sopan.gedam@databridgemarketresearch.com
Healthcare PPE Market : Protective clothing segment and COVID-19 scenario | Industry Analysis & Forecast, 2027
Allied Market Research recently published a report, "Healthcare Personal Protective Equipment Market by Material (Protective Clothing, Face Protection, Eye Protection, Respiratory Protection, Hand Protection, and Others) and End User (Hospital, Home Healthcare, Outpatient/Primary Care Facilities, and Others): Global Opportunity Analysis and Industry Forecast, 2020–2027". According to the report published, the global healthcare PPE market generated $12.9 billion in 2019, and is estimated to reach $33.4 billion by 2027, registering a CAGR of 12.4% from 2020 to 2027. Key determinants of the market- Rise in demand for healthcare PPE to protect the healthcare personnel involved in the treatment of Covid-19 patients augments the growth of the global healthcare PPE market. Furthermore, rise in investment from public and private players in the production of healthcare PPE kit to meet the growing demand fuels the growth of the market. Nevertheless, negative impact of PPE material on environment restrains the market growth. Moreover, growing development of healthcare PPE kits based on bio materials is expected to usher a number of opportunities in the near future. Request Sample Report at: https://www.alliedmarketresearch.com/request-sample/6741 COVID-19 scenario: · The novel coronavirus outbreak all over the world has augmented the demand for healthcare PPE products including face masks, gloves, goggles, gowns, coveralls, and face shields. · North America and Europe have outsourced the PPE products to meet the demand in Asian countries such as China and Malaysia. The preliminary stage of COVID-19 outbreak resulted in increased demand in China. However, the market witnessed supply chain disruptions due to lockdown. · The surge in demand for N95 and surgical masks to prevent infection is anticipated to contribute for market growth. Get Detailed COVID-19 Impact Analysis on the Healthcare Personal Protective Equipment (PPE) Market @ https://www.alliedmarketresearch.com/request-for-customization/6741?reqfor=covid The protective clothing segment to dominate the market in 2019- Based on product, the protective clothing segment contributed to the largest share in 2019, accounting for more than one-third of the global healthcare PPE market, owing to increase in use of coverall, gowns, and scrubs as a basic requirement for any healthcare personnel or patient. However, the respiratory protection segment is estimated to portray the highest CAGR of 14.0% during the forecast period. This is attributed to rise in the usage of face masks by general public due to the outbreak of COVID-19. The hospital segment to lead the trail throughout 2027- Based on end-user, the hospital segment accounted for the largest share in 2019, holding more than two-fifths of the global healthcare PPE market share, and is expected to maintain the largest share throughout the forecast period. Moreover, the same segment is expected to register the highest CAGR of 13.1% from 2020 to 2027. This is owing to easy availability of healthcare insurance services. For Purchase Enquiry at: https://www.alliedmarketresearch.com/purchase-enquiry/6741 North America to rule the roost throughout 2027- Based on region, North America contributed to the highest share, accounting for more than one-third of the healthcare PPE market in 2019, and will maintain its dominance throughout the forecast period. This is owing to the presence of world-class healthcare systems and stringent regulations for the use of proper PPE in healthcare settings. However, Asia-Pacific is expected to grow at the highest CAGR of 13.7% from 2020 to 2027. This is owing to increase in affordability of primary healthcare services and other healthcare infrastructure investments in the region. Leading market players · Med-Con Pty Ltd. · Ansell Limited · DuPont de Nemours Inc. · Cantel Medical Corporation · Cardinal Health · 3M Company · Owens & Minor Inc · Honeywell International Inc. · Medline Industries Inc. · Medisca Pharmaceutique Inc. Obtain Report Details: https://www.alliedmarketresearch.com/healthcare-ppe-market-A06376 About Us: Allied Market Research (AMR) is a full-service market research and business-consulting wing of Allied Analytics LLP based in Portland, Oregon. Allied Market Research provides global enterprises as well as medium and small businesses with unmatched quality of "Market Research Reports" and "Business Intelligence Solutions." AMR has a targeted view to provide business insights and consulting to assist its clients to make strategic business decisions and achieve sustainable growth in their respective market domains. AMR offers its services across 11 industry verticals including Life Sciences, Consumer Goods, Materials & Chemicals, Construction & Manufacturing, Food & Beverages, Energy & Power, Semiconductor & Electronics, Automotive & Transportation, ICT & Media, Aerospace & Defense, and BFSI. We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry. Contact: David Correa 5933 NE Win Sivers Drive #205, Portland, OR 97220 United States Toll Free: 1-800-792-5285 UK: +44-845-528-1300 Hong Kong: +852-301-84916 India (Pune): +91-20-66346060 Fax: +1-855-550-5975 help@alliedmarketresearch.com Web: https://www.alliedmarketresearch.com Follow Us on: LinkedIn Twitter
How COVID-19 Impacted on Global Smart Manufacturing Market in ICT Industry ?
COVID-19 Impact on Global Smart Manufacturing Market in ICT Industry ANALYSIS ON IMPACT OF COVID-19 ON THE MARKET The pandemic originated from China, marking its beginning in 2019 and has been continuously spreading by then to all over the world, so far 218 countries and territories, and 2 international conveyances have been affected with COVID-19, U.S. being on the top with cases reaching to about 15 million, followed by India, Brazil and then by many European countries such as Russia, France, Italy and others. The COVID-19 cases are reaching to the big named countries with strong dominance in the global market which has adversely affected the economy globally. The spread of Corona virus (COVID-19) has led to the global recession, many companies are being bound to take stringent actions of laying of their employees, small business are being shut, manufacturing facilities are being put on hold. There has been a disruption in supply chain of many industries due to restriction in logistics and closing of manufacturing facilities. In addition, the slowdown in economy has lowered the spending capability of individuals and people are saving money for emergencies. The World Bank stated that the global economy is expected to reduce by 5.2% in 2020. Emerging market and developing economies (EMDEs) are expected to decrease by 2.5% and the economic activity in advanced economies may get reduced by 7% in 2020. The U.S. witnessed a decline of 4.8% on an annualized basis in the first quarter Q1-2020. In addition, the slowdown in economy has also lowered the spending capability of individuals and people are saving money for emergencies. The Latin America region is affected by COVID-19 in both human and economic terms. The IMF World Economic Outlook stated a decrease of 8.1% in Gross domestic product (GDP) of Latin America in 2020. The smart manufacturing is driven by the use and analyses of data. The data is collected, analyzed and interpreted in order to perform the required process or action and therefore cyber security becomes an essential part of the whole process. Smart manufacturing is a combination of various technologies and solutions that respond in real time to meet changing demands and conditions. These technologies help in optimizing the manufacturing process and increase the efficiency of the factory output. Smart manufacturing facilities are integrated with various advanced technologies such as Artificial intelligence, Blockchain in manufacturing, Industrial internet of things (IIoT), Robotics, Condition monitoring and Cyber security. Robots are being highly adopted in various countries to increase the automation in manufacturing facilities and the comparison is made by calculating the number of industrial robots as a share of manufacturing workers. also estimated that about 42% of total task hours are expected to be completed by machines by 2022. IMPACT ON DEMAND AND SUPPLY CHAIN AND LONG TERM STRATEGY ADOPTED BY MANUFACTURERS OR STEPS TAKEN The pandemic is bound to bring new trends in the market such as increase of digitalization, increasing automation, high adoption of e-commerce and low dependency on human labor. The companies require taking strategic decision in order to sustain their development in this pandemic crisis. Companies have delayed any sort of acquisitions and cut short the capital expenditure in order to maintain their financial conditions, in addition they also need to set the sales projection so as to limit their production and avoid any extra spending. Companies need to align their strategies with the changing market; they need to operate the factories according to the present safety norms of government in order to bring back the production back to pace. Companies need to innovate and develop technologies according to the changing trends of the society. As the pandemic prevails companies have limited the number of workers in the manufacturing facilities. This can act as a growing factor for incorporating automation to reduce the usage of workers. The industries can follow the path of industry 4.0 and with increasing automation the need for smart manufacturing facilities will increase. It is seen that about 42% of total task hours are expected to be completed by machines by 2022. The incorporation of industry 4.0 will be the major driving factor for the growth of smart manufacturing facilities. Industry 4.0 is being adopted at a faster rate which is leading to increased productivity. It is seen that about 72% of businesses will be digitized by 2020 from that of 33% in 2016. Moreover, digital transformation is improving the efficiency of value chain with a digital platform of interaction. About 70 percent of organizations are working on digital transformation strategy. The high growth of digitalization in the pandemic will further increase the demand of smart manufacturing. Moreover, there is a lack of skilled workforce for doing the appropriate job. About 40% of the employers in Europe were seen to be having trouble in finding the right candidate for the require job in 2013. The shortfall of workforce increases the demand of more advanced technologies that can limit the requirement of manual labor. The pandemic has boosted the digital transformation of industries; companies are focusing more on digital platform to interact with their clients and customers. People working from home are also more reliable on digital sources. The automation and digitalization has been boosted during the pandemic, however, due to several restrictions to logistics and implementation of lockdown the automotive sector has faced and adverse effect on the demand. The increasing digitalization during the pandemic has also led to increasing cyber-attacks and malware attacks. The cybercrime increased by 600% Due To COVID-19 Pandemic. The increasing cybercrime because of pandemic can increase the demand for automotive cyber security solutions. The demand of smart manufacturing is highly boosted by the integration of IIoT (Industrial Internet of Things). The high use of internet and smart devices over the years has increased the use of IoT and most of the devices are being connected with internet for easy controlling and monitoring of devices. However, supply chain for the smart manufacturing was adversely affected as several manufacturing facilities were closed down, labor was cut short and transportation and logistics were restricted. For instance, in August 2020, The Raymond Corporation, a subsidiary of Toyota Industries Corporation engaged in providing material handling and intralogistics products and solution was shut down due the presence of COVID-19 cases in the facility. The demand for advance technologies to be incorporated in facilities was affected as the spending and expenditure of companies was limited. The change in the demand led to disruption in supply chain and companies need to re-evaluate the production as per the changing demand. CONCLUSION As the Covid-19 prevails the initial period saw a disruption in both supply and demand of smart manufacturing market. Most of the manufacturing facilities were closed bringing down the requirement of smart manufacturing technologies. In the longer term, there will be need of creating greater flexibility and responsiveness by digitizing processes, developing greater situational awareness through cloud-based analytics and internet-of-things (IoT) initiatives, and empowering workers with new digital skills. The pandemic has boosted the role of automation in all the industries and with increasing growth in e-commerce the efficiency of manufacturing facility needs to be increased. This is surely pumped in by the use of automation in manufacturing facilities. The use of automated guided vehicle has increased in manufacturing facilities and that has led to increased productivity, in the time when there is a shortage of labor, automated guided vehicles will be highly adopted by the manufacturers. Across locations and supply chains, manufacturers need to use analytics in order to build redundancy into workforces and supplier bases, identification of weak or growing demand, and pivot rapidly in order to make new products to preserve the business and restore revenues. However, the increasing digitalization will also increase the need of digital security and companies need to work more on cyber threats to protect their data. “With AGVs, manufacturers can improve the production process change their manufacturing lines into a flexible and modular production. AGVs are the backbone of the digital factory,” · Industry Expert
Benefits of Insurance to Individuals
In many instances, there are more benefits of insurance to individuals than there are costs. This is because the cost-benefit ratio can often be quite high when it comes to choosing health insurance plans. When you are in a situation where there is a chance that you will have to undergo surgery or another health condition, there are many more people who are qualified to offer these types of treatments and surgeries than there are available spaces in medical facilities. Because of this, there is often an even larger pool of potential clients to be served. However, for individuals who can afford such procedures, the choice is often clear-cut-there is typically a higher likelihood that they will receive some type of medical assistance as a result of their own personal choices. There are many more benefits of insurance to individuals than there are costs, especially when it comes to things like dental care and vision. It is not uncommon for someone who is very concerned about their teeth and their overall appearance to seek out a number of different types of dental procedures, and depending on the specific policy that they purchase, they may be able to access high-quality services at a relatively low price tag. While there are many more risks associated with paying for such an outlay, there is an added level of benefit to individuals that may not be as readily apparent. One of the possible benefits of insurance to individuals may be the ease of utilizing a procedure that does not require surgery. While some may choose to go in for some type of root canal or tooth extraction, there are still many of us who would prefer a surgical procedure that requires little to no downtime, and therefore could benefit from an easy procedure. These procedures are usually considered cosmetic and therefore may not be covered by many insurance companies, but if you are interested in having one of these procedures performed, you should speak with a certified cosmetic surgeon who can evaluate your situation to determine the best course of action for you. Most individuals are familiar with the benefits of insurance to individuals when it comes to coverage of pre-existing conditions, and many are aware of the necessity of a group plan in order to obtain such coverage. While this is not a new topic, there is much more to consider about the benefits of insurance to individuals than there is about these types of insurance plans. Certain insurance policies do cover specific treatments and procedures that are considered necessary, such as cosmetic surgery, but there are times when these situations are somewhat limited. For those that are not specifically covered, it is often beneficial to talk with a specialist who can evaluate your specific needs in order to determine the most cost-effective option that you will be able to get. The costs of insurance are largely determined by several factors, including the premiums that individuals pay each month, and the auto insurance companies themselves. However, in most cases, the prices are usually very fair, and it can be very difficult to determine what your exact costs may be. The results of these comparisons are oftentimes overlooked and therefore often understated.
How to develop the NFT Minting platform?
It is very hard to ignore the massive growth of Non-Fungible Tokens (NFTs). Both retail and institutional investors consider crypto collectibles as viable financial assets. Traders have bought a whopping 242,443 digital collectibles worth $234.11 million in the last 30 days as per the NonFungible database. Hence, it is a perfect time for entrepreneurs to launch an NFT minting platform. They can attract a huge number of artists, cartoonists, celebrities, designers, filmmakers, photographers, publishers, and software developers. How does an NFT minting software work? Artists and content creators register on the NFT minting platform. They sync their social media accounts (Facebook, Instagram, Spotify, and Twitter). Later, they set up a digital wallet on the NFT minting software. Sellers of artwork have to create a unique password or a private key. They can connect their software wallet and deposit some Ethereum (ETH) into it. This is used for paying commission for the sale of the NFT and gas fees. Later, artists upload their work through JPEG, MP3, MP4, and PNG files. Sellers should add details like a short description, price of their crypto collectible, royalty percentage, and the title for the asset. Content creators will pay the required gas fee. Generally, smart contracts list the artwork on the Ethereum blockchain network. Moreover, artists can check the status of the minting via Etherscan (the blockchain explorer of Ethereum). The transactions in ETH will be executed soon. Finally, the NFT is successfully minted and is displayed on the artist’s profile. They can open an auction and sell it for a high price in the market. Wrapping Up Above all, there are 976,048 crypto collectibles in the world according to Coinranking. Hence, entrepreneurs can be successful by getting hold of high-end NFT minting software. Contact an app development company now and witness breathtaking trading volume soon.
Tổng đài HdBank - Hotline Hỗ Trợ Khách Hàng 24/7 Miễn Phí
Tổng đài HDBank được xây dựng lên mục đích chính là tư vấn, hỗ trợ tối đa cho khách hàng khi sử dụng dịch vụ, sản phẩm của HDBank. Tuy nhiên nếu sử dụng lần đầu thì chắc chắn các bạn sẽ chưa năm rõ các thông tin về tổng đài. Bài viết sau đây VayOnlineNhanh sẽ giải đáp giúp các bạn. Số Tổng Đài HDBank - Hotline Hỗ Trợ Khách Hàng Miễn Phí Hiện nay, HDBank có 2 tổng đài hoạt động 24/7 để phục vụ khách hàng cụ thể là: Hotline: 19006060 với cước phí 1000 VND/phút đối với khách hàng bình thường. Hotline: 18006868 hoàn toàn được miễn phí khi khách hàng gọi đến đối với khách hàng VIP. Chức Năng Chính Của Tổng Đài HDBank Hệ thống Hotline HDBank xây dựng lên nhằm giải đáp mọi thắc mắc về các vấn đề mà khách hàng hay gặp phải nhất như sau: Các thông tin về sản phẩm, các dịch vụ, các chương trình khuyến mại mà ngân hàng triển khai gần đây. Tiếp nhận các phản hồi cũng như nhận xét về chất lượng sản phẩm mà ngân hàng đang cung cấp. Khách hàng bị nuốt thẻ bị mất hay phải bổ sung giấy tờ Khảo sát về những trải nghiệm của khách hàng sau khi sử dụng dịch vụ. Hỗ trợ cấp lại mã mới theo yêu cầu của khách hàng. Các Kênh Liên Hệ Hỗ Trợ Khác Của HdBank Ngoài cách liên hệ với HDBank thông qua số Hotline thì khách hàng có thể tìm tới các kênh khác như: Website: https://www.hdbank.com.vn Webchat: Chat trực tuyến với tư vấn viên ở phần khung hỗ trợ trực tuyến màu đỏ nằm ở góc phải dưới của website. Email: info@hdbank.com.vn. Facebook: https://www.facebook.com/HDBank1990/ 1 Số Lưu Ý Khi Gọi Đến Tổng Đài HDBank Khi gọi đến tổng đài HDBank khách hàng cần lưu ý 1 số điểm như sau: Cuộc gọi của khách hàng đến tổng đài sẽ được ghi âm để làm cơ sở nâng cao chất lượng dịch vụ cho ngân hàng. Ngoài ra nó cũng là những bằng chứng để giải quyết các khiếu nại của khách hàng. Tuy nhiên, cuộc gọi này sẽ được bảo mật tối đa, chỉ cung cấp cho bên thứ 3 nếu có yêu cầu từ cơ quan chức năng. Nhân viên tư vấn tổng đài có quyền từ chối cuộc gọi nếu bạn có thái độ hoặc nội dung không phù hợp, không lịch sự, không tôn trọng nhân viên ngân hàng… Hiện HDBank không cung cấp thông tin giao dịch tài chính qua các số Hotline nên các cuộc gọi giao dịch như vậy thì khách hàng không nên thực hiện theo. Tổng Kết Đến đây các bạn đã biết rõ thông tin về tổng đài HDBank, hy vọng nếu có dịp dùng đến thì đây sẽ là những kiến thức cần thiết cho các bạn. Khi nắm rõ số tổng đài cùng các kênh liên lạc khác của ngân hàng HDBank bạn nhanh chóng giải quyết được những sự cố và vấn đề của mình. Xem thêm các bài viết thông tin ngân hàng HdBank tại VayOnlineNhanh Bài viết được biên tập bởi: VayOnlineNhanh.VN Nguồn bài viết gốc tại: https://vayonlinenhanh.vn/tong-dai-hd-bank/ #vayonlinenhanh #finance #bank #credit #fintech
Pea Starch Market | Valuable Report with Scope, Gross Profit, Status, Revenue, Trends and Forecast by 2028
Pea Starch Market Analysis and Insights Pea starch market is expected to grow at a compound annual rate of 9.82% in the forecast period 2021 to 2028. The integrated application and high adoption of pea starch in the production of ethanol is the factor for the growth of pea starch market in the forecast period of 2021 to 2028. Pea starch is a non-GMO, non-allergenic starch derived from yellow peas. It is processed from pea flour, which is a general ingredient that comes from pea. It also provides excellent thickening and gelling properties, which is better to any other normally used starches. Get More Insights About Global Pea Starch Market, Request Sample @ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-pea-starch-market The major growing factor towards pea starch market is the cost-effectiveness nature of manufacturing pea starch. The prime factor driving the demand for pea starch is the rapid increase in demand for gluten-free food products. Furthermore, the high growth in demand for pea starch from various end-use industries which is also heightening the overall demand for pea starch market over the forecast period of 2021 to 2028. Moreover, the various advantages of pea as a rich starch source as well as growing usage of pea starches in processed food preparation, huge consumer base and increasing demand for native starches also serves as foremost drivers for increasing the demand for pea starch market at a global level. In addition, the high disposable income and increased consumer demand for pea fiber and protein are also lifting the growth of the pea starch market. However, the effect of retrogradation on the functional properties of pea starch as well as the shrink in the production of dry pea are projected to act as a restraint towards the growth of pea starch market, whereas the international and domestic food safety standards and threat of substitute starches have the potential to challenge the growth of the pea starch market. Moreover, the constant R&D and innovations in the pea starch as well as growing demand from the pet food industry and rapid developments in the food and beverage industry will further generate new opportunities for the pea starch market in the forecast period of 2021 to 2028. This pea starch market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localized market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on pea starch market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth. Global Pea Starch Market Scope and Market Size Global Pea starch market is segmented on the basis of source, grade, function and application. The growth among segments helps you analyze niche pockets of growth and strategies to approach the market and determine your core application areas and the difference in your target markets. On the basis of source, the pea starch market has been segmented into organic and inorganic. Based on grade, the pea starch market has been segmented into food, feed and industrial. On the basis of function, the pea starch market has been segmented into binding and thickening, gelling, texturizing, film forming and others. Others have further been segmented into stabilizing and moisture control. The application segment of the pea starch has been segmented into food and beverages, feed, pet food and industrial. Food and beverages have further been segmented into snacks and savory products, soups and sauces, meat and poultry products, confectionery products, bakery products and dairy products. Feed has further been segmented into swine feed, ruminant feed, poultry feed and others. Others are further sub-segmented into aquafeed and equine feed. Pet food has further been segmented into dog food, cat food, ornamental bird and fish food and others. Others are further sub-segmented into rabbits and guinea pig food. Industrial has further been segmented into pharmaceuticals, textiles, cosmetics, paper and others. Others are further sub-segmented into mining and bioplastic. Know more about this report https://www.databridgemarketresearch.com/reports/global-pea-starch-market Pea Starch Market Country Level Analysis Pea starch market is analyses and market size, volume information is provided by country, source, grade, function and application as referenced above. The countries covered in the pea starch market report are U.S., Canada, Mexico in North America, Germany, Sweden, Poland, Denmark, Italy, U.K., France, Spain, Netherland, Belgium, Switzerland, Turkey, Russia, Rest of Europe in Europe, Japan, China, India, South Korea, New Zealand, Vietnam, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific(APAC) in Asia-Pacific (APAC), Brazil, Argentina, Rest of South America as a part of South America, UAE, Saudi Arabia, Oman, Qatar, Kuwait, South Africa, Rest of Middle East and Africa(MEA) as a part of Middle East and Africa(MEA). North America leads the pea starch market because of the growing consumption of processed food and the increasing demand for adhesives in a broad range of industrial applications in the region. Asia-Pacific is expected to expand at a significant growth rate over the forecast period of 2021 to 2028 due to the increasing consumption of processed food within this region. The country section of the pea starch market report also provides individual market impacting factors and changes in regulation in the market domestically that impacts the current and future trends of the market. Data points such as consumption volumes, production sites and volumes, import export analysis, price trend analysis, cost of raw materials, down-stream and upstream value chain analysis are some of the major pointers used to forecast the market scenario for individual countries. Also, presence and availability of global brands and their challenges faced due to large or scarce competition from local and domestic brands, impact of domestic tariffs and trade routes are considered while providing forecast analysis of the country data. Get Access Report @ https://www.databridgemarketresearch.com/checkout/buy/singleuser/global-pea-starch-market Competitive Landscape and Pea Starch Market Share Analysis Pea starch market competitive landscape provides details by competitor. Details included are company overview, company financials, revenue generated, market potential, investment in research and development, new market initiatives, global presence, production sites and facilities, production capacities, company strengths and weaknesses, product launch, product width and breadth, application dominance. The above data points provided are only related to the companies’ focus related to pea starch market. The major players covered in the pea starch market report are · Emsland Group · Roquette Frères · Vestkorn · COSUCRA · Meelunie B.V. · PURIS · Axiom Foods, Inc. · The Scoular Company · AGT Food and Ingredients · Dakota Ingredients · Sanstar Bio - Polymers Ltd · American Key Food Products · Parrheim Foods · Nutri-Pea · Agridient B.V. · Ingredion Incorporated · Sinofi Ingredients · Euroduna Food Ingredients GmbH · AM Nutrition · Cargill, Incorporated among other domestic and global players. Market share data is available for Global, North America, Europe, Asia Pacific (APAC), Middle East and Africa (MEA) and South America separately. DBMR analyst understands competitive strengths and provide competitive analysis for each competitor separately. Request for Detailed TOC @ https://www.databridgemarketresearch.com/toc/?dbmr=global-pea-starch-market Browse Trending Related Reports @ · Microbial Monitoring Technologies Market · Organic Coconut Milk Powder Market · Lemon Extract Market · Pulse Based Product Market · Shea Butter Market About Data Bridge Market Research: Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market Contact: Data Bridge Market Research Tel: +1-888-387-2818 Email: Sopan.gedam@databridgemarketresearch.com
State of Decay 3 Reportedly Built Using Unreal Engine 5
State of Decay 3 was announced one year ago at the Xbox Games Showcase event. Since then, not much has been known about the game made by Undead Labs, which seems to be carrying the survival genre with an open world. Fortunately, recent information hunger has been somewhat satisfied after job postings hinted at what game engine Undead Labs used to build State of Decay 3. The job vacancy is listed on the BambooHR website where specifically, it is looking for a Sound Designer who will join the State of Decay 3 development team in Seattle, Washington. One of the sentences in the job description mentions the implementation of audio through “Blueprints (UE5)”. UE5 here refers to Unreal Engine 5 – the game engine from Epic Games which is also used in several other big games such as Senua's Saga: Hellblade II and BioShock 4. Apart from the not so significant upgrade from Unreal Engine 4 to Unreal Engine 5, it doesn't mean that State of Decay 3 can't appear more immersive than other games or their predecessors. Moreover, the Unreal Engine 5 demo that was exhibited by The Coalition some time ago looks charming and it runs on Xbox Series X which incidentally is the main console for State of Decay 3. For the rest, nothing is known about State of Decay 3 other than the fact that it will launch for Xbox Series X/S as well as PC. https://peatix.com/event/2368170 https://peatix.com/event/2474435 https://peatix.com/event/2474933 https://peatix.com/event/2381716 https://www.producthunt.com/@mp3quack https://peatix.com/event/2367916 https://academy.autodesk.com/users/rofifus https://peatix.com/event/2368229
Functional Beverages Market Evolving Opportunities with Innovative Ideas by Key Players |2020-2027
Market Analysis and Insights: Global Functional Beverages Market Functional beverages market is growing with a growth rate of 6.8% in the forecast period of 2020 to 2027. The increase in health-consciousness among consumers has led to shunning carbonated beverages for the functional beverages market in the forecast period of 2020- 2027. Functional beverages may be considered non-alcoholic beverages as those drinks keep the body hydrated and have a nutritious balance overall. These are fortified drinks that avoid health problems across different age groups. Functional beverages provide significant health-related benefits such as strengthening the immune system, improving mental capacity, controlling cholesterol, improving bone health, improving heart health, and other benefits associated with vision and eye safety, making beverages the first option of customers for grab-and-go foods. Get More Insights About Global Functional Beverages Market, Request Sample @ https://www.databridgemarketresearch.com/request-a-sample/?dbmr=global-functional-beverages-market Growing consumer awareness of health, rising demand for enhanced beverage products, key players innovation and development drives the functional beverages market growth. Major players undertaking various developments such as the launch of new products, the opening of new research and development centers and new plants to help the functional beverages market grow in the above-mentioned forecast period. On the other hand, food safety concerns and regulations hinder the functional beverages market growth in the forecast period of 2020- 2027. In order to compete with the latest trends and emerging players, many energy drink manufacturers are constantly experimenting with various innovative products, such as sugar-free products and soft drinks which are the major challenges faced by functional beverages market in forecast period. Further, the growing trend towards the consumption of ready-to-eat foods forecast opportunities for the functional beverages market to grow over the forecast period This functional beverages market report provides details of new recent developments, trade regulations, import export analysis, production analysis, value chain optimization, market share, impact of domestic and localised market players, analyses opportunities in terms of emerging revenue pockets, changes in market regulations, strategic market growth analysis, market size, category market growths, application niches and dominance, product approvals, product launches, geographic expansions, technological innovations in the market. To gain more info on functional beverages market contact Data Bridge Market Research for an Analyst Brief, our team will help you take an informed market decision to achieve market growth. Know more about this report https://www.databridgemarketresearch.com/reports/global-functional-beverages-market Global Functional Beverages Market Scope and Market Size Global Functional beverages market is segmented on the basis of type, packaging, and functions. The growth among segments helps you analyse niche pockets of growth and strategies to approach the market and determine your core application areas and the difference in your target markets. On the basis of type, the functional beverages market is segmented into probiotic drinks, energy drinks, fruit & vegetable juices, herbal and fruit teas, fortified water, rehydration solutions, dairy beverages, non-dairy beverages and others. On the basis of packaging, the functional beverages market is segmented into bottle, tetra pack, sachet, tin can, and others. Based on the functions, the functional beverages market is segmented into hydration, energy & rejuvenation, health & wellness, weight management and others. Functional Beverages Market Country Level Analysis Functional beverages market is analysed and market size, volume information is provided by country, type, packaging, and functions as referenced above. The countries covered in the functional beverages market report are the U.S., Canada, Mexico in North America, Germany, Poland, Ireland, Italy, U.K., France, Spain, Netherland, Belgium, Switzerland, Turkey, Russia, Rest of Europe in Europe, Japan, China, India, South Korea, New Zealand, Vietnam, Australia, Singapore, Malaysia, Thailand, Indonesia, Philippines, Rest of Asia-Pacific (APAC) in Asia-Pacific (APAC), Brazil, Argentina, Chile, Rest of South America as a part of South America, UAE, Saudi Arabia, Egypt, Kuwait, South Africa, Rest of Middle East and Africa (MEA) as a part of Middle East and Africa (MEA). North America holds the largest market share in the functional beverages market owing to increased demand for functional beverage products in this region and increasing awareness of the health benefits associated with the consumption of functional beverages, it is estimated to hold dominance within the forecast period. Due to increased demand for functional beverages in these regions, Europe and the Asia-Pacific are expected to see significant growth during the forecast period. The increase in consumer per capita income within the Asia-Pacific due to the rise in economy will have a significant impact on the growth of the region's functional beverages market. The country section of the functional beverages market report also provides individual market impacting factors and changes in regulation in the market domestically that impacts the current and future trends of the market. Data points such as consumption volumes, production sites and volumes, import export analysis, price trend analysis, cost of raw materials, down-stream and upstream value chain analysis are some of the major pointers used to forecast the market scenario for individual countries. Get Access Report @ https://www.databridgemarketresearch.com/checkout/buy/singleuser/global-functional-beverages-market Competitive Landscape and Functional Beverages Market Share Analysis Functional beverages market competitive landscape provides details by competitor. Details included are company overview, company financials, revenue generated, market potential, investment in research and development, new market initiatives, global presence, production sites and facilities, production capacities, company strengths and weaknesses, product launch, product width and breadth, application dominance. The above data points provided are only related to the companies’ focus related to functional beverages market. The major players covered in the functional beverages market report are · PepsiCo, Inc. · Nestlé · Kraft Foods · General Mills · Campbell Soup Co. · Monster Beverage Corporation · The Coca-Cola Company · Red Bull GmbH · Archer Daniels Midland Co. · DuPont Nutrition & Health · LycoRed Ltd. · Fortitech, Inc. · BASF SE · Nutratech, Inc. · Maxinutrition · Glanbia · Clif Bar & Company · Universal Nutrition · Dr Pepper Snapple Group Inc. · Groupe Danone · Tata Tea · GSK · RushNet · Jivita LLC · Old Orchard Brands · Cadbury Schweppes · Taut · Energy69 among other domestic and global players. Market share data is available for global, North America, Europe, Asia-Pacific (APAC), Middle East and Africa (MEA) and South America separately. DBMR analysts understand competitive strengths and provide competitive analysis for each competitor separately. Request for Detailed TOC @ https://www.databridgemarketresearch.com/toc/?dbmr=global-functional-beverages-market Browse Trending Related Reports @ · Dried Fruit Snacks Market · Eubiotics Market · Flavoured Yogurt Market · Food Texture Market · Coriander Oil Market · Ice lollies market About Data Bridge Market Research: Data Bridge Market Research set forth itself as an unconventional and neoteric Market research and consulting firm with unparalleled level of resilience and integrated approaches. We are determined to unearth the best market opportunities and foster efficient information for your business to thrive in the market Contact: Data Bridge Market Research Tel: +1-888-387-2818 Email: Sopan.gedam@databridgemarketresearch.com
Ân Hạn Nợ Gốc Là Gì? Thời Gian Ân Hạn Là Gì? Khác Gì Với Gia Hạn Nợ
Ân hạn nợ gốc là 1 trong những chính sách ưu đãi của ngân hàng nhằm giúp khách hàng cá nhân và doanh nghiệp giảm tải áp lực trả nợ trong thời gian ân hạn. Tuy nhiên nhiều người vẫn chưa hiểu rõ, thậm chí hiểu nhầm về loại chính sách này. Bài viết sau của VayOnlineNhanh sẽ cung cấp thông tin để bạn có thể xác định ân hạn nợ gốc là gì và những quy định quan trọng của nó. Ân hạn nợ gốc là gì? Ngay trong tên gọi, ân hạn nợ gốc là thể hiện được một phần chức năng của mình, đây là một chính sách ưu đãi của ngân hàng dành cho khách hàng vay vốn. [caption id="attachment_3105" align="aligncenter" width="582"] Ân hạn nợ gốc[/caption] Với chính sách này, người vay vốn có thể được miễn trả nợ gốc trong một khoảng thời gian nhất định tính từ thời điểm giải ngân. Đối với các trường hợp vay vốn không được áp dụng ân hạn nợ gốc, người vay vốn sẽ phải trả tiền gốc theo từng tháng. Thông thường sau 1 tháng tính từ thời điểm giải ngân, bạn sẽ phải trả một phần tiền gốc và lãi cho ngân hàng. Với chính sách ân hạn nợ gốc, khách hàng sẽ được ngân hàng chấp thuận kéo dài thời gian trả nợ gốc hoặc lãi. Thời gian ân hạn là gì? Thời gian ân hạn là khoảng thời gian được ngân hàng chấp nhận miễn trả gốc và lãi cho người vay vốn. Khoảng thời gian này được tính từ thời điểm giải ngân. Trong thời gian ân hạn nợ gốc, khách hàng không phải trả tiền gốc nhưng vẫn có thể được yêu cầu trả lãi, điều này tùy thuộc vào thỏa thuận giữa người vay và phía ngân hàng. Thời gian ân hạn khá đa dạng, đối với các khoản vay trung và dài hạn, thời gian ân hạn có thể là 6 tháng đến 1 năm. Các hình thức ân hạn nợ gốc Ân hạn nợ gốc gồm hai hình thức chính là miễn trả nợ gốc và miễn trả cả gốc lẫn lãi trong một khoảng thời gian nhất định, hãy cùng tìm hiểu để phân biệt hai hình thức này. Miễn trả nợ gốc Với hình thức này, người vay sẽ không phải trả phần tiền gốc cho ngân hàng trong một khoảng thời gian được thỏa thuận. Tuy nhiên, khách hàng vẫn phải trả phần lãi. Miễn trả nợ gốc và lãi Miễn trả cả gốc và lãi được xem là hình thức ưu đãi nhất mà khách hàng vay vốn có thể được nhận từ ngân hàng. Hình thức này lại được phân thành hai trường hợp nhỏ là thời gian ân hạn của cả gốc và lãi là giống nhau hoặc thời gian ân hạn của gốc và lãi khác nhau. Cụ thể như sau: Khi thời gian ân hạn của gốc và lãi là như nhau, sau khi kết thúc thời gian ân hạn, người vay vốn mới phải trả cả gốc và lãi trong kỳ trả gốc đầu tiên Trường hợp hai - thời gian ân hạn của gốc và lãi khác nhau thường phổ biến hơn, thời gian ân hạn gốc thường dài hơn so với ân hạn lãi. Vậy, khi hết thời gian ân hạn lãi, khách hàng sẽ phải trả lãi cho ngân hàng. Đến khi thời gian ân hạn gốc kết thúc, bạn sẽ nộp cả lãi và gốc cho ngân hàng khi đến kỳ trả nợ. Một số lưu ý về ân hạn nợ gốc Có rất nhiều khách hàng nhầm lẫn về khái niệm giữa ân hạn nợ gốc và gia hạn nợ, dưới đây VayOnlineNhanh sẽ giải thích cho bạn về khái niệm này cụ thể hơn Phân biệt thời gian ân hạn nợ và thời gian gia hạn nợ 1 số lưu ý khác Ngân hàng và các tổ chức tín dụng sẽ không bao giờ chủ động đưa ra yêu cầu ân hạn nợ gốc với khách hàng vay vốn. Nếu cần, bạn phải chủ động là đơn đề nghị đồng thời nêu rõ lý do của đề nghị ân hạn nợ gốc này. Sau khi hết thời gian ân hạn nợ gốc, bạn sẽ phải trả đủ và đúng số tiền theo thời gian ký trên hợp đồng Cần phân biệt được ân hạn nợ gốc và gia hạn nợ để có thể yêu cầu các chính sách thích hợp cho bản thân. Quy định về điều chỉnh, gia hạn kỳ hạn trả nợ gốc và lãi của Ngân hàng nhà nước Điều chỉnh kỳ hạn và gia hạn trả nợ gốc Khách hàng vay vốn không có khả năng trả nợ gốc đúng thời hạn trong hợp đồng có thể gửi văn bản đề nghị ngân hàng hoặc các tổ chức tín dụng xem xét gia điều chỉnh kỳ hạn khoản nợ. Về phía ngân hàng, với các khoản vay ngắn hạn, ngân hàng có thể gia hạn tối đã 12 tháng. Với các khoản vay trung và dài hạn, thời gian gia hạn tối đa bằng ½ thời gian quy định trong hợp đồng. Sau khi thực hiện, ngân hàng phải báo cáo ngay với Ngân hàng nhà nước. Điều chỉnh kỳ hạn và gia hạn trả nợ lãi Khách hàng vay vốn không có khả năng trả nợ lãi đúng thời hạn trong hợp đồng có thể gửi đề nghị điều chỉnh thời gian trả nợ lãi với ngân hàng và các tổ chức tín dụng. Về phía ngân hàng, thời gian gia hạn trả nợ lãi được áp dụng theo quy định về thời gian gia hạn gốc đã được quy định như trên. Tổng kết Trên đây là những thông tin giúp người đọc xác định ân hạn nợ gốc là gì cùng các quy định xung quanh chính sách này. Hãy tìm hiểu thật kỹ để có được quyền lợi tốt nhất cho khoản vay của mình nhé! Xem thêm các bài viết kiến thức ngân hàng tại VayOnlineNhanh Bài viết được biên tập bởi: VayOnlineNhanh.Vn Nguồn bài viết gốc tại: https://vayonlinenhanh.vn/an-han-no-goc-la-gi/
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