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Can a cheque bounce after it has been cleared?

A returned cheque can invite both civil and criminal liabilities on an individual pursuant to the UAE laws. Therefore, it is very important, that UAE residents are well aware of the responsibilities in financial transactions including the potential risks.
Federal Decree-Law No. (14) of 2020 Amending Certain Provisions of the Federal Law No. (18) of 1993 ‘Concerning the Commercial Transaction Law’ (‘New decree’), states that:

Article (600):
* Acceptance does not apply to cheques. Any wording of acceptance written on a cheque shall be null and void. 

* The drawee of a cheque may initial the cheque for approval. Such approval shall confirm the availability of sufficient fund with drawee to pay the value of the cheque as on the date of initialing. The signature of drawee on the face of the cheque shall constitute an approval. 

* The drawee may not reject the approval of the cheque if the drawer or bearer asks it to do so should the drawee have sufficient fund to partially or wholly pay the value of the cheque.

* The drawee shall freeze with it and under its liability the required fund to pay the value of approved cheque, or the remaining amount of a partially paid approved cheque, for the benefit of the bearer until the expiry date of submitting the cheque for payment.

Further pursuant to Article 617(3):

The drawee shall report the details of the account holder to the Central Bank, in accordance with the rules and regulations issued by the Central Bank, in any of the following cases:

* Where no sufficient, existing and usable fund for the payment of the value of cheque is available at the date of its maturity,

* Where the drawer, after issuing the cheque, withdraw all the fund for payment so it is not possible to pay its value, or

* Where the drawee partially pay the value of the cheque in accordance with (2) of this Article.

The amended provisions thus impose criminal penalty on the following offences:

* Cheque falsification;
* Cheque forgery;
* Ordering the Bank not to pay the cheque amount; and
* Withdrawing the account balance prior the date of the cheque to prevent encashment.

Under the new provisions if a cheque is submitted for clearing and post the same if the drawee withdraws the account balance to prevent the encashment of the cheque it would invite penalty. The new decree is proposed to be in effect from January 2022 onwards and imposes a criminal penalty of 10% of the cheque value for bounced cheque matters on the issuer of the cheque and subject to a minimum penalty charge amount of Aed 5000 and a maximum penalty charge amount of no more than twice the cheque value.


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Studying, working, or expanding your business overseas has become quite common nowadays. Some countries have begun an accord to ease this process by eliminating the boundaries up to a point. Apostille Attestation is a process of legalization documents for foreign visits. This procedure consists of certification from a particular authorized branch of the Govt. of both concerning countries. It's a process that takes place according to the specifications of the overseas country that participates under the Hague Convention, requiring Apostille Attestation. Around 118 countries are members of the Hague Convention right now. Apostille meaning in India: The procedure of checking the authenticity of authentic documents via fixing the signature of the verification department is Apostille Attestation of documents. It is a global process that is essential for everyone who desires to go overseas. To achieve Apostille in India there are many attestation services agencies that provide exclusive services for Apostille requirements of the customers, mainly getting associate Apostille stickers from the MEA i.e. Ministry of External Affairs. There are restrained services as well which can render you with actual and correct documents Apostille. It's fencelike from the verification process that can assure one’s genuineness and their requirements of visiting an overseas nation that is moreover a critical aspect of buying a visa and growth of Business in a foreign country. Attestation services help you to receive the authentication from the MEA regarding the extraordinary officialdom as an MAE attestation stamp. The concerning officers available at the embassy, MEA, state, and professionals have the authority to provide the Apostille stamp as evidence of attestation of documents. Many attestation agencies provide Apostille MEA attestation services in India to help you achieve the Apostille worldwide. Apostille Attestation procedure involves the following government departments in India of the State from which the certificates belong: · State Notary · Home Department of the State · The Ministry of External Affairs, India The approach will depend upon the regulations and guidelines of the foreign country. There are three types of documents that need apostille attestation in India the most to use overseas, Personal, Academicals, and Commercial. Personal documents include Birth certificates, Marriage certificates, Divorce certificates, etc., Academicals include Degree, Diploma, HSC, SSC, MBBS certificates, etc., and Commercial Documents include Power of Attorney, Bank Statements, Articles of Association, Business Invoices, etc. Apostille Birth Certificate India If you are planning to move to a brand new country then you may need some certificates and documents that require Apostilles attestation to prove their authenticity. Birth certificates Apostille is act as evidence of the solidity and fidelity of the certificates along with the characteristic of your objective to visit a country. Apostille on Birth certificates is the procedure of accomplishing the Apostille stamp at the credentials. It is essential to prove the legality of the document and its holder. A Birth Certificate shows critical data like name, place of birth, date of birth, and other details of the individual. The apostille agencies and their agents are professionals in getting the Apostille Birth Certificate India on your behalf and it is, therefore, wise to hire them for authentication of the Birth certificate. They are professional and are straightforward and reliable to render Apostille services. After receiving an Apostille the certificates are legal and you can use such certificates within the international locations which might be contributors to the Hague convention. The Apostille Accord includes 105 member countries of the Hague Convention. The objective is to make the Apostille attestation simple. There is no need to apply for separate attestation when they are dealing with any of these member countries. Get apostille attestation services in India on your Birth Certificate from a pinnacle participant in this field. Apostille Marriage Certificate India A Marriage certificate is the legal proof of someone’s marriage. This is legitimate in our country. If the married one wants to go abroad for any reason, the attestation of the Marriage certificate is compulsory. The apostille attestation makes it legally customary in all member countries of the Hague Convention. Earlier than the Apostille, you need to get through notarization. To get the process of Apostille Marriage certificates in India you need to first go to the Regional Authentication Center (RAC). The Regional Authentication Center (RAC) is the competent authority to verify the Marriage certificate. The government has positioned RACs in different states & union territories of India. Then, contact the outsourcing agent for apostille services in India. Subsequently from July 2012, the MEA has not been apostilling marriage certificates directly at the Ministry of External Affairs. Only a legal apostille service agency/agent has the right to collect certificates and documents for apostille. Only these Apostille agencies can directly submit the certificate and documents to the Ministry of External Affairs (MEA), in which the sticker with its stamp is put on it. When the agent gets your paper, he forwards them to the Department Secretariat/ RPOs. He accurately selects the only one that has jurisdiction over it. It’s surely the MEA who has the authority to apostille marriage certificate India. As soon as the outsourcing agent receives the MEA stamp on the Marriage certificate, he will send you back the certificates and documents with an MEA stamp on them. To attain Apostille you need to comply with the order of the steps to authenticate the true copy and the photocopy directly. You need to submit all the original and photocopies of the certificates, and passport also. Just type apostille services near me in an online search box and find the suitable Apostille attestation service agency for all your attestation requirements. The agency must know your concern about your original certificates and how essential the documents are, therefore the agency needs to have a professional crew to take care of your authentic certificates and documents. The Apostille procedure fees depend upon the kind of nation you're traveling to. Fee and time both rely upon the country type as every country has its very own time and structure of prices. The Govt. authorities of India have regionalized apostille attestation in India to Branch Secretariat from January 2019. The applicants can approach any of the nearest RPOs through outsourcing dealers in 15 cities. Those are in Ahmedabad, Bengaluru, Bhopal, Chennai, Chandigarh, Cochin, New Delhi, Guwahati, Hyderabad, Kolkata, Lucknow, Mumbai, Panaji, Raipur, and Thiruvananthapuram.
6 Digital Tools for Print-on-Demand
Check print is a tool that helps content writers to generate and share ideas. It has a built-in library of content articles, and it can also create articles from scratch. Check print offers two different plans: Basic and Pro. The Basic plan gives you access to a library of articles and the ability to compose your articles. Besides the above features, the Pro plan offers article publishing on their blog. How Check Print Can Help Businesses and Consumers Businesses and consumers can save time and money using Check Print's print-on-demand service. It provides a low-cost alternative to traditional printing methods. Check print has a lot of use cases. Some of these include business cards, letterhead, and flyers. Shopify Print lets you build, customize, and print your products without worrying about anything else. Check Print Process with Shopify as an Example Shopify is a platform that allows users to create online stores with ease. It also provides tools that help users manage their online stores and the marketing of their products. This section will learn about creating a printable order form on Shopify. This process includes how to create an order form, how to add items to it, and how to set up shipping options and pricing. How to Enable Check Print on Your Shopify Site Check print is a feature on Shopify that allows customers to print their purchases. It is a helpful feature for e-commerce stores, as it provides customers with a tangible item that they can take home with them. Enabling check print on your Shopify site is not difficult and will help you increase your sales. Here are some steps you can take: - Check the "Enable Check Print" option in the "Admin" section of your Shopify account. - Set up the page in such a way so that it prints out orders, confirmations, and receipts even for the customers who haven't completed the checkout process. - Adding a link to the checkout page of your website will allow customers to print their order confirmation before completing the buy. What are the 9 Essential Check Print Services from Simple to Complex ? Print services are an essential part of any business. They allow companies to send their printed materials to their customers. If you're a business owner, you know the importance of having these services. A Simple Print Checklist: 1) Get a list of all your products and services from your website and make sure they have listed on your online store. 2) Make sure that you have a printer compatible with your printing software. 3) Create an account with a printing service provider and create an online store for your company. 4) Make sure that people see the signs or fliers of your company's products & boost services near the area where they live. 5) Make sure that you have created social media accounts for marketing purposes. 6) If you have an online store, make sure these are set up. 7) Ensure that your company logo complies with copyright law and that others won't use it. 8) Check to see if you need any licenses or permits for your business. 9) Order materials, such as business cards and flyers Conclusion In conclusion, the check print is a signature used for centuries and is still around. You can print your name with a mark when you sign something, which our ancestors did even in ancient times. Many civilizations, including the Egyptians, Greeks, and Romans, used these methods. Check printing has popularized by Abraham Lincoln in the 1800s and is still used today as a reliable alternative to signatures. This article has discussed six ways to implement check print into your business. Additionally, we gave examples of companies that have incorporated check printing. We hope that this article will help you understand how you can use check print in your business!