This cyclist was riding in London at around 22mph. Conditions were a little wet, but nothing too bad. While wearing bright clothing and riding clearly in the lane, a driver pulls out in front of him in an attempt to turn right. The cyclists lacked the ability to stop in time, and crashed into the side of the car. There goes some nice new carbon.
The cyclist stated that after 3 weeks the insurance company reluctantly paid for injuries and damages to the rider and the bicycle.
This just goes to show that you can never be too safe while riding. No matter how safe you are riding, you can not make others drive safely. The best you can do is make yourself visible to other and wear a helmet!