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New Zealand Stock Exchange and a glimpse at the best shares

New Zealand has a robust economy and like many other countries, has a well-developed stock market, called the New Zealand Stock exchange (NZX). This is the marketplace for investors to buy and sell the exchange’s listed equities and funds. It originated in as early as 1870s during the gold rush and ever since, it has become a company that is owned and controlled by the shareholders. 
At first, it was the first Brokers Association in Dunedin in 1867, then Otago and other regional centres. All the regional exchanges were combined to form one national stock exchange in 1983. Amongst other landmarks achieved by the NZX were the abolition of the open outcry system and starting of the computerised trading system in 1991.
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6 Warning Signs Entrepreneurship Isn’t for You
Introduction Being an Entrepreneur isn’t for everyone It takes years of hard work, consistent effort, work, planning, and learning to be a successful entrepreneur. It’s not guaranteed that you will succeed. Starting your business is easy but maintaining it is hard. Because according to data from the Bureau of Labor Statistics, as reported by Fundera, approximately 20 percent of small businesses fail within the first year. By the end of the second year, 30 percent of businesses will have failed. By the end of the fifth year, about half will have failed. You will definitely fail many times. But you have to consistently take risks and actions to succeed. Why Entrepreneurship isn’t for you? Why entrepreneurship isn’t for you? By knowing these points you can decide whether to start your entrepreneurship journey or not. #1 You Like To Stay In Your Confort Zone As an entrepreneur, you have to take risks frequently. If you are not willing to take any risks, you can’t be an entrepreneur. If you are thinking to stay in your current stage and be an entrepreneur, then you can never be an entrepreneur. You have to come out of your comfort zone. If you want to fulfill your dreams and want to get the most out of your life, then being an entrepreneur is not easy. You will fail many times, you also may be stuck in debt. So you have to be prepared for it. Entrepreneurship is not like your job where you have to do just a task 100 times, here you have to do many kinds of tasks. Being an entrepreneur will give you dozens of workloads. You have to design and develop the product as well as sell the product. At first, you will have workloads for which you have to skip your nights. The same thing is the job was easy, you just have to work in the given time. But if you want freedom then you definitely have to leave your comfort zone and if you are not willing to do that, entrepreneurship isn’t for you. To be successful, leaving a comfort zone is a necessity. Think of what was the last time when you took a risk or which scared you? If you can’t remember what is the last time you took a risk, then maybe entrepreneurship isn’t for you. But it may be if you learn how to take calculated risks and make calculated decisions. #2 You have the habit of Frustrating and Irritating Once you have stepped into entrepreneurship, you will have many responsibilities on your shoulder. You have many responsibilities, though, after some time, you can start delegating them. But at first, you will some pressure or stress. You will have the responsibility for your own destiny, as well as your organization your destiny. You will also have the responsibility for your whole team and your family. Also, you will have so much work to do, which will increase your responsibilities. Because of this, you may get frustrated and irritated. But as an entrepreneur, you could not throw out your anger in someone else. Most people’s habit is to get frustrated easily after work. And if you have this habit, either you have to change it or entrepreneurship isn’t for you. Entrepreneurship will brainstorm you. #3 You think this path is easy  It’s not going to be easy. If you think that you will shift from your current life journey to an entrepreneurship journey, and you will be successful. Then please don’t be a fool. It’s not going to be easy. This is the point you should understand well and always keep in mind that entrepreneurship is not easy. If you are going from employee to entrepreneur, it is not going to be easy. As per the U.S. Bureau of Labor Statistics (BLS) data, shows that approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years. Only 25% of new businesses make it to 15 years or more. You have to do a lot of planning as well as answer a lot of questions yourself before starting your own startup. It is not easy, but if you do it will full dedication to learning and planning, then it will succeed. Before starting you have to adopt some qualities, and learn many things to high the chance of success. ---Know more: click
Which Investment Options Give High ROI?
Investing is absolutely essential to obtain returns from your invested money. Instead of keeping your money in the bank account idle, you can put it into investment options. To build the wealth, it’s vital to choose the right investment options and begin investing. Not choosing the right investments may lead you to miss on earning potential. Not every investment assures you of substantial returns. However, upon making investments wisely, you get potential to earn high returns. Investment Options that Offer High Returns Let’s have a look at the best investment options that will help you gain high returns. 1. Public Provident Fund Public Provident Fund (PPF) is a popular investment option that helps you bring decent level of returns. It offers a fixed returns as per the rate of return applicable. The current interest rate is 7.1% per annum, which is revised quarterly and compounded annually. You need to invest for 15 years and gain guaranteed returns. It helps you build a corpus which you can use to meet various long-term financial goals in your life. 2. Equity Money invested in equities is put directly in the stock market. Depending on the market performance of your stocks, you will directly gain returns. It comes with high risk, but will also bring high returns as well. When you are seeking to invest in equities, you must assess the risk involved and invest in stocks that help fulfill your investment goals. 3. Mutual Funds Mutual Funds is one such option which is considered as a safer investment. In mutual funds, you can purchase units of various company’s stocks and is managed by a fund manager. You can easily invest it through SIP’s monthly in which you can purchase some units monthly. This investment category helps earn money through capital appreciation and dividends. There is an option to re-invest the capital gains and accumulate savings in the long run or, earn a regular income through dividend option. 4. ULIP Unit Linked Insurance Plan (ULIP) is one of the top investment options in India that offers returns on your investment along with financial protection. So, it carries the dual benefits. What else you will need from your invested money. Under ULIP, a major portion of your money is invested in the stock market and the remaining money is invested to give you a life cover. It gives you returns on investment and in the event of your demise, it pays the sum assured amount as a lump sum to your beneficiary. 5. Sukanya Samriddhi Yojana Sukanya Samriddhi Yojana (SSY) is just the right investment scheme which help you finance the education and marriage expenses for your daughter. In this scheme, you only need to contribute regularly which facilitate you to get huge savings for your daughter. You can begin with a minimum amount of Rs. 250 to a maximum of Rs. 1.5 lakh during a financial year. It comes with a tenure of 21 years from the date of account opening. 6. Real Estate Buying and selling land, apartment and building is a safe investment option in India. It helps you gain returns over the time and with this, you can multiply your investments very quickly. Investing in real estate is a helpful strategy to wealth creation. When you are up to investment in real estate, you must make proper checks to assess whether the property you are investing in, is genuine and has enough potential to give back high returns. 7. Gold ETF Gold investment is the right investment option when you are looking to earn high returns. You can go for gold ETFs under which you can hold investment in electronic format. It also accompanies high liquidity. So, whenever you want just sell it.
Do you Know Banks have Become Cautious about Offering Student Loans
Banks have become cautious about the disbursement of student loans. The situation has primarily arisen due to the rise of unemployment. The ability of those who have already availed of conventional education loans to repay on time has drastically reduced. This way, non-performing assets (NPAs) have gone up in the last 1.5 years. It is where banks have become cautious about sanctioning an education loan for abroad studies. They don’t want to initiate a loan with fewer chances of timely repayments. What is the solution then for people looking to apply for an education loan? You can apply for an education loan against property. Read on and know more about it! What is the education loan against property? An education loan against property is a one-stop solution to address all requirements of quality education. Once you apply for an education loan against property, you can get an amount as higher as up to Rs.1 crore. The amount may vary as per your eligibility and the internal policies of lenders. An education loan against property is a secured debt. An education loan for higher studies interest rate is on the lower side. It means you can always manage your outlays by paying reduced EMIs. Education loan calculator for eligibility and EMI is available on a lender’s website. This way, you can arrive at your exact education loan eligible amount and the EMI figure before availing of the loan. What are the benefits of an online education loan against property? The education loan against property is loaded with customer-friendly benefits. Let’s take a look: 1. A large loan amount Applying for an education loan against property can help you to meet all expenses of overseas education. From tuition fees to accommodation to air tickets to more, the money out of this loan could be used for all. There are no restrictions on how you use the money if it’s for legal purposes. 2. Money in your bank account within 96 hours The education loan against property approval is given faster if you are an eligible candidate. Once you have the approval, the education loan against property money gets credited into your bank account within 4 days. Hence, there is no need to wait for ages when you need funds urgently. 3. Flexibility to make repayments Applying for the online study loan against property does not mean you need to repay the loan faster. Yes, you do not have to strain your wallets while paying off EMIs. It is because top lenders let you repay the loan amount over a tenor between 2 to 20 years. 4. Easy balance transfer facility If you already have an education loan against property active and paying a higher interest amount, you can switch your lender. This way, you can enjoy lower education loan against property and pay reduced EMIs. You can also avail a higher value top up loan to cover other financial needs at a lower rate and a tenor like your active loan. 5. Flexi dropline feature Another benefit of applying for the education loan against property is that you can borrow an amount from your limit and pay only interest. This way, you can bask in the freedom of managing your finances efficiently and pay only interest as EMIs. Once you apply for the education loan against property, you can also manage the loan account online. It is possible via the customer portal of your lender and to know various details like amount to repay, EMIs paid, and even lodge and track complaints. If your bank is not sanctioning your traditional education loan, you can always procedure a significant amount. All that you need to do is – apply online for the education loan against property with a reputed lender.
How to get Profit in Real Estate?
In Pakistan, real estate is one of the most flourishing businesses that hold the major stakeholders of Pakistan. In the ongoing 20th-century maximum number of billionaires are real estate investors as this field has rocket power potentials. But the intermingling question which arises here is that, “HOW TO GET PROFIT IN REAL ESTATE." The answer to this question will open up the ultimate way for you to unpack the bundles of success for you through real estate. The Masters Real Estate is one of the Best Real Estate Investment Company in Pakistan. We are official sales partner of Lahore Smart City and Capital Smart City. The strategy to evacuate the desired profit from real estate has inculcated in the roots of consistency and patience. No bypass or shortcut way will make you rich through overnight formula. However, if you have ambiguity about the profit potentials of real estate, then you are at the most right place to figure out the genuine way. The gurus of today's world that have to earn immense experiences about real estate still admit that some conventional rules are still pro tips to make a profit in the real estate world. The gloss and shine of the real estate era are quite fascinating, but the paths of the real estate business are not as convenient. Consequently, your dedication and preference towards your work will lead you to make piles of profit from the real estate world in the meantime. It will prove a worthy earning journey for you once you get into this market. To know how to get profit in real estate, you have to keep some basic techniques at your fingertips. The criteria of this talk will reveal the basic and traditional, and rational ways to make a profit from the property. We have striven to deliver a complete guide for “How to make a profit in real estate." We have compiled up the golden ways that will flicker up your real estate business with huge profit. CAPTURING THE INCREMENT RULE The rule of appreciation or inclining rates of the property will have synchronized with the sale of your property. It is one of the ancient ways of extracting profit from real estate. Although it is a traditional ritual of the market of real estate, it is still well-grounded. Hence it is good to sell the properties at the peak time of the need to make a colossal profit. RENTAL PROPERTIES The second most reliable way of composing huge profits from real estate property is to buy properties and simple rent. This method is a constant way of earning livelihood for a large proportion of people in Pakistan. However, the maintenance cost of the buildings and other expenses run side by side. AGRICULTURAL LAND PROFITS In a country where agriculture is the source of income for a massive population, a real estate investor can also pull the profit from these harvesting lands. You can purchase the land and lend them to a farmer for cultivation. In this way, you will own the ground, and also, the portion of crops, vegetables, and fruits are grown on them. Another way is also to sell the land when its market value undergoes appreciations. COMMISSION STRATEGY Here comes the most versatile domain of fetching the profit from real estate. And it's one of the most frequent answers you will get to hear as a result of “HOW TO GET PROFIT IN REAL ESTATE." This aspect of the real estate market revolves around the commission, or you can say the service charges of all the dealings from the investor and the buyer. A real estate business person or agent will get this amount due to selling the appropriate land to the investor. On the other hand, you can also charge the seller to find the correct buyer for him/her. HOLIDAY RESORTS PROFITS It is another way of making a profit. Real estate market. In this scenario, apartments, resorts, and guest houses, or any other place at the vacation or holiday point have been purchased by the investor. After that, you may rent your property in the peak time of tourists visiting that place, or you can also sell your property at the right time with attractive market prices.
Employee V/s Entrepreneur | Which Path to choose in 2021?
Introduction to Employee V/s Entrepreneur Employee V/s Entrepreneur. You must have listened to both words. Moreover, Entrepreneurship has become quite popular over the past years. Instead of working as an employee, many people want to start their own business. You may have also listened to your parents, relatives, or people saying to have a secure job. What is right? Should we choose a job and feel secure in our life because entrepreneurship, starting your own business is very risky. While being an entrepreneur can have many important advantages, there are also some issues related to it. Till now you were confused between job and entrepreneurship but after reading this article you will be cleared and you will make a decision on your own, what to do? Because I know both worlds and give you all the pros and cons of employee v/s entrepreneur in the following article. In today’s world, people are very much confused about what to do. Should they take some risk and leave their 9-5 job, or should they build a business with their job? Should people who have their own business also close it? There are unlimited questions like this, but that all questions will be solved as today you will learn the pros and cons of entrepreneurship, job, and shifting from job to entrepreneur. First, let’s see what are the conventional concepts and things which we have been taught till now about employee v/s entrepreneur. What have we been taught about jobs and entrepreneurship? Generally, in most families, we have been taught about having a secured job. The thing which most parents want their children to have is a secured job. But according to the conference board, 53% of Americans are currently unhappy at their job. Then why do they say so? To let their children be unhappy? So we have to choose entrepreneurship right? But According to the U.S. Bureau of Labor Statistics (BLS) data, shows that approximately 20% of new businesses fail during the first two years of being open, 45% during the first five years, and 65% during the first 10 years. Only 25% of new businesses make it to 15 years or more. We can say that 90% of startups fail. This clearly means there is a lot of risk in entrepreneurship than a job. Because we get at least job security and we get a paycheck every month in the job. But have you seen any millionaire or anyone who is fulfilling his dreams and is successful because of his job? People who are billionaires today were always entrepreneurs, never at jobs. But no one in our society generally talks about entrepreneurs, they just talk about jobs or self-employed. So what to choose? We will look into it. This was just what have we been taught. Pros And Cons Of Being An Employee V/s Entrepreneur Pros Of Being An Employee It is not a secret that many people hate their jobs. For some people, it’s because of their boss or colleagues. For others, it’s because of the perceived lack of work-life balance. Regardless of the reasons, there are also many benefits of working a 9-to-5 job that could lead you to think otherwise. Let’s have a look at some of them: #1 Regular Paycheck Whether the business is in loss or profit, it is the best thing about the job is a regular paycheck. Like if you have done any EMI, then you don’t have to worry about that. In fact, a paycheck is the most exciting thing for many peoples. If you are in a job, then just imagine the time when the paycheck comes. You have your widest smile while seeing the text of salary, haven’t you? Why? Because money cannot buy you happiness but can give you stability and security. It gives you a kind of feeling of security and independence. As long as you will give value to the company, you will receive a paycheck. #2 A Sense Of Identity Have you visited your relative party, or any kind of party, meetups, meetings? What is the question someone asks you there if he doesn’t know you? First, he asks your name, and then in most cases after that What do you do? At this time job gives you an identity. Though many people hate their job in this situation they proudly say their position. For Example, Your Name, FBI. This is the benefit of having a job as it will give you a perfect definition of who you are. #3 Experience You may have listened to people saying before starting your own business, you should once be in the job. Even I believe that before starting your own business, you must gain experience of business by doing a job, not for the paycheck but the experience. As a job gives you a lot of experience. In fact, if you get a job in the business which you are going to start, then the job will teach you a lot about management, sales, some strategies, and many people. #4 Meet new people  The job allows you to meet many new peoples who can be your friends, mentors, colleagues, or competitors. This helps you to improve your social skills. This helps you to improve your confidence, communication skills, and also meetups. It is fun working with new people which you get here. Maybe one of them is your best friend forever. #5 Work-Life Balance In your 9-7 job, though you don’t get time between 9-7 you get time after that. You don’t have to bother with stress after that. In our life, there’s not only work but our lives also matter which includes our family. The best thing about it is after 7, we are free of stress, work, and the burden of work. And we can easily give time to our family. This is the work-life balance. #6 Work with a community  On the job, we mostly work with a community. The community doesn’t here mean your home community but office community. We as an employee work with other employees as well. We can tell it as our work family. Sometimes all the people enjoy and do the work which is like working fun. Cons Of Being An Employee Till now you may think that job is the best, as we get many works as well as social advantages. But we can decide by seeing one side of any coin. If we see only the pros of anything, then we would definitely say “YES”.  #1 Less Job Security  The thing which you have to keep in mind and which people ignore is businesses are not emotional. They don’t want people who don’t have the proper skills to work. Today robots are taking place of humans. It is not popular till now, but it will be common soon. It is said that in businesses you have to fire 10% of your employees every year of bad performance. Businesses don’t want quantity, they want quality. In fact in today’s world people with high skills also don’t get a job. Job security is in very few jobs today. Remember this point always “If you don’t come to work on time, you’ll be fired.” #2 You can’t decide Your Job Earnings And Reward [ Income is not equal to action ] Know more: click
Collection of Late Philanthropist Don Marron
The Wall Street Journal described three New York galleries as "longtime rivals" for selling the collection of late philanthropist Donald Marron. Pace, Gagosian, and Acquavella planned to privately sell over 300 works totaling US $450 million. Henri Matisse, Pablo Picasso, Ed Ruscha, etc. are among the artists included. How exactly the trio managed to pull it off, particularly with competition from Sotheby’s, Christie’s, and Phillips, may never be public knowledge. “The joy of private sales,” quipped Pace president Marc Glimcher. Many in the industry were surprised by this agreement. In recent news reports, three prominent auction houses were reported to have engaged in aggressive negotiations. The Wall Street Journal report noted that the houses guaranteed that at least $300 million would be paid for the paintings by Donald Marron's widow, Catie Marron. The auction house may be assertive because of its new owner, Patrick Dahi, and the need to make a big splash in its first year. Michael Plummer, the co-founder of Arvest Partners, saw potential in a Christie's partnership. According to a report that cites Pinault, "We know [Christie's owner François] and his family like taking risks on big deals." There are good reasons for the auction houses to be aggressive. According to Artnet Analytics, 35% fewer lots crossed the auction block in 2013 with an estimate above $10 million than in 2012. Additionally, many are concerned that Brexit, Coronavirus, and the upcoming US elections will continue to impact markets. The three New York galleries who won the rights to the collection are framing it as a critique of the auction model, which will make matters worse for auction houses. Glimcher said one of the main reasons the trio teamed up was to "make a point" about how galleries can compete with auction houses. Glimcher told the Wall Street Journal that the talk about numbers and bidding was uninspiring to [Catie Marron's widow]. “Private sales are private, and sometimes that’s an advantage.” A previous report from Artnet highlighted the conceivable procurement of Donald Marron's assortment by a significant sales management firm as motivation to anticipate a turnaround "from a genuinely fair 2019." Now, those expectations lie in the assortment of land big shots Harry and Linda Macklowe, whose separate from procedures prompted a court-requested offer of their assortment, worth an expected $700 million. Artnet anticipates that those pieces should go to sell as right on time as spring. In the interim, Pace, Gagosian, and Acquavella get ready for the offer of Don Marron's 300+ piece assortment. The threesome will have an occasion on April 24th, observing Marron's achievement. In spite of the fact that it is indistinct which compositions or drawings will feature the occasion. Furthermore, the exhibitions likewise are not precluding the chance of selling a few pieces before that date. They can't bear to sell the assortment gradually. Among a couple of subtleties, we think about the association is that Pace, Gagosian, and Acquavella consented to purchase any piece from Catie Marron that they can't sell. "It was a large chunk of change, so we need to convey—we can't send any works back to her," Bill Acquavella of Acquavella Galleries told the Wall Street Journal. Be that as it may, while it is a tumultuous time for the exhibitions, it is additionally a significant second to respect the memory of Don Marron. Marron established the Wall Street firm D.B. Marron and Co. in 1959. His initial gathering enthusiasm lay in Hudson River compositions. In any case, he developed to see the value in more present-day pieces as time passed by. He proceeded to assist PaineWebber for more than 20 years with their assortment as the organization's administrator. What's more, he filled in as the leader of the Museum of Modern Art, where he likewise gave pieces from his assortment. He passed on of a coronary failure last December, matured 85. Media Source: AuctionDaily
7 Sources of funding for entrepreneurs | You Must Know
An entrepreneur is a person who sets up his business, takes risks, and earn profit from it. But sometimes even entrepreneurs seek fundings for their new projects. So, i have got all of them together and listed the sources of funding for entrepreneurs. Above all if you go for Private Limited Company Registration, and get your company registered, it increases your borrowing capacity. Also, the investors have more faith in you and will invest easily. 7 Sources of funding for entrepreneur The various sources from which the entrepreneur can get funds are: Long term financial instruments Long term finance is required to buy fixed assets. That is why they are also called instruments of fixed capital. The Following are given below,  Equity Share Capital: Such shares which are not predecessor shares are called equity shares. In other words, equity shareholders have the right to receive dividends and capital in case of liquidation after preference shareholders. The holders of such shares are legally the owners of the company.  Preference Share Capital: Preference shares enjoy preference in both dividend payment and capital return in case of liquidation compared to equity shares. Term loan : Enterprises get long-term loans mainly from term loans. The term loan is repaid within ten years. Financial institutions provide both Indian currency term loans and foreign currency term loans. Short-term financial instruments Finance is also necessary for daily business activities. So, even you can look for sources of funding for entrepreneurs who have a small business. In other words, short-term finance is essential to meet the working capital requirements of the enterprise. Hence, such means of finance are also called working capital advances. Some of the short term resources are: Bank instrument  Cash credit  Overdraft  Encashment of bills  Letter of credit Non-bank instruments  Business credit  Business letter  An advance payment from customers Angel funder/ seed investor Angel investors are people who want to invest in the initial stages of a startup. Therefore, most of the funders have sufficient funds available with them. They are looking for substantial returns from the traditional investment methods. Also, angel investors have easy terms as compared to other lenders. Above all, they typically want 20% to 25% return on the money they invest in your company. Crowdfunding It is currently the trendiest sources of funding for entrepreneurs. Crowdfunding refers to a practice where money is taken from a group of people to complete a project. Therefore, whoever invests their money knows very well where and why they are investing. Usually, it is only for a particular cause. Types of crowdfunding:  Reward  Equity  Debt-based  Litigation  Donation-based Government funding There are more than ten popular business startup loan schemes that the government offers. Following are some of the best government loan schemes for starting a business:  Mudra loan  Startup India  PSB Loan  SIDBI Make in India Soft Loan Fund (SMILE) for MSME Mutual funding A mutual fund is the most common pool of money. This investment replaces the contribution to invest in different types of securities as per the stated objectives. Why entrepreneur look for sources of fundings:  Fresh start a business  Increase visibility  To attract attention in the market  Expanding their business Conclusion The entrepreneur needs a durable and long-drawn-out loan for stable business capital. However, all sources of money matters are broadly dissociating into equity capital and debt capital. Equity refers to the finance received from the shareholders. On the other hand, the loan is prevailing from outside parties. The entrepreneur is very courageous, who participates in the development of society. That's why sources of funding for entrepreneurs have a vast variety to choose from according to requirements. An entrepreneur also employs other persons to grow his industry. As a result, unemployment prevailing in the community also gets rid of to some extent. So we can say that an entrepreneur is a person who takes other people along with him. He takes care of his interests as well as the interests of others. Not every Businessman can be an entrepreneur. An entrepreneur follows every rule of business well and increases the growth of his business day by day.
पर्सनल लोन योग्यता की जांच कैसे करें?
कोरोना वायरस ने न केवल देश की अर्थव्यवस्था बल्कि व्यक्तिगत स्तर पर भी हर दूसरे व्यक्ति को प्रभावित किया है। व्यवसाय में पहुंचा घाटा हो या फिर नौकरी जाने की परेशानी, हर शक्स कोरोना की मार झेल रहा है। ऐसे हालातों में यदि कोई आपातकालीन स्थिति आन पड़े और कम समय में अधिक राशि की जरुरत हो तो पर्सनल लोन सबसे उत्तम विकल्प है। घर का कोई कार्यक्रम हो, चिकित्सीय सहायता की आवश्यकता हो या फिर व्यवसाय से जुड़े कर्ज चुकाने हो, जरूरत कैसी भी हो पर्सनल लोन हर स्थिति में काम आएगा। अधिकतर लोगों के मन में शंका रहती है कि इसके लिए बहुत भागदौड़ करनी पड़ेगी या फिर पर्सनल लोन पात्रता बेहद कठिन होगी। यदि आप भी उन्हीं चंद लोगों में से एक है तो बेफिक्र हो जाएं क्योंकि आज हम आपको बताएंगे कि आप घर बैठे पर्सनल लोन योग्यता का पता लगाकर महज कुछ घंटो में लोन कैसे प्राप्त कर सकते हैं। Read More -https://www.herofincorp.com/blog/personal-loan-patrata-ki-janch-kaise-karen #HeroFinCorp #Loan #Finance #Credit #LoanEligibility #businessloan #businessloans #calculator #EasyLoans #HassleFreeLoansOnline #EMI #EMILoan #covid-19 #covidpendanic #business #businessloaninterestrate #2021
1分鐘了解外匯交易中的做空且如何通過做空賺錢
  如何理解外匯交易中的做空操作?      首先談一下做空的機製。打個比方,做空其實就是你借了別人的東西來賣出,然後等這個東西的價格跌下去了,你再買回來,把東西還回去的過程。比如說桔子現在3塊一斤,你借了一斤鄰居的桔子賣出得到了3塊錢,等桔子跌倒了2塊,你再用2塊從市場裏面把桔子買回來還給鄰居,於是你賺了1塊錢,這就是通過做空來獲利的過程。   外匯中的做空一般是伴隨著兩種貨幣的一多一空實現的,相當於用一種貨幣換另外一種貨幣。用來換的那個貨幣就成了被做空(賣出)的貨幣,而被換的貨幣就是做多(買入)的貨幣,等賣出的貨幣匯率跌下去,再用買入的貨幣換回賣出的貨幣,就實現了平倉的操作。而換出來的賣出貨幣比剛開始的時候多,所以你實現了盈利。      對於投資者來說,很多時候手裏是沒有做空的貨幣的,比如我手裏是美元,但是我想做空歐元,然而我手裏又沒有歐元可以賣出,而且貨幣匯率的波動實在太小了,那麼一點點的波動都不夠塞牙縫的,怎麼辦呢?這個時候銀行就出來了。銀行給你提供足夠多的歐元,你交一部分手續費,然後提供一定比例的保證金(這個比例就是杠桿),至於你做交易的結果,那當然是盈虧自負了。於是通過銀行,市場實現了可以做空貨幣的功能。      當年索羅斯是怎麼用120億狙擊英鎊的呢?當時英鎊的估值過高了,而德國的馬克估值又過低,也就是說英鎊兌馬克的匯率已經嚴重高估,於是索羅斯開始布局對沖了,在市場裏面逐步賣空了英鎊,同時買入了德國馬克和法國法郎,然後買入英國的股票,賣空德國的股票。在索羅斯的帶領下,一大幫投機者都來做空英鎊了,於是就造成了英鎊不斷下跌的局面。當時英國央行總共動用了269億美元的資金買入英鎊,甚至還加息將利率提高到了15%都沒有讓英國的匯率上去,最後英國央行彈盡糧絕,到了無法維持歐洲匯率機製的要求的地步。1992年9月15日,英國正式退出歐洲匯率機製,堪稱屈辱的一幕,而這也讓索羅斯一戰成名,成為了打倒央行的男人。      以前中國國內銀行只提供外匯實盤交易,即你存多少錢就只能做多大金額的交易,而且只能賣出你的存款貨幣,而不能拋你沒有的貨幣,這就大大限製了客戶的交易方向,使你只能在自己持有的貨幣下跌的時候才能做交易,這和國內的炒股是一樣的情況。      為了解決這個問題,銀行推出了保證金交易,其實在上世紀90年代國內就已經有了這種業務,只是後來被喊停了。所謂保證金交易,就是客戶的外幣存款只是作為保證金存在銀行,而其真正的交易本金是數倍甚至數十倍於他的外幣存款保證金的。這筆交易本金其實相當於是銀行借給客戶去炒匯的,這樣一來,客戶的交易就可以完全不受自己存款是什麼貨幣的限製了。只要是在銀行公布的交易貨幣範圍內,你想買賣什麼貨幣都可以,這也就是所謂的做空機製。      由於客戶的交易本金被大幅放大,其產生的浮動盈虧也相應放大,作為資金提供者的銀行來說,當然要想辦法控製這種風險,於是,保證金交易一般都有銀行可以強行替客戶平倉的製度,即當客戶交易的賬面虧損達到保證金的一定比例時,客戶需追加保證金,否則銀行有權強行平倉,產生的虧損在客戶保證金中扣除。保證金變少了,客戶下次可以交易的金額自然也會少了,直至保證金全部虧完,你也就不能做交易了。不過一般銀行都會有一個保證金起點金額的限製。      還有一點要說明的是,既然是銀行借錢給客戶炒匯,銀行是要收取利息的,比如,你買了歐元拋出美元,2天後平倉,那麼銀行是要扣除你占用了2天歐元資金的利息的。所以,作為客戶來說,除了關註交易貨幣在匯率上的升跌外,有時還要考慮在交易期間自己買入的貨幣在利息上的支出。      保證金交易有許多股市比不上的優點:      優點1:股市只能在白天的特定時段內交易,一般為早9:30到下午3:00。尤其是如果你還有自己的工作,那麼你將面臨兩難的境地—要麼放棄工作,要麼退出交易。而外匯保證金交易則每周5天,全天24小時均可以進行交易,您可以在業余時間的晚上投入到保證金交易中。      優點 2:股市中有成百上千種股票,那麼選股將是一件很難的事情。而匯市中,貨幣組合非常有限,這可以使您集中精力於這幾個貨幣組合,並很快抓住他們的脈動。      優點3:股市的交易量比匯市小很多,而且數以千萬計的非職業的投資者影響市場的正常運做,使預測市場的運動變得更難。而匯市是全球最大的金融市場,也包括很多大的參與者—銀行、投資基金、公司和其他金融機構。所以,無論多少投資者參與到匯市,對價格的影響微乎其微。      優點 4:股市的另一個缺點就是在熊市時,投資者無法作為,只能被套。在經濟蓬勃發展的時候絕大多數投資者都能獲利,但是經濟發展是交替的,當發展被衰退所代替時,投資者只能持倉不動。而在匯市,無論經濟是發展還是衰退,投資者都可以獲利,這就是外匯保證金的作空機製。      做空技巧      外匯交易不同於股票,外匯市場是雙向交易,只要技巧掌握了,做多做空都有利潤可獲得,極小的成本也能產生持續不斷的可觀收益。下面互易市場就帶你了解外匯市場中較簡單的做空獲利。      K線組合形態:      1、 K線的形態有很多種。一般情況下,若出現W型底部形態或多重底部形態、V型反轉形態時,即是做多信號。相反,若出現M型頭部形態時,即是做空信號。      2、在上升趨勢中的烏雲蓋頂、看跌吞沒、吊頸線等等,或者下跌趨勢中出現黑三兵等等。這些都是比較經典的後市看跌信號。投資者可以結合實際情況在適合的場位進行做空。      技術指標:      1、當陽線第一次上穿布林線上軌時,後面遇到第一根陰線即可做空,這時候可以先小倉位嘗試或者觀察。      2、如果下一根k線繼續上穿布林線上軌,就要繼續觀察,直到第一根陰線出現才做空,這時候的操作必須要穩而且準。      雖然投資盈利主要靠多次交易的積累,但並不是要你在某一時段頻繁交易,無論是做多還是做空,都要堅持適度交易,確保每一個交易動作都符合安全規範,依靠技巧實現盈利最大。      外匯市場和股票市場有一個很大的不同點,那就是炒外匯可以進行雙向交易,無論做多還是做空都可以獲得盈利。炒股票的話,只能單向獲利。      我們可以舉例來說明這個問題,假如說當前的匯價是1000美元,投資人來進行分析的時候預計匯價會產生下跌的行情,那麼我們就可以在匯價為100的時候買跌,之後當匯價跌至950的時候,投資人就可以盈利了,數額為50點。外匯交易的時候,一手交易的利潤是100美金賺取50的點差,就是說此次交易的總利潤是5000美元。      為什麼做空也能賺錢呢?我們同樣來舉例說明一下,假如投資人現在是一家米店的老板,這時你認為在近一段時間內米價會下跌,所以投資人就先找同行借了10噸的米,然後把這些借來的米以當前的米價來賣掉。一段時間後,米價下跌了,然後你再以現在的米價買進大米還給朋友,這樣的話投資人不僅會賺到錢,而且原先的米還還給朋友了。外匯做空和這種情況差不多,投資者在通過做空賺錢的時候,就相當於我們上個例子中的米店的老板。      做空和空手套白狼一個意思嘛?      這並不是一個意思!      首先,"空手套白狼”在今天是一個貶義詞,比喻那些不做任何投資到處行騙的騙子所用的欺騙手段。這就好比早幾年你只要PPT做的好,口才好,把投資人忽悠得一楞一楞的,最後投資人就能把大把的資金忽悠到你的項目上來。雖然說也有投資成功的例子,但是大多數還是以失敗草草收場。本質上這些發起人只提供一個構想,但是他們本生並不擔什麼風險,風險都大部分都是由投資人來承擔的,就有點像空手套白狼的意思。      做空的意思是,做空是先借入標的資產,然後賣出獲得現金,過一段時間之後,再支出現金買入標的資產歸還。就打比方說你在鐵礦石合約1000的時候做空,等到鐵礦石合約900的時候平倉,這個時候你就賺了中間100的差價(不考慮交易成本)。但是首先你得有資本才行,也就是保證金。當你預判行情失誤的時候,受損失的差價就要在你的保證金裏扣,如果保證金不足或不及時補充,就會被強行平倉,所以說本質上發起人是在用自己的資金來承擔風險的。      所以說做空和空手套白狼在操作層面上是完全不一樣的! 來源:https://www.change888.com/news/29878.html 更多外匯相關資訊: https://www.change888.com/news/29876.html https://www.change888.com/news/29875.html