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Die Rolle der Kapitalmärkte und ihr Beitrag hin zu mehr Nachhaltigkeit - Alles nur ein SCHERZ

Angesichts der Betonung von Umwelt-, Sozial- und Governanceaspekten (ESG) in den Medien und in der Finanzwelt könnte man leicht glauben, dass die Kapitalmärkte einen wichtigen Beitrag zum Ziel der Begrenzung der globalen Erwärmung leisten. Wir argumentieren, dass diese Wahrnehmung weitgehend falsch ist; ein Narrativ, das von der Finanzindustrie stark vorangetrieben wird, um grüne Initiativen hervorzuheben und auf diese Weise weitere (potenziell gewinnmindernde) Regulierungen zu verhindern.

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5 Legit Online Money Making Sites
Few weeks ago I wrote an article about making money online. During and after the research I found out that lots of Money Making Websites are overpromising or are straight out scams. I decided that I would find websites that give results without overpromising anything. Here is the List:- 1) LifePoints (https://www.lifepointspanel.com/en Life Points give money for conducting surveys. Moto of Life Point is to "Take surveys to shape future products and services and get paid for it! Start today, and we’ll give you10LifePoints to kick off your earnings." Remeber Min Pay is $10 2) Transcribe Me (https://www.transcribeme.com/ All you have to do on this website is to write down after listing to an audio file that will be provided to you. The website offers around $20 for one hour of work. But remeber you will have to pass a short test to qualify to be a member on the website. 3) Toluna (https://in.toluna.com/#/ All you have to do is test the products that will be provided by Toluna. Toluna Influencers is their online panel where not only they Pay you to test products, but also to take surveys, polls and more. 4) Amazon mTurk (https://www.mturk.com/) mTurk is the most famous of all hosting hundreds of thousands of tasks every day and seeing very large amounts of money flow through from task providers to task-takers. Some people make $1,000 of dollars from mTurk and work full time. 5) Newslines (https://newslines.org/about/ Newslines is a crowdsourced news website. It’s organized by topics, which are updated as a timeline through 50-100 word posts about the topic and its details or goings-on. You can get paid to add these little blurbs, $1 per accepted post. Thanks for reading!!! If you want to earn money from WhatsApp then visit this website and Join Groups so you can earn more(Linkbazaar). Remember to earn first you will have to learn.
Money Help from Same Day Payday Loans When You Face Emergencies
When your hard cash is going to end or some surprising expenses have happened at the end of the month, you then need extra funds the same day. In that situation, you don’t have to spend your energy or your precious time, since you can get money help from same day payday loans when you need it gravely. This loan hardly consumes 15 minutes to deposit into your bank account. It’s the same-day loan procedure. Know well about Same Day Payday Loan What Is This? Same day payday loans are small, short-term cash advances custom-made to boost your monetary budget until your next salary date. This is a loan that helps you receive cash directly into your account through a simple application process. You’ll find it on payday loan lenders’ lending websites, and they are available 24 hours to help you better in your miserable condition. You don’t do anything besides completing an application form. It requires your details like address, contact number, email id, age, income proof, bank account, fast cash loans same day details and expenses et cetera. If your submitted details are found correct, it will be the result for loan approval. The loan is directly deposited into your active bank account on the same day you apply. Can Unfair Credit Holders Be Eligible for Receiving Money? It’s difficult to say whether unfair credit holders are eligible or not, to apply for a loan. On the other hand, it is said that many lenders provide direct deposit loans to bad credit borrowers too, based on their monthly income. Keep in mind that they demand you to follow their planned loan criteria such as you’re eighteen years old USA citizen, and having full-time income paid into your account regularly. In addition, you have got an SSN to apply for the loan. If you’ve all of these, these loans are easy to apply for any time anywhere. How to Get Rid of Unexpected Expenses between Two Paydays? Never need to panic whether your hard cash has been ended. Today, you can apply for fast cash loans online and grab hold of money ranging from $500 to $5,000 within 15 minutes, if approved. You have the best repayment scheme stretched from 3 months to 12 months, and you also can’t repay it in a single payment. This amount can be repaid on an installment facility, but assigned to the lender on a fixed date. This is a short-term cash advance helpful to use for covering medical emergencies or unexpected bills throughout the month. With the help of a fast cash loan, you make your life painless. https://nuevacash.com/
Developing a Strategic Technology Plan by James Roland Jones
James Roland Jones says developing a strategic technology plan, which is in line with your organization's overall strategy, can help you to manage technological changes and direct your technology spending in future years. Planning for technology, as well as developing longer-term strategic goals, will help your organization thrive in this modern world. Clearly defining your strategic goals and how technology will help achieve those goals is the key step in building a successful IT strategy. A tech strategy provides for long-term vision, with an eye toward the future, looking over the horizon to try and anticipate what an organization's business needs will be, taking market and competitive factors into account. Planning for the technology strategy is usually done by an organization's chief technology officer (CTO) in conjunction with senior managers in other business units and executive teams. With a technology strategic plan, an organization can predict and plan resources for purchasing, implementing, training, and deploying selected solutions. Just like with other business functions, each organization needs a thoughtful, well-developed technology plan. In order for an enterprise to have a successful strategy to manage technology and innovation, it is critical for the organization to be prepared to undertake this endeavor. Management of technology and innovation needs to balance short-term efficiency with long-term effects on the marketplace if a firm is to drive value and thrive in an ever-changing landscape. Those managing technology change must frequently function both as technology designers and as implementers. Follow on:- Facebook Website Youtube Soundcloud Reaach Tuugo Hotfrog Croozi F6S Bark
How to get Profit in Real Estate?
In Pakistan, real estate is one of the most flourishing businesses that hold the major stakeholders of Pakistan. In the ongoing 20th-century maximum number of billionaires are real estate investors as this field has rocket power potentials. But the intermingling question which arises here is that, “HOW TO GET PROFIT IN REAL ESTATE." The answer to this question will open up the ultimate way for you to unpack the bundles of success for you through real estate. The Masters Real Estate is one of the Best Real Estate Investment Company. We are official sales partner of Lahore Smart City and Capital Smart City. For More: https://themrl.com/lahore-smart-city/ The strategy to evacuate the desired profit from real estate has inculcated in the roots of consistency and patience. No bypass or shortcut way will make you rich through overnight formula. However, if you have ambiguity about the profit potentials of real estate, then you are at the most right place to figure out the genuine way. The gurus of today's world that have to earn immense experiences about real estate still admit that some conventional rules are still pro tips to make a profit in the real estate world. The gloss and shine of the real estate era are quite fascinating, but the paths of the real estate business are not as convenient. Consequently, your dedication and preference towards your work will lead you to make piles of profit from the real estate world in the meantime. It will prove a worthy earning journey for you once you get into this market. To know how to get profit in real estate, you have to keep some basic techniques at your fingertips. The criteria of this talk will reveal the basic and traditional, and rational ways to make a profit from the property. We have striven to deliver a complete guide for “How to make a profit in real estate." We have compiled up the golden ways that will flicker up your real estate business with huge profit. CAPTURING THE INCREMENT RULE The rule of appreciation or inclining rates of the property will have synchronized with the sale of your property. It is one of the ancient ways of extracting profit from real estate. Although it is a traditional ritual of the market of real estate, it is still well-grounded. Hence it is good to sell the properties at the peak time of the need to make a colossal profit. RENTAL PROPERTIES The second most reliable way of composing huge profits from real estate property is to buy properties and simple rent. This method is a constant way of earning livelihood for a large proportion of people in Pakistan. However, the maintenance cost of the buildings and other expenses run side by side. AGRICULTURAL LAND PROFITS In a country where agriculture is the source of income for a massive population, a real estate investor can also pull the profit from these harvesting lands. You can purchase the land and lend them to a farmer for cultivation. In this way, you will own the ground, and also, the portion of crops, vegetables, and fruits are grown on them. Another way is also to sell the land when its market value undergoes appreciations. COMMISSION STRATEGY Here comes the most versatile domain of fetching the profit from real estate. And it's one of the most frequent answers you will get to hear as a result of “HOW TO GET PROFIT IN REAL ESTATE." This aspect of the real estate market revolves around the commission, or you can say the service charges of all the dealings from the investor and the buyer. A real estate business person or agent will get this amount due to selling the appropriate land to the investor. On the other hand, you can also charge the seller to find the correct buyer for him/her. HOLIDAY RESORTS PROFITS It is another way of making a profit. Real estate market. In this scenario, apartments, resorts, and guest houses, or any other place at the vacation or holiday point have been purchased by the investor. After that, you may rent your property in the peak time of tourists visiting that place, or you can also sell your property at the right time with attractive market prices.
Why Choose Odoo Attendance Management System Application?
Odoo Attendance Management System (AMS) application allows you to manage your attendance records safely and securely. In addition, this software enables you to generate reports that are used to help improve business efficiency. With this software, you can easily manage your employees' attendance records, pay them, calculate their salaries, and generate reports analyzing employee performance. You can also view detailed information about each attendee, including their name, address, salary, attendance record, etc. Moreover, you can review employee time sheets and complete payroll online using this application. Odoo Attendance Management System (AMS) application allows you to manage your attendance records safely and securely. In addition, this software enables you to generate reports that are used to help improve business efficiency. With this software, you can easily manage your employees' attendance records, pay them, calculate their salaries, and generate reports analyzing employee performance. You can also view detailed information about each attendee, including their name, address, salary, attendance record, etc. Moreover, this application can review employee time sheets and complete payroll online. What did you get from Odoo Attendance Management Application? • Create attendance records for employees. • Manage attendance policy. • Attendance approval/rejection using email. • Update attendance records from the phone call, SMS, message, etc. • Viewing attendance summary report. How Candidroot Solutions Help You? CandidRoot Solutions provides you with the best Attendance and HRMS system. We create, train, and customize Odoo for your organization as well as provide ongoing maintenance and administration. We have experts who can understand your needs and work accordingly. We offer different packages to meet the needs of small businesses and startups.
Frugal 18th Birthday Ideas
Your 18th birthday is a milestone birthday and typically a special day for most people. But, most importantly, turning 18 signifies officially being recognized as an adult, which comes with many new and exciting opportunities. Full-fledged driving in many states, the right to vote, and serving your country are just a few examples. But, of course, you can also have a bit more fun with being able to get a tattoo (cover your eyes, mom and dad!), buy a lottery ticket, or even change your name. So how should one spend their special birthday, especially if you are frugal-minded? Below are some 18th birthday ideas for those who are more on the frugal side of living.  Frugal 18th Birthday Ideas There are plenty of unique 18th birthday party ideas out there; mine are geared toward those teens or parents looking to save money while still having a great time on their special day! Have an at Home Spa Day There’s no doubt that going to a Spa is a great way to spend part or all of your 18th birthday, but it can also be one of the most expensive. So why not bring the spa home to you? Draw a hot bath, add some bubbles, maybe some aromatherapy candles, plus any other spa staples you can think of at home for a fraction of the price.  Go HIking After relaxing at home with your spa day, it could be time to get into the great outdoors. Grab a few friends and family and hit the hiking trails near you. Or better yet, work up a good sweat on a hike first, then relax with the at-home spa. Go on a Camping Trip For the outdoorsy teen, adding a camping trip to your hike could be the perfect compliment as an amazing 18th birthday idea. Bring all the makings for smores, tell campfire stories, and have a low-tech good time under the stars. You don’t even need a campsite. You can always set up the tents right in your backyard! Have a Picnic Staying with the outdoor theme, a nice relaxing picnic in the park is a fun and frugal way to spend part of your 18th birthday. So pack up your favorite lunch and snacks, a blanket, and a few of your favorite outdoor games, and have a great time! Bowling This ain’t your mom and dad’s bowling. Okay, it could be if you wanted it to be, but there are many variations on this classic sport. Find a bowling alley where they offer Cosmic Bowling or anything along those lines to make your 18th birthday out of this world! Have a Movie Marathon Many of our favorite movies these days are part of a series. Take the MCU movies, for example. You could spend days watching these movies. Pick a few of your birthday boy or birthday girl’s favorite flicks and spend the night watching them. Get Your Sing on with a Karaoke Night Why not crank out a few tunes with a karaoke night if your frugal teen loves to sing? So fire up that karaoke machine and sing the night away. Go On A Road Trip Have a destination you love, but it is far away? No better time to go to a unique location than your 18th birthday. Now that you are a full-fledged driver grab a few friends and hit the road!  Take A Weekend Trip Some destinations are too far away for a day trip. In that case, make it a weekend trip. Of course, staying overnight will up the price, but there are definite frugal ways to find good hotel deals or even use services like Airbnb to keep costs down. Attend a Concert Attending a concert is a great 18th birthday idea for the music-loving teen. Some tickets can go for a pretty penny. There are plenty of local shows that are more affordable (or free!), or you can get several people to chip in for the artist they like most. Have a Scavenger Hunt As far as 18th birthday celebration ideas go, this one might take the most planning, but it could also be the most fun. Send your teenager all around town searching for different items using clever clues for a day full of frugal fun. Go to Top Golf Top Golf is a birthday destination that has gained popularity over the past few years. If you’ve never been, it takes golf and adds a bunch of fun spins (you see what I did there?) to it. It’s a great 18th birthday idea for the golf or sport-loving teen. Try Skydiving For you more adventurous teenage, maybe the most exciting 18th birthday idea could be to go skydiving. Nothing screams adulthood like jumping out of a plane a mile above the earth. For as crazy as it sounds, it will undoubtedly be an experience that you won’t forget and an unforgettable 18th birthday . Have a Pool Party If your birthday happens to be during the warmer months, an excellent frugal 18th birthday idea is to have a pool party. Order a couple of pizzas, and simply keep cool poolside all day. Throw in some classic pool games like Marco Polo and others, and you’re set.  Cake and Ice Cream Not that any of these other ideas can’t include cake and ice cream, but simple is better for some teens. Cake, ice cream, and a few good friends can be more than enough to make an 18th birthday memorable.  Video Game Party Many teenagers love to play video games, so what better 18th birthday idea than having a video game party? You can go as old school as NES or new school as PS5, or anything in between. Online or in person, no matter how you do it, you can spend hours battling it out with your besties on your favorite titles.  Go to an Old School Arcade Another fun 18th birthday idea for the video game lover is to go to an old-school arcade. Many establishments have popped up in recent years to revive the roots of all gamers. You can have unlimited plays on tons of arcade classics like pinball, Pacman, donkey kong, and tons of others for a few bucks an hour. Escape Room What better way to spend a special birthday that locked in a room with your favorite people? If that sounds like fun to you, you might want to try an Escape Room. They have become more popular over the past few years, and it should be easy to find one near you. Take a Class Whatever you’re interested in, there’s likely a class out there for it. Find something you’ve always wanted to try but never have as an 18th birthday idea. Retro Roller Skating No matter what kind of roller skating you do, it’s bound to be fun. Much like bowling, you can add different twists to it. Many rinks will have a “cosmic” theme or even “retro” nights where you can dress up like you are from decades past. Fancy Dinner Party Don’t let the word fancy fool you here; we’re still talking frugal. Have your friends over in their formal wear, but make whatever you like for dinner. Pizza bagels, tacos, burgers, whatever you want. The food doesn’t have to be fancy, just you! Paintball If you don’t mind shooting some of your friends or being shot by them, try out some paintball! It can be an insanely fun 18th birthday party. Game Night Bust out some of your favorite board games for another frugal night of fun.  Get a Tattoo Okay, mom and dad, look away for this one. Now that you’re an adult, you can get a tattoo. I’m not saying this should be tops on your list and if you do get one, be sure it’s something you want on you for the rest of your life.  Themed Bday Party Birthday parties are fun, but themed birthday parties can be epic. Create a theme around your favorite show, sport, hobby, whatever. Everyone that comes should be dressed to match the theme. Plus, you can have the food, drinks, and any games go with the party’s theme. Frugal 18th Birthday Ideas for Gifts You may think many gift ideas on the list below don’t fall into the frugal category, but that just means you need to find the right deals. Many gifts can be bought on sale, used, or simply be hand-me-downs. Jewelry Jewelry might sound expensive, but there are plenty of reasonably priced items out there if you know where to look. An 18th birthday is a perfect time to pass any heirlooms from mother to daughter or father to son. Money The best part of giving money as a gift is controlling exactly how much you give. Keep it reasonable and let the birthday boy or girl decide what they want to use it toward.  Gift Cards Like cash, we can typically keep our gift card purchases reasonable and let the recipient get something they want or need. Dorm Room Decor Many of our newly crowned adults will be heading off to college soon, so what better gift than some swag for their dorm room. This can be anything from posters, to fun lights, to some to help them study (yeah, right!) Books Many teenagers love curling up at home with a good book. If this sounds like your teen, why not give them exactly what they love and buy some books. As an 18th birthday idea, you can get some by their favorite author or the next part of their favorite series.  Used Instrument Notice the word “used” there? Brand new instruments can be expensive, but finding a good deal on craigslist or similar sites should bear fruit when looking for a used instrument your teen might want to try their hand at. Games Everyone loves games! Board games, video games, card games, you name it, people love it. So, as an 18th birthday idea, find a game that suits the birthday teen and let the good times roll. Coffee Maker Many teens don’t get enough sleep, and with the aforementioned college on the horizon, it’s not getting any better. So help them keep the pep in their step with an excellent coffee maker they can use at home or in the dorm. Laptop or Tablet This is a hard sell on the frugal aspect, but many teens need these. Get a few people to chip in to make the price more reasonable for everyone. Fitness Tracker Many teens love tech and fitness, so a Fitbit or other fitness tracker would be perfect for them. Many can be reasonably priced, but this is likely another birthday gift idea you’ll need a few people to go in on. Camera Most teens have the cameras right on their phones, but a good camera is always a welcome gift for the shutterbug in your life. Again, if you can find a good deal or, again, get several people to chip in, you can keep this in the frugal state of mind.  Hangbag or Wallet Bags and wallets are another super helpful item for any teen. We typically think of these items as a luxury, but they don’t have to be. There are plenty of solid bags and wallets out there at frugal prices.  Best 18th Birthday Party Ideas: Party Games Below are some easy and frugal 18th birthday ideas for a party game. Minute to Win it Games You might need to be a bit older to remember the game show Minute to Win it, but the games are still fun. Featuring quick and straightforward games that take, you guessed it, only a minute to do, they can supply much longer amounts of fun. So see who can win the most! Would Your Rather Almost everyone has played a version of this game during their lifetime. Find two equally disgusting, evil, gross, nerve-wracking, whatever options that people need to decide which one they’d rather do and explain their reasoning. You’ll have fun coming up with the scenarios and watching your friends squirm! Cards Against Humanity Cards Against Humanity has gained in popularity for its totally ridiculous cards. You may have played the more family friend Apples to Apples, but CAH is definitely a game that should wait until all players are 18. As far as 18th birthday ideas go, this may be one of the most fun to play. How to Budget for 18th Birthday Ideas Part of being frugally minded is being financially responsible. Knowing you have your 18th birthday to pay for or someones require some forethought. Below are 18th birthday ideas for budgeting.  Plan Ahead Number one rule of budgeting? Plan ahead. By simply looking forward and accounting for the 18th birthday, you’re already ahead of the game when it comes to being ready to pay for it. Open a Separate Bank Account Suppose the gift is expensive, like a trip or laptop. In that case, you might want to consider opening a separate bank account for the funds you’ll be using towards it. Get A Part-Time Job or Side Hustle You might not have enough money for the 18th birthday idea you have. If that’s the case, you can pick up a part-time job or start working a side hustle to earn the money you need.  Save Your Money Obviously, with the above already said, you’ll need to save your money to fully prepare for the special 18th birthday. Frugal 18th Birthday Ideas: Final Thoughts Your 18th birthday is no doubt a milestone in all our lives. Officially entering into adulthood and likely soon after leaving home for the first time is a big deal. But, no matter who you are, there are tons of frugal 18th birthday ideas on how to spend your day, what to get, games to play, and how to prepare. Take a few ideas from above to make it the best day ever!
Need of Integrated Management System and ISO Management for Sustainable Business Model
Irrespective of the size, all organizations divide their processes for creating expertise and undivided attention. However, this often results in more delay and interruptions as they develop individual objectives and goals. To tackle this problem choosing integrated management systems is a good choice. You might ask is it necessary to have it? The answer is Yes, it’s somehow has become indispensable for a sustainable business model. Here is how. 1. Through Integrated Management System organizations can put all segments together and unite them into one entity. Bringing all different processes into one complete process having a unified goal becomes very evident by implementing ISO Management. ISO Management system Consultancy can assist in implementing Integrated Management System effortlessly for better control and higher efficiency. 2. IMS also helps the organization in risk identification and prevents problems from reoccurring. This also results in giving organizations some superpowers such as control and operational efficiency. 3. Needless to say, thus, one can reduce the cost by faster decision making and a leaner process. This ultimately gives the Management wings to fly as they can focus more on Marketing & sales efforts. Now a day experienced Integrated Management Consultants such as PQAS can be very accommodating for organizations implementing the system in their work culture. 4. An integrated Management system also improves employee performance by standardizing the process and making them result-oriented. It also automates the continuous improvement process and multiplies the effects incessantly. 5. ISO management not only establishes the image of a standard organization but it is also accepted universally. ISO Management systems Consultancy can offer applied expertise for any organization to onboard ISO Management. PQAS has facilitated organizations' ISO certification ensuring quality products & services and better customer experience. 6. Moreover, ISO also helps in meeting all the standard requirements covering procedures and policies. Every business look for efficiency and effectiveness in the system. Once the ISO system is in place, businesses reap multiple benefits. It shows your commitment to continuous improvement to all the stakeholders. 7. An ISO management system reduces redundancy and brings continuity to the organization. The decision-makers can analyze the functional and departmental barriers for faster and better decision-making. 8. Once you choose an integrated management system the auditing works become easy without much paperwork. Someway, you get an integrated audit system for the business. Conclusions If you’re looking to get all these benefits of ISO and integrated management, contact PQAS. We’re one of the leading integrated management consultants providing 360-degree consultancy for bringing better business growth. PQAS is one of the best ISO Certification Experts having 20+ Years of Experience, the primary Australian ISO 9001 consultant for International Management Standards Certification. PQAS is a Sydney Australia-based company that helps organizations in achieving hassle-free ISO Certification & working closely with their customers. Contact Us for a free consultation & quotes at 0414775872 or visit https://pqas.com.au