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Top tips for hiring the best roofing company for your home

One of the most difficult challenges for a homeowner is attempting to replace or repair the roof by selecting the best roofing company. This is especially true if your roof has sustained significant damage as a result of a natural disaster and you need to make repairs right away.

However, it is critical to carefully select the service provider. The ideal candidate will be honest, professional, and dependable. This can be a difficult task, but the rewards may be excellent in the long run. This article discusses some of the most important considerations when selecting the best roofing company for your home.

Hire a local roofing company
Every roofing company will try to entice you by promising high-quality services. You should, however, pay closer attention to the location where they work. It's a good idea to work with a reputable roofing company that has an office in your area, such as Jam Concept Remodeling in Portland.

This has several advantages, including the fact that a local roofing company is familiar with the weather conditions in your area, so they may be aware of what can damage the roof.


Check their experience
It can take some time to perfect your roofing skills. So, if the roofing repair company has been in business for a long time, you can be confident that they are professionals who know what they are doing.

Many years of experience can also indicate that they can help you with insurance claims and may offer warranties. Reliable contractors have also formed alliances with key manufacturers who supply materials at reasonable prices.

Ask for references
In addition to checking online reviews, you may need to contact the roofing company's references. If at all possible, contact the previous homeowners with whom the roofing company has worked to obtain candid feedback and complaints.

A good roofing company should be able to handle a wide range of roofing issues, provide regular updates on the project's status, and have reasonable rates, among other things.

Above all, anything can happen to your roof, so you'll need an emergency roofing contractor. As a result, if the roof suddenly caves in. You must rely on your roofing company to assist you.

When there is an emergency, you can expect the roofing service provider to respond quickly so you can get some rest. Remember that delaying some repairs can sometimes be dangerous, even leading to more serious accidents.

A roof is an important component of your home that contributes to the safety of you and your family. It can also protect your valuable possessions, so make sure that a roofing company is always available when you need them.
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Jesus: Prophet of Peace and Love or Purveyor of Fear and Hate?
Multitudes of Christian commentators over the past two millennia have proclaimed the teachings of Jesus of Nazareth to be unsurpassed tenets of spiritual wisdom and unexcelled guidelines for living a morally responsible life.  Hundreds of millions of devout believers are absolutely convinced that they will conquer death and attain everlasting life because God sacrificed his son for their sins. They are also convinced that Jesus didn’t really die. He was restored to life and subsequently ascended to heaven to spend eternity with his father, and soon Jesus will return to Earth to judge the wicked and rapture righteous believers up to heaven with him. Countless books have been written extolling the allegedly commendable features of the “Christian worldview” and the “Christ-centered life,” but, by contrast, few authors have examined the unsavory side of Jesus’ personality and his less than-meritorious behavior and opinions. For this presentation, I’ve formulated, in a balanced fashion, two sets of ten principles based on Jesus’ pronouncements. Although his directives come from the canonical gospels (the books of Matthew, Mark, Luke, and John), additional documentation is abundant elsewhere in the New Testament epistles and letters. The twenty precepts are listed along with the supporting Bible verses from which they derive. The cited verses and passages appear in this separate article. This scriptural evidence will enable readers to answer for themselves the binary question that is the title of this article. NB: This article is not made assuming Jesus literally indeed existed, but an evaluation of the character of the Abrahamic religious texts. Read the full article:https://www.fadewblogs.eu.org/2021/11/jesus-prophet-of-love-or-hate.html
Stylish deals of Custom Lip Gloss Boxes in Town
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How Can A Locksmith Improve My Home Security?
People often think about going for a locksmith only when they need something out of the box, but you can also reach out to your locksmith while considering your home security improvement too. Your locksmith Loveland can come up with several security improvements for your home. What are some of the ways through which a locksmith can improve your home security? 1. Reinforcement of your door: While going to improve your home security, your locksmith can help you start by reinforcement of your door. Many people end up with an intrusion just by when an intruder kicks in their door. By reinforcing your door from the professional locksmith Loveland, you prevent the criminals from kicking in your door. 2. Installation of high-end security locks and deadbolts: After reinforcing your doors, you secure your home much more than before. Installing a deadbolt will make it extremely difficult for intruders to break in, and just the presence of a deadbolt will convince the criminal to go somewhere else. These deadbolts cannot be pried open with the help of a card also. Along with deadbolts, you can even go for high-end security locks installations too. By getting the locks on your door, which neither can’t be picked at nor can’t be drilled in, will provide you with great peace of mind along with a decrease in the break-in threats. 3. Replacing your window locks: You should keep in mind that your windows can also serve as a vulnerable place for the intruder while you are reinforcing your doors, installing high-security locks and deadbolts on them. It is important to replace your window locks periodically, as they can wear down over the period. If you have a window with damaged locks, it makes the intruders’ way easy to break into your house. Thus it is very important to get your window locks replaced from time to time from locksmith Loveland. 4. Minimalizing your keyring: Having several keys on your keychain can make you overwhelmed when you use them every single day. Thus, getting one single key that fits in all serves you with a very simplified life and everything you want on you. With the help of a professional locksmith, you can rekey all your locks in a way that only takes one key to get you inside your home. One of the major advantages you will get by rekeying all your locks into a single key is that you won’t have to worry about forgetting a certain key, and also, you will end up with a lighter key chain. With a single key, you would be able to open all your doors. Conclusion: A locksmith Fort Collins will not only help you when you lose your keys or you want to change your home’s lock but will also help you out in increasing your home’s security by replacing your window locks, reinforcing your doors, along installing a high-end security lock and deadbolts on the door and will also help you in rekeying all your locks making you use only a single key t open them all.
7 Ways to Select the Perfect Home Decor for Your House
Choose interior designs that reflect your personality. While designing your space, you must first consider ideas that put forward a version of you. Don’t know how it goes? Well, if you’re outgoing and fun, choose a vibrant color palette with beautiful wall decor that enhances the look. If you are a more serious and sophisticated person, choose a neutral palette and bring it to life with classy mirrors and opulent interiors. But before you start spending a penny on your interiors, you must take time to find out you’re decorating and design style. Understanding the interior style that matches your aura helps you decorate your home with confidence and charm, making every corner unique. From choosing flower vases online to wall decorations and furniture, every piece must be ecstatic and exquisite. No more wasting your money on things that end up feeling wrong after you get them home! So here are 7 ways to select the perfect home decor for your house. Scroll ahead to discover more. Choose a color palette thoughtfully Select a color palette that reflects a better version of you. It should portray you with colors that best define your personality. Every piece in the room must be compiled in a way that all the colors complement each other well. For a person who likes to go minimal, a palette full of neutrals, white and beige would be best. But for someone who’s always a little extravagant, a colorful palette would be great. From fabrics and materials to patterns, choose the little details thoughtfully so that you not just put together a room, but a story in itself. Put comfort first Be it furniture or home decor items, you must always put comfort first. Any piece that you put in your space must have an aspirational as well as functional value. What’s better than home decor that looks stunning and adds value to your room? If you are refurbishing your living room, a round accent table in the middle of the room would not only look striking and sophisticated but will also add functional value to the room. Be it your books, candles, flower vases, etc. A round accent table would be perfect to keep them. If you wish to buy a round accent table, you can check out our Brooklyn Two-Tier Oval Accent Table and The Yin-Yang Coffee Table. Don’t forget the walls Any household with blank and dull walls can never have interiors that stand out. One must always keep in mind that the largest canvas in a room is your walls. Be it the paint or canvas art, you must style your walls in a way that they don’t look sidelined. You can style your walls with mirrors that make them dazzle with elegance and class. Imagine a beige-colored wall decorated with wall decorations like mirrors and furniture that blend well with the aesthetics. Wouldn’t it look jaw-dropping gorgeous? It would look like a room that inspires you every day to make the best out of your life! Pay attention to details To put together an appealing room decor, you must pay attention to the details. You should club together pieces ranging in different sizes and shapes, each of them complementing the other. For example, you can style a wall full of a canvas art gallery, opposite to the wall with a contemporary design wall clock. Complement the round accent table with a beautiful vase and let it make a statement. Buying a flower vase online can be a bit of a task. Don’t worry about the quality, delivery, prices, etc. You can buy a flower vase online from Dekor Company. Don’t follow the symmetry Your home should be a fun combination of patterns, shapes, colors and styles to keep it playful and experimental. When you follow a certain kind of symmetry in interiors, it makes the vibe boring. While it should not be an unlikely and absurd combination but diversity that unifies. It should make the room look like an entire story where your eyes hop from one design to another. This can be done using eye-catchy wall decorations with a unique round accent table and canvas art, where your room will be a blend of different aesthetics. Select top-notch furniture The most important part of aesthetics is furniture. Your furniture must be top-notch. It must speak opulence. The designs and colors that you choose must blend well with your colour palette and make the room look luxurious. While choosing furniture smartly, keep in mind that you need to select things that look amazing and also add functional value to the room. Choose a brand you trust When you bring home splendid home decor items, choose a brand you trust. Choose a trusted name that promises uncompromised magnificence at unbeatable prices. Dekor Company, a brand with years of expertise in providing impeccable interiors is a name you can rely on. If you wish to buy a flower vase online, or furniture like round accent tables, or wall decorations, Dekor Company is your go-to brand. Your dream to design stunning home interiors comes true with Dekor Company. And now that you know how you can discover striking picks for your room, your home becomes the new heaven. These were the 7 easy ways to perfect home decoration. Hope you found this article helpful! Source url- https://www.dekorcompany.com/blogs/news/7-ways-to-select-the-perfect-home-decor-for-your-house
9 Effective Skincare Tips For Teenagers With Acne
A pimple develops when the pores of the skin become clogged with sebum; a type of oil that normally lubricates the skin and hair. Acne is common during puberty, when hormones kick in and the skin produces an abnormally high amount of sebum. Because the forehead, nose, and chin contain so many oil-producing glands, this area, dubbed the T-zone, is the most prone to pimples. Here are a few pointers to help you avoid and treat breakouts quickly: Wash your face twice daily with warm water and a gentle acne-specific cleanser (no more). Massage your face gently in circular motions. No scrubbing is required. Excessive washing and scrubbing can irritate the skin. After cleansing, apply a low-strength benzoyl peroxide lotion. Never squeeze your pimples. It's tempting, but here are some reasons why you should avoid it: Pimple popping can result in the push of infected material deeper into the skin, causing swelling, redness, and acne scarring. If you notice a pimple developing prior to a significant event, such as a wedding, a dermatologist can frequently treat it with minimal scarring or infection. Don't touch your face or lean your face against objects that collect sebum and skin residue, such as your phone. By touching your face, you can spread bacteria and cause inflamed and irritated pores. Wash your hands before applying anything to your face, such as your acne treatment creams or makeup, to keep bacteria at bay. Clean your pair of glasses or sunglasses to avoid clogging the pores around your eyes and nose with oil. Avoid tight fitting clothes if you have acne on your body. They obstruct the skin's ability to breathe and may irritate it. On scarves, headbands, and caps, dirt and oil can also accumulate. Remove your makeup before going to bed. When shopping for makeup, look for brands that list "non-comedogenic" or "non-acnegenic" on the label. Remove any old makeup that has a different smell or appearance than the day you purchased it. Keep your hair clean and away from your face to avoid clogging your pores with dirt and oil. Never skip sunscreen. While a tan may appear to conceal acne, this is only temporary. A tan may aggravate your acne rather than help it. Additionally, tanning wreaks havoc on the skin, causing wrinkles and increasing your risk of developing skin cancer. Consult a dermatologist if you are concerned about acne. Dermatologists offer a variety of acne treatment options for acne scar prevention and treatment. A dermatologist can assist you in determining the most effective treatment method for you and provide you with a wealth of useful advice on how to manage acne and care for your particular skin type.
Architect Pierre Jeanneret
Modeller and furniture fashioner Pierre Jeanneret worked for a large portion of his life close by his more well-known cousin Le Corbusier (Charles-Edouard Jeanneret). Pierre cooperated with his cousin in 1922 after his graduation from the École des Beaux-Arts, and they chipped away at various significant structure projects together. Le Corbusier and Jeanneret recharged their functioning relationship in the mid-1950s to team up on the metropolitan arranging project in Chandigarh, India. Chandigarh was a trial pioneer city found roughly 150 miles north of New Delhi and fills in as the cash-flow to two Indian states, Punjab and Haryana. There they made some ease city structures that are presently viewed as tourist spots of current design. To supplement the structures, Jeanneret likewise planned a large part of the furniture for these administration workplaces and instructive organizations. The furniture is practical and made of local materials by nearby skilled workers. His plans even stretched out to light posts and sewer vent covers around the city. Pierre Jeanneret chair for sale and other interior for auction is available on the sites like bidsquare for the interested ones. In 1922, the Jeanneret cousins set up a compositional practice together. From 1927 to 1937 they cooperated with Charlotte Perriand at the Le Corbusier-Pierre Jeanneret studio, mourn de Sèvres. In 1929 the threesome arranged the "House Fittings" segment for the Decorative Artists Exhibition and requested a gathering stand, re-establishing and enlarging the 1928 cutting edge bunch thought. This was declined by the Decorative Artists Committee. In spite of setbacks they did not stop, they kept on working. Pierre Jeanneret furniture for sale is still in demand. They surrendered and established the Union of Modern Artists ("Union des artistes modernes": UAM). The cousins later planned numerous structures, including various estates and get-away houses, and revamped existing structures too. Their functioning relationship finished when Pierre joined the French Resistance and Le Corbusier worked with the Vichy Government, a collaborationist system to Nazi Germany. They teamed up by and by after the War, on the arrangement and design for the New town of Chandigarh in India. Le Corbusier left halfway through the task and Jeanneret was hence named Chief Architect and Urban Planning Designer. Pierre remained in Chandigarh for over fifteen years even after the fulfilment of the venture. Structures of note incorporate the majority of the design in Chandigarh's college including the Gandhi Bhawan and the University Library. Jeanneret at last got back to Geneva in 1965 in chronic weakness. Upon his demise two years after the fact his remains were dispersed in Chandigarh's Sukhna Lake as per his will. For Le Corbusier, Chandigarh was the main city he had the option to design and really assemble. A recharged global interest in crafted by Le Corbusier and his senior engineers Pierre Jeanneret and a couple group Maxwell Fry and Jane B. Drew has driven Chandigarh city authorities to as of late apply for UNESCO World Heritage status. Jeanneret's commitment to the association was significant, not least in presenting demonstrable skill in finishing undertakings and work nearby - he frequently animated and incited his cousin's creative mind or directed it with his own authenticity. He as often as possible drew the principal outlines for plans that he at that point bit by bit revamped and refined with Le Corbusier, having a significant influence in guaranteeing the workplace's congruity, planning work, and keeping up close authority over every one of the specialized viewpoints. In the mid-fifties, Le Corbusier and Jeanneret set out for a metropolitan arranging project in Chandigarh, India, planning and delivering ease structures for the local area. Le Corbusier left the venture mid-way and Jeanneret turned into the Chief Architect and Urban Planning Designer. He remained in Chandigarh for a very long time and the city developed into a milestone of present day engineering. Jeanneret kicked the bucket on 4 December 1967. As per his will, Jeanneret's remains were dispersed in Chandigarh's Sukhna Lake.
I Said No to a Religious Friend as She Lay Dying. Was I Right?
Religion is nothing but a crock used by people to fortify themselves against the frightening prospect of death, that chillingly inevitable end of life.  And when death impends, be that at war, in hospital, or on death row, people cling more desperately to that delusion.  Even nonbelievers walk on eggshells when faced with a dying person. We wonder: Is this really a good time to tread on their sensibilities and disabuse them of their crock? Not long ago I found myself in that quandary.  Someone I knew was dying, and I went to her deathbed to pay my respects. She was a woman who respected me as an elder of the Nigerian community in Cleveland.  She was also something of a protégé, having sought my advice repeatedly as she considered the proper advanced-degree path to pursue.  In my days as a scientific educator—when, also, two of my sons were in the university—I had become something of an information resource for my fellow Nigerians on matters like the choice of college to attend and the discipline of study, and especially how to tap into financial assistance programs available to good students and their parents in the U.S.  I chose to visit her when most of her friends and well-wishers would be at work. I was wary of the perplexed reactions of my fellow Nigerians when it became known that I am an atheist.  My friends told me I would come across much better as an agnostic or a pagan than an out-and-out atheist, for Nigerians are often ranked alongside Americans in sheer religiosity—of the pushy and loud sort.  It’s amazing that the very people whom religion has historically oppressed and denigrated the most (i.e. women, Blacks, colonized people) are the ones who cling to it most tenaciously!  The Nigerian media go so far as to estimate that one in three houses in the cities and townships of the Christian south of the country are used nowadays as churches, chapels, temples, tabernacles, or other places of worship.  “Nigerian atheist” is considered an oxymoron. Those who know I was raised a Catholic—and, to boot, an altar boy able to recite the entire Eucharist liturgy in Latin and English—profess themselves baffled by my apostasy.  Read the full article: https://www.fadewblogs.eu.org/2021/11/I-said-no.html
What Every DWI Attorney Needs To Do Before Fighting Your Case
Before fighting your case, your DWI attorney needs to file a notice of appearance with the court and this is extremely important. However, he or she would also need to complete other formalities too. Presenting a notice of appearance stating that your DWI attorney will be representing you along with a set of other documents to the court is extremely important since your lawyer would not be allowed to fight your case without them. Typically, these documents are supposed to announce that your lawyer is going to fight your case on your behalf for the first time. These documents contain certain important details about you and your case. WHAT SHOULD BE PRESENTED? Along with the notice of appearance, your lawyer should present not only audio recordings but also witness statements and names, video recordings, the police report, etc. to the prosecutor. It is compulsory to present these items so that the court can use them in your case. However, in a DWI case, your DWI attorney has to also present any other pieces of evidence that he would like to present before it is too late. Moreover, specific requests also need to be made that reflect the specialized areas of the DWI laws and defense. PHOTOS OF THE BREATH-TEST MACHINE The most important items that can help you fight your case after practicing on them are the photographs of the breath test machine and its inner workings. When you request these materials in a notice of appearance, it is a great way to begin the preparation for fighting your case. Moreover, when you request them, you can practice arguing with your attorney as if you are talking to the prosecutor. Your DWI Attorney could even request other photographs such as those of the area where the accident took place or where you were stopped with the notice of appearance. PRESERVATION OF SAMPLES Blood samples are sometimes gathered from you in DWI cases by the police officer who arrested you. These samples must be preserved and requested by your lawyer to fight your case while filing the notice of appearance. There is also a possibility of requesting a retest if you want at a later date. You should request your lawyer and send it to the state laboratory so that it would be done whenever you want the results to be sent to the court. THE QUALIFICATIONS OF WITNESSES You can call upon expert witnesses in case you want them to appear in court to help you fight your case. These witnesses could include state toxicologists, breath test technicians, expert DWI officers, etc. It is important to know their qualifications before you can call them to represent you in court. Also, it is important that you request these pieces of evidence in case of requesting a notice of appearance through your attorney. If you do not know the qualifications of those who are going to stand as witnesses in court, you would end up looking as if you have not prepared yourself well for your case.
Betty Woodman: A Journey from a Production Plotter to a Famous Artist
Betty Woodman was a ceramic craftsman most popular for her extravagantly vivid and innovative work which acquired acknowledgment in the mid-1970s. She frequently worked with a deconstructed adaptation of the conventional artistic vessel, with her pieces going from huge site-explicit wall paintings to fragmentary segments and rug like floor pieces. "It bodes well to utilize mud for pots, containers, pitchers, and platters, however I like to have things the two different ways," the craftsman clarified. "I make things that could be useful, yet I truly need them to be viewed as show-stoppers." In its utilization of shading and example, Woodman's initial work can be viewed as a response to the overwhelmingly sober Minimalist and Conceptual stylish pervasive at that point. Brought into the world on May 14, 1930, in Norwalk, CT, she considered craftsmanship at Alfred University and was outstandingly the mother of the commended late picture taker Francesca Woodman. Betty Woodman's works can be found in the assortments of the Museum of Fine Arts in Boston, The Museum of Modern Art in New York, the National Gallery of Art in Washington, D.C., and the Victoria and Albert Museum in London, among others Among the first contemporary American ceramists, Betty Woodman has been imagining and re-designing new and conventional structures, delivering extravagant, splendidly hued, and clever works since the mid-1950s. This resulted into a special style of Betty Woodman art. During the Pattern and Decoration development during the '70s, her profession acquired the energy it has had from that point onward. This was the year she created one of her most acclaimed works, the Pillow Pitcher, where she made a vessel out of a bulbous shape squeezed at the two finishes like a pad. She additionally delivers painterly divider pieces and huge scope establishments, platters, and, most enduringly, jars in an unending cluster of styles, going from human figures to erratically composed, multi-sided Cubist reflections. The imaginative practices of Italy and the Mediterranean locale educate Woodman's work, which is additionally set apart by Chinese and Modernist impacts, and the excitement of her unbounded methodology. Betty Woodman showed her advantage in earth while she was a youngster. She got her scholastic specialization at the School for American Craftsmen in Alfred, New York. At 20 years old, she started to fill in as a potter and had the full help of her family. Shockingly, those were difficult years for ladies to get occupied with the 'men's universe' of ceramics. Inspite of this she managed to make special artworks of ceramics. Betty Woodman ceramics for sale are available online. On the off chance that she wasn't so tireless, or even somewhat difficult, she wouldn't have succeeded. It was uniquely during the 1970s, and the ascent of the Pattern and Decoration development when ladies started to take part in line-ups and shows. This was an extraordinary chance for her to show individuals her capacities, manifestations, and conceivable outcomes. Betty Woodman's innovation of the 'Cushion Pitcher', a shape that addresses a mix of Etruscan vessels and Chinese porcelain, has made her way for the world, and become her 'brand name'. Perhaps the main shows in this current craftsman's life was the review of her work between the 1950s and 2006, when she displayed her pieces at the Metropolitan Museum of Art in New York, an uncommon recognition for the specialists that are as yet alive. Her inventiveness could be found in Deco Lake Shore (2003, Metropolitan Museum), where she gave a mix of graphite and ink land sigillata and wax on high quality paper. Woodman's expert life was affected by Italy generally, so it is no bizarre that Italian Baroque had a significant part in her imagination. As a prize for her wonderful commitment to fired craftsmanship, and workmanship generally, she got a few acknowledgments, similar to multiple times National Endowment for the Arts Fellowship in 1980 and 1986 or Fulbright-Hays Scholarship in Italy which she got in 1996. Acknowledgments and respects don't stop there, as this separated craftsman likewise got the title of Doctor of Fine Arts Causa from the Nova Scotia College of Art and Design in 2006 or Honorary Doctorate of Fine Arts from the Rhode Island School of Design. Until now, her canvases, pottery, and different works have been visible in numerous shows at The Museum of Modern Art, New York, Gallery Diet, Miami, Max Protetch Gallery, New York, Frank Lloyd Gallery, California, Denver Art Museum, and numerous others. Betty Woodman kicked the bucket at an age of 87 on the fourth of January, 2018.
Học cách GenZ săn sale thế nào để không làm đau ví
Dù sống trong thời đại công nghệ với mọi tiện ích mua sắm mới mẻ, thế nhưng GenZ vẫn đang quản lý tốt chi tiêu của mình. Trả lời RedBag xoay quanh chủ đề: “Săn sale có đồng nghĩa với tiết kiệm không?”, những bạn trẻ này đã có những chia sẻ thú vị nào về việc chi tiêu mua sắm? Hãy cùng RedBag theo dõi nhé. Nguyễn Mai Thảo - Content Creative Mai Thảo - Cô gái GenZ trẻ trung với cách chi tiêu mua sắm rõ ràng. Mình không hẳn là một người săn sale có quy trình, chỉ khi có nhu cầu muốn mua sắm một món đồ nào đó mình mới phải săn sale vào đúng dịp mà thôi. Theo đó, mình dành 70% thu nhập dành cho việc mua sắm. Tuy đó là một con số khá cao nhưng bởi hiện giờ mình cũng vừa mới đi làm và tự lo, nên cũng cần sắm sửa nhiều thứ cho sinh hoạt hàng ngày và công việc. Ngày trước, mình dành phần nhiều thu nhập để mua sắm quần áo hay mỹ phẩm, nhưng kể từ khi có dịch, mình hạn chế hẳn và chỉ tập trung cho những khoản cần thiết mà thôi. Thật ra, mình cũng ít khi nào chi tiêu vượt quá hạn mức đã đề ra. Có thể là vì mình không có nhu cầu muốn mua nữa và thứ hai là do tác động của môi trường làm việc. Nếu thời gian đi làm nhiều hơn thời gian nghỉ ngơi thì chắc chắn khoản chi tiêu cũng sẽ bớt lại. Nhưng nếu có thời gian nghỉ ngơi nhiều hơn thì mình sẽ nghĩ đủ cách để chi tiêu cho bản thân và khoản tiền này có khi lại tăng. Nói về khoản dự phòng, mình thấy bạn bè mình thường dành hẳn 3 tháng lương cho khoản này. Cá nhân mình thấy đây là một cách hay để đề phỏng cho những rủi ro, bất trắc xảy ra. Thế nhưng, vì mấy tháng dịch vừa qua mình cũng không đi làm nhiều nên chưa có khoản dư cũng như chưa đủ nhiều để dành ra một khoản dự phòng cố định. Tuy nhiên, nếu sau này mức thu nhập của mình ổn định hơn thì nhất định mình sẽ dành ra 10% lương để dự phòng, giảm khoản chi tiêu mua sắm xuống còn 30%, 50% dành cho các chi phí cố định và 10% còn lại có thể dành cho giải trí, cà phê cùng bạn bè. Săn sale có thực sự giúp Mai Thảo tiết kiệm hơn hay không? Ban đầu, suy nghĩ săn sale chủ yếu là để tiết kiệm. Thế nhưng mình lại thấy khá nhiều người “lộng” việc này quá. Sẽ có những cửa hàng đôn giá lên để đến dịp khuyến mãi là giảm giá xuống, vậy nên nó cũng không giúp mình tiết kiệm hơn. Mình thấy khoa học nhất là khi nào cần đến sản phẩm đó mình hẳn săn sale, chứ không nên dành thời gian cho nó như một công việc hằng ngày. Đôi khi chúng ta mua đồ giảm giá vì nghĩ một lúc nào đó mình cũng sẽ cần đến nó, nhưng trên thực tế bạn sẽ lại chạy theo những món đồ khác mà thôi. Ví dụ như quần áo, khi bạn cảm thấy nó lỗi thời rồi, bạn sẽ không còn muốn mặc nó nữa. Chỉ khi biết được món đồ nào mình thật sự cần và săn sale thì sale lúc này mới trở thành công cụ hỗ trợ mình tiết kiệm hơn. Bùi Phương Nam - Backend Developer Phương Nam - Chàng trai đam mê đồ công nghệ với cách mua sắm đặc biệt. Mình không phải là một người quá thích săn sale mà chỉ mua sắm khi nào có nhu cầu thôi. Thật sự nếu mà cần một món đồ nào đó, mình sẽ tìm cách săn sale. Như thế thì chi phí mà mình bỏ ra cho món đồ đó có thể sẽ ít hơn. Mình đang dành khoảng 20-30% thu nhập cho việc mua sắm nhưng cũng còn tùy thuộc vào từng thời điểm. Chẳng hạn, khi mình cảm thấy món đồ đó thật sự cần thiết để phục vụ cho công việc hay học tập, mình sẽ mua ngay. Do đó, hạn mức này sẽ tăng một chút. Vì mình là con trai và cũng làm về IT nên đa phần các món đồ mình mua sắm đều là đồ công nghệ. Thế nên, mình luôn tìm hiểu kỹ trước khi xuống tiền cho một món đồ nào đó. Ngoài tính cần thiết thì sự tiện dụng cũng là yếu tố quyết định việc mua sắm của mình. Nếu giá trị món đồ đó lớn, mình sẽ tiết kiệm trong khoảng 2-3 tháng để mua, còn nếu giá tiền của nó vừa phải thì mình sẽ mua luôn trong đợt Sale. Ngoài ra, mình cũng hay sử dụng thẻ tín dụng để mua sắm. Bởi đa phần các sàn thương mại điện tử hiện nay đều đã liên kết với thẻ tín dụng, giúp cho việc thanh toán dễ dàng hơn. Cái hay nữa của thẻ tín dụng đó là tính năng: “Mua trước - Trả sau”, nó không chỉ giúp mình sở hữu ngay món đồ mình yêu thích mà còn chia nhỏ khoản tiền cần phải trả. Từ đó, giúp mình chủ động hơn trong việc cân đối tài chính. Một điều nữa mình nghĩ là khá quan trọng trong việc mua sắm đó là: Có nhất thiết phải mua đồ ở những thương hiệu lớn hay không? Có những món đồ giá rất cao chỉ vì thương hiệu của nó lớn. Thế nhưng, cũng có những món đồ với chất lượng tương đương nhưng thương hiệu không phổ biến bằng, mình sẽ chọn ngay món đồ đó. Vì nếu chất lượng như nhau mà giá thành ở những thương hiệu này thấp hơn thì tại sao không? Săn sale có thực sự giúp Nam tiết kiệm hơn hay không? Mình nghĩ rằng săn sale cũng là một hình thức mua sắm tiết kiệm. Tuy nhiên, có tiết kiệm được hay không cũng còn phụ thuộc vào nhu cầu và cách săn sale của bạn. Giả sử, bạn rất muốn mua món đồ A, nhưng lại không cần gấp. Vậy bạn hoàn toàn có thể chờ đến dịp khuyến mãi của nó để săn sale và bạn sẽ mua được nó với mức giá tốt hơn. Trần Tấn Lộc - Business Development Manager Tấn Lộc - Chi tiêu mua sắm luôn nằm trong kế hoạch. Thật ra, mình không phải là một người thích săn sale mà khi cần mình sẽ chi tiền luôn. Đối với mình, mình muốn tiết kiệm thời gian hơn là tiết kiệm tiền. Vì quỹ thời gian của mình sẽ tạo ra được nhiều tiền hơn so với việc dành thời gian để săn sale. Thông thường, mình sẽ mua đồ theo một thời điểm nhất định trong năm. Chẳng hạn như vào tháng 6 và tháng 7, mình sẽ mua một số thứ như quần áo, giày dép hoặc các thiết bị công nghệ,... Nếu tính ra nó sẽ chiếm khoảng 10-15% thu nhập của mình trên một năm. Mình cũng là người có tính kỷ luật cao trong việc sử dụng tiền. Thường khi bước vào một năm mới, mình sẽ ước tính được là mình sẽ chi tiêu mua sắm hết bao nhiêu. Phải nói là để mua được một món đồ nào đó, bao giờ mình cũng hoạch định trước một kế hoạch trong khoảng 3-4 tháng. Mình sẽ không quan tâm giá cả như thế nào mà quan trọng là nó có theo đúng kế hoạch mình đã vạch ra hay không.  Như vậy, mình cũng sẽ lường trước được các tình huống bất ngờ khiến mình phải chi tiêu vượt quá giới hạn. Thế nhưng nếu chẳng may có những khoản phát sinh khác khiến số tiền này bị dội lên, mình sẽ kiếm thêm thu nhập để bù vào. Mình nghĩ nó sẽ dễ hơn là tiết kiệm. Mình không chi tiêu quá nhiều không có nghĩa là mình sẽ khắc khổ với bản thân. Mà là để mình đặt ra được những mục tiêu dài hạn hơn. Không hẳn chỉ là 1, 2 năm mà có khi đến vài năm. Lúc này, mình sẽ có được động lực hơn trong việc giữ tiền để làm sao đạt được mục tiêu mình mong muốn. Ngoài việc không chi tiêu cho những món đồ không cần thiết, mình còn đầu tư nữa. Điều này vừa giúp mình không quá chi tiêu chắt bóp mà còn thoải mái sử dụng tiền đúng mục đích. Săn sale có thực sự giúp Lộc tiết kiệm hơn hay không? Khi theo dõi các bạn hay mua hàng giảm giá, cá nhân mình nhận thấy có 2 vấn đề sau: Thứ nhất về bản chất giá của món hàng hóa đó đúng là sẽ thấp hơn so với giá gốc, nhưng thường nó sẽ đính kèm thêm một vài sản phẩm khác. Lúc này, chi phí mình bỏ ra có khi còn cao hơn giá của món hàng đó. Vậy là bạn đang săn sale hay để món đồ đó săn ngược lại túi tiền của mình? Thứ hai, mọi người thường có tâm lý là: Nếu bây giờ mình không mua thì mình sẽ bị lỡ mất món hời đó. Vậy nên, khả năng cao là bạn sẽ mua ngay lập tức hoặc nếu không đủ tiền cũng sẽ vay mượn bạn bè để mua cho bằng được. Tác hại của việc này đó là bạn sẽ phải mất thêm một khoản tiền lãi và làm thâm hụt nguồn tiền của mình. Tuy rằng mình không có quá nhiều kinh nghiệm trong việc săn sale, nhưng mình cũng có một vài mẹo nhỏ cho các bạn đó là: Nên vạch ra một kế hoạch mua sắm cụ thể và thực hiện đúng theo kế hoạch đó. Ngoài ra, đừng để bất kỳ điều gì có thể tác động và chi phối quyết định của bạn. Tiếp theo bạn cần xem xét nguồn tiền của mình. Nếu không thể tiết kiệm hơn được nữa thì hãy tăng thu nhập để việc chi tiêu mua sắm không còn là áp lực. Võ Phúc Khuê - Social Content Intern Phúc Khuê luôn mong ước được mua sắm cho bố mẹ bằng số tiền mình kiếm được. Hiện tại mình đang sống cùng gia đình và cũng chưa có áp lực tài chính nên mình thường dành 60-70% cho việc mua sắm. Trong đó, mình dành 15-20% mua sách để vừa giải trí vừa đầu tư cho công việc, còn lại mình thường dùng để mua sắm quần áo, mỹ phẩm,... Nói vậy chứ mình cũng thường hay mua sắm vượt quá hạn mức này lắm, mới chỉ có 20 ngày mà mình đã dùng hết số tiền cho mua sắm rồi. Mình cũng chẳng nhớ hết mình đã chi xài cho những thứ gì nữa. Mình nghĩ mình là một đứa thích gì mua nấy nên cũng không quan tâm lắm đến chuyện giảm giá hay không. Do đó, trước khi xuống tiền cho một món đồ, mình thường chú trọng đến chất lượng và thương hiệu. Mình chỉ thích mua đồ ở những cửa hàng chính hãng hoặc nếu mua sắm online thì mình chỉ quan tâm đến mấy cái Mall (trung tâm mua sắm) như Shopee Mall hay Lazada Mall mà thôi. Điều này cũng giúp mình an tâm hơn về chất lượng của những món đồ. Ngoài ra, mình cũng sẽ xem là món đồ đó có phù hợp với mình không, có sử dụng được lâu bền hay không rồi mới quyết định mua. Đối với những món đồ có giá trị lớn hơn như laptop hay điện thoại mà dù muốn mình cũng không thể mua liền được, mình thường sẽ để dành tiền trong vòng 1-2 tháng. Nhưng nếu nó quá cần thiết với mình trong lúc này thì thường gia đình sẽ hỗ trợ tài chính cho mình. Vì điều này mà mình cũng nghĩ đến chuyện tiết kiệm trong thời gian gần đây. Thứ nhất là bây giờ mình cũng lớn rồi, mình không muốn phải xin tiền bố mẹ quá nhiều nữa. Thứ hai là mình cũng có những nhu cầu mua sắm riêng và cũng muốn sau này sắm sửa lại cho bố mẹ. Săn sale có thực sự giúp Khuê tiết kiệm hơn hay không? Săn sale đúng là giúp mình mua được những món đồ rẻ hơn, nhưng cũng vì tâm lý ham rẻ mà nhiều người thường mua lố những món đồ không cần thiết. Đối với một số người không rành săn sale trên các sàn thương mại điện tử sẽ gặp phải trường hợp như một số cửa hàng đôn giá lên để đến khi khuyến mãi thì hạ giá xuống. Cộng thêm việc cứ thấy Flash Sale (giảm giá mạnh) là mua liền và mua cùng lúc 2, 3 món. Vậy nên, nó cũng không giúp mình tiết kiệm lắm.  Mình cũng bị vài lần như vậy rồi cho nên rút được kha khá kinh nghiệm. Theo mình săn sale có giúp tiết kiệm được hay không sẽ còn tùy thuộc vào hành vi của người tiêu dùng. Lê Thị Như Thảo - Traffic Acquisition Leader Săn sale là sở thích của Như Thảo nhưng chỉ săn khi có nhu cầu. Mình rất thích săn sale nhưng chỉ mua khi cần thôi. Tùy từng thời điểm, mình sẽ có nhu cầu mua sắm khác nhau, thường mình sẽ dành 10% thu nhập cho việc này. Tuy nhiên, nó cũng không cố định cho lắm. Bởi có tháng mình sẽ không cần mua sắm gì nhưng cũng có tháng phát sinh thêm các sự kiện bất ngờ khác như du lịch thì mình sẽ tận dụng luôn các đợt Sale để mua đồ.  Để không chi tiêu vượt quá mức cho phép, đầu tiên mình sẽ xem xét lại nguồn tiền dành cho việc mua sắm. Nếu tiền vẫn còn thì mình sẽ tiếp tục mua sắm nhưng nếu không thì mình sẽ lùi lại đợt sau. Tiếp đến, mình sẽ đánh giá đến tính cần thiết và chất lượng của món đồ đó. Nếu phải trả một cái giá cao hơn để có được một món đồ chất lượng thì mình sẽ không ngại. Ngoài ra, mình nghĩ điều quan trọng hơn hết là nên có quỹ dự phòng, chiếm khoảng 10% thu nhập thôi cũng được để đề phòng cho những vấn đề phát sinh. Đối với những món đồ có giá trị lớn hơn, mình thường sẽ lên kế hoạch mua sắm rõ ràng. Rằng cần tiết kiệm bao nhiêu tiền trong khoảng bao lâu để mua được món đồ đó? Ví dụ, lương mình 10 triệu một tháng thì mình sẽ dành ra khoảng 1-2 triệu để dành mua món đồ đó. Săn sale có thực sự giúp Thảo tiết kiệm hơn hay không? Mình nghĩ săn sale đúng nghĩa sẽ giúp mình tiết kiệm, nhưng nếu tận dụng thời điểm này để mua sắm quá độ thì săn sale sẽ không còn ý nghĩa nữa và càng không tiết kiệm. Nguyễn Hồ Bích Luân - Account Manager Bạn có muốn biết cách lập quỹ săn sale từ Bích Luân hay không? Mình thấy mình là một người chi tiêu khá hợp lý. Khi mình muốn mua một món đồ nào đó thường mình sẽ ghi chú lại rồi đợi đến những dịp Sale lớn như Black Friday hay 12/12 sắp tới để mua sắm. Nó sẽ giúp mình tiết kiệm được một khoản kha khá. Thông thường, mình cũng lên danh sách mua sắm những món đồ cần thiết như dụng cụ thể thao, quần áo hay laptop để phục vụ cho công việc. Ngoài ra, mình sẽ dành khoảng 10% thu nhập để mua những thứ mình muốn hơn là những thứ mình cần. Tuy nhiên, đôi lúc mình cũng thường chi tiêu vượt quá khoản này. Bởi mình quan niệm một điều rằng có chi tiêu thì mới có sản xuất. Tức là khi cần chi tiêu mua sắm, nó sẽ là động lực cho mình làm việc. Tất nhiên, mình sẽ vạch rõ ra đâu là thứ mình cần và đâu là thứ mình muốn để biết cần ưu tiên mua sắm những gì. Do đó, mình cũng không quá đặt nặng vấn đề phải chi tiêu mua sắm như thế nào? Nếu có khoản dư nào đó mình sẽ sẵn sàng chi tiêu để tự thưởng cho bản thân mình. Nhưng nếu tháng đó bị hụt tiền do mua sắm quá đà, mình thường sẽ tăng ca hay kiếm thêm thu nhập từ nhiều nguồn khác để không cảm thấy áp lực. Đó là lý do hiện tại mình có được kha khá nguồn thu từ việc đầu tư qua các ứng dụng tài chính. Hiện mình đang tham khảo app TCBS, một ứng dụng đầu tư chứng khoán của ngân hàng Techcombank hay phổ biến hơn là Finhay, Momo. Còn với những ai muốn đầu tư nhưng ngại rủi ro thì có thể gửi tiết kiệm ngân hàng. Ngoài ra, khi mua sắm, mình cũng đặc biệt quan tâm đến chất lượng của món đồ, với mình khi đã mua là nên mua cho đáng. Hiện nay, chúng ta cũng thấy được các sàn thương mại điện tử đều có giá niêm yết, vì vậy mình hay lướt qua xem những nơi nào uy tín, giá cả hợp lý thì mình sẽ mua. Nhưng mình sẽ không quan tâm quá nhiều đến giá tiền của một món đồ, bởi “tiền nào của nấy”, mình chỉ xem xét ở mức tương đối thôi. Săn sale có thực sự giúp Luân tiết kiệm hơn hay không? Mình nghĩ nó có hai mặt. Giả sử, một món hàng giá có giá 100.000 đồng, nhưng khi đến đợt Sale nó giảm xuống chỉ còn 70.000 đồng, vậy là mình sẽ mua ngay vì biết mình có thể tiết kiệm được 30.000 đồng. Tuy nhiên, nếu đem 30.000 đồng ấy mua thêm những món không cần thiết khác vì nghĩ mình cũng đang lời mà, cứ việc mua thôi thì thực sự nó không giúp mình tiết kiệm đâu. Vậy nên, mình có một lời khuyên dành cho những ai đang muốn săn sale trong dịp BlackFiday sắp tới là: Hãy tìm hiểu trước giá tiền của những món đồ bạn muốn mua và chuẩn bị sẵn một quỹ săn sale dành cho mình. Đến lúc mua sắm bạn sẽ dễ dàng kiểm soát chi tiêu của mình hơn. Xem thêm: Mua hàng giảm giá có thực sự giúp bạn tiết kiệm hơn? Nguồn: https://redbag.vn/blog/hoc-cach-genz-san-sale-the-nao-de-khong-lam-dau-vi/
Dimpleplasty - Get Dimples With A Quick And Easy Procedure
Cher, Mario Lopez, and Jennifer Garner are all famous for their dimpled smiles. They recently inspired fans to get their own dimples. “Everyone in Hollywood has them, and everyone wants them,” say plastic surgeons. Men who want the “Mario Lopez” look are also interested in the procedure. So, what is Dimpleplasty? Natural dimples are caused by skin adhering to underlying tissue. If someone smiles, a dimple appears. While some dimples last into adulthood, many disappear as a child grows and the cheek muscle matures. The latest cosmetic surgery trend is Dimpleplasty in Mumbai. Cosmetic surgeons now create four times as many dimples as they did a few years ago. What is Dimpleplasty? A tiny incision inside the patient's cheek creates dimples. No cuts on the outside of the face. The remaining cheek muscle is sutured to the skin's underside with dissolvable suture. An incision on the inside of the cheek creates a dimple. One local anaesthetic is used for the entire outpatient procedure. The dimples will be deeper at first, but will look natural after a few months. Initially visible whenever the patient smiles, the dimples gradually fade away. What is the Dolly Dimple? Dr. Siddharth Prakash, one of the few cosmetic surgeons who offers the service, says the “Dolly Dimple” is an updated version of the original dimple creation surgery in Mumbai that is more predictable. "Dimples can be more personalised," said Dr. Siddharth. “Patients can design their own dimples, long, short, deep, shallow, etc.” The patient can also choose the location of the dimples on their cheeks. Dimples are cute and brighten a person's smile. They are even lucky in some cultures.
5 Things To Know Before Your Tummy Liposuction For 6 Pack Abs
There are two types of fat to consider when doing tummy liposuction: subcutaneous and visceral. Subcutaneous fat is the jiggly, pinchable fat found just beneath the skin. It's generally harmless, but not always appealing. Visceral fat is fat stored in the abdomen. "Skinny-fat" is a term used to describe people with a lot of visceral fat. Not only is it unhealthy, but it's also dangerous. Because visceral fat is stored near your organs, it is more likely to disrupt organ functions, leading to increased insulin resistance (type 2 diabetes), blood pressure, bad cholesterol (LDL), and heart disease and stroke risk. Tummy liposuction removes subcutaneous fat. Visceral fat is insoluble in water and cannot be suctioned out. Diet and exercise can safely reduce visceral fat. Visceral fat does not prevent you from having liposuction, but it does affect the results. The patient had liposuction of the abdomen, waist, and hips. The patient was pleased with the visible results. However, visceral fat remains in the tummy , which liposuction cannot remove. Without an MRI or CAT scan, you can't tell how much visceral fat you have. Visceral fat makes up about 10% of total body fat. Your visceral fat may start to affect your health if your waist circumference is 40 inches or 35 inches for a man and 35 inches for a woman. Tummy liposuction does not always require general anaesthesia. It's true for all body parts, but not always! In fact, some surgeons still prefer general anaesthesia, especially for abdominal surgery. Your plastic surgeon will almost certainly use the tumescent method, which has long been the gold standard for safe and effective liposuction. Tummy fat is removed by injecting tumescent fluid (saline and epinephrine with sodium bicarbonate as a buffer) into the skin-to-abdominal cavity area. The saline solution fills the fatty layer beneath the skin, making it easier to sculpt (hence the name Liposculpture). Epinephrine is a vasoconstrictor, reducing bruising and blood loss. For tummy liposuction under local anaesthesia, your surgeon will add lidocaine (a numbing agent) to the tumescent fluid. In addition to avoiding the risks associated with general anaesthesia, this allows your cosmetic surgeon to perform lipo without putting patients to sleep. Watch for Loose Skin and Belly Hang. As we age, our bodies produce less collagen, causing our skin to lose elasticity and bounce back. Now anyone can have liposuction! Remember that skin laxity is more likely to be an issue with tummy lipo as you age. Loose skin can occur after extreme weight loss, as well as after liposuction. With SmartLipo, laser-assisted liposuction in Mumbai tightens skin better than liposuction alone. In some cases, due to the size of the abdomen or lack of skin elasticity, a tummy tuck may be required. You can gain weight even if fat doesn't move. Liposuction is an investment in your body that requires maintenance. Tummy liposuction will not prevent you from gaining weight. Even if you gain weight, your tummy will still be slimmer! Liposuction is not a weight loss solution and should not be used as such. Tummy liposuction permanently removes abdominal fat. Those cells don't regenerate, move, or change where they store fat. After tummy liposuction, your body has fewer fat cells in the abdomen (about 70 percent less). If you gain weight after tummy liposuction, your body will store fat in the same places. Because we removed so much fat from your tummy , other areas may appear larger. That you can eat whatever you want and never gain weight just because your tummy is smaller after lipo means nothing. Again, liposuction is not a quick fix and should not be used as such. 6 pack abs are made in the gym and the kitchen. "Abs are made in the kitchen, not the gym," you've probably heard. That's a lot of truth. Subcutaneous fat hides abdominal muscles, no matter how big and strong they are. Or does it remove subcutaneous fat? So why don't all lipo patients have six-pack abs? The answer is simple: abs come from the kitchen and the gym. There's the gym and the operating room for tummy lipo. You've probably seen a flat tummy . They don't have much belly fat and have good muscle definition, but no six-pack. As previously shown, having a lot of visceral fat can prevent you from getting a flat tummy from lipo. You won't get abs from liposuction in Mumbai unless you first build strong ab muscles through exercise and weight training.